Historical Valuation
Open Lending Corp (LPRO) is now in the Undervalued zone, suggesting that its current forward PE ratio of 15.76 is considered Undervalued compared with the five-year average of 28.26. The fair price of Open Lending Corp (LPRO) is between 1.85 to 3.49 according to relative valuation methord. Compared to the current price of 1.72 USD , Open Lending Corp is Undervalued By 6.85%.
Relative Value
Fair Zone
1.85-3.49
Current Price：1.72
6.85%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Open Lending Corp (LPRO) has a current Price-to-Book (P/B) ratio of 2.53. Compared to its 3-year average P/B ratio of 3.67 , the current P/B ratio is approximately -31.05% higher. Relative to its 5-year average P/B ratio of 22.18, the current P/B ratio is about -88.59% higher. Open Lending Corp (LPRO) has a Forward Free Cash Flow (FCF) yield of approximately -6.55%. Compared to its 3-year average FCF yield of 6.60%, the current FCF yield is approximately -199.22% lower. Relative to its 5-year average FCF yield of 5.82% , the current FCF yield is about -212.69% lower.
P/B
Median3y
3.67
Median5y
22.18
FCF Yield
Median3y
6.60
Median5y
5.82
Competitors Valuation Multiple
AI Analysis for LPRO
The average P/S ratio for LPRO competitors is 1.32, providing a benchmark for relative valuation. Open Lending Corp Corp (LPRO.O) exhibits a P/S ratio of 1.85, which is 40.56% above the industry average. Given its robust revenue growth of 2.95%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for LPRO
1Y
3Y
5Y
Market capitalization of LPRO increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of LPRO in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is LPRO currently overvalued or undervalued?
Open Lending Corp (LPRO) is now in the Undervalued zone, suggesting that its current forward PE ratio of 15.76 is considered Undervalued compared with the five-year average of 28.26. The fair price of Open Lending Corp (LPRO) is between 1.85 to 3.49 according to relative valuation methord. Compared to the current price of 1.72 USD , Open Lending Corp is Undervalued By 6.85% .
What is Open Lending Corp (LPRO) fair value?
LPRO's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Open Lending Corp (LPRO) is between 1.85 to 3.49 according to relative valuation methord.
How does LPRO's valuation metrics compare to the industry average?
The average P/S ratio for LPRO's competitors is 1.32, providing a benchmark for relative valuation. Open Lending Corp Corp (LPRO) exhibits a P/S ratio of 1.85, which is 40.56% above the industry average. Given its robust revenue growth of 2.95%, this premium appears unsustainable.
What is the current P/B ratio for Open Lending Corp (LPRO) as of Jan 09 2026?
As of Jan 09 2026, Open Lending Corp (LPRO) has a P/B ratio of 2.53. This indicates that the market values LPRO at 2.53 times its book value.
What is the current FCF Yield for Open Lending Corp (LPRO) as of Jan 09 2026?
As of Jan 09 2026, Open Lending Corp (LPRO) has a FCF Yield of -6.55%. This means that for every dollar of Open Lending Corp’s market capitalization, the company generates -6.55 cents in free cash flow.
What is the current Forward P/E ratio for Open Lending Corp (LPRO) as of Jan 09 2026?
As of Jan 09 2026, Open Lending Corp (LPRO) has a Forward P/E ratio of 15.76. This means the market is willing to pay $15.76 for every dollar of Open Lending Corp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Open Lending Corp (LPRO) as of Jan 09 2026?
As of Jan 09 2026, Open Lending Corp (LPRO) has a Forward P/S ratio of 1.85. This means the market is valuing LPRO at $1.85 for every dollar of expected revenue over the next 12 months.