LPRO Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

21.92M

-138.5%

0.013

-101.1%

25.16M

+3.15%

0.026

+157.1%

26.39M

+4.28%

0.029

+185.7%

Estimates Revision

The market is revising Downward the revenue expectations for Open Lending Corporation (LPRO) for FY2025, with the revenue forecasts being adjusted by -0.26% over the past three months. During the same period, the stock price has changed by -11.50%.

Revenue Estimates for FY2025

Revise Downward

-0.26%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-192.85%

In Past 3 Month

Stock Price

Go Down

-11.50%

In Past 3 Month

5 Analyst Rating

Wall Street analysts forecast LPRO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LPRO is 3.17 USD with a low forecast of 2.00 USD and a high forecast of 4.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

3 Hold

0 Sell

Moderate Buy

Current: 0.000

Low

2.00

Averages

3.17

High

4.00

Current: 0.000

Low

2.00

Averages

3.17

High

4.00

Canaccord

Joseph Vafi

Hold

downgrade

$7 -> $2

2025-11-13

Reason

Canaccord

Joseph Vafi

Price Target

$7 -> $2

2025-11-13

downgrade

Hold

Reason

Canaccord analyst Joseph Vafi lowered the firm's price target on Open Lending to $2 from $7 and keeps a Hold rating on the shares. The firm said Q3 results underscored the company's steps to improve the quality of its book and deliver more predictable results. In Canaccord's view, the new lending standards and rate adjustments are proving resilient but they lowered the target to better align with their Hold rating.

Raymond James

Outperform

maintain

2025-08-07

Reason

Raymond James

Price Target

2025-08-07

maintain

Outperform

Reason

Raymond James raised the firm's price target on Open Lending to $2.80 from $2.50 and keeps an Outperform rating on the shares. The company reported solid Q2 results, the analyst tells investors in a research note. The firm sees a favorable risk/reward at current share levels.

Stephens

Equal Weight

initiated

$2.50

2025-06-11

Reason

Stephens

Price Target

$2.50

2025-06-11

initiated

Equal Weight

Reason

Stephens initiated coverage of Open Lending with an Equal Weight rating and $2.50 price target. Looking at the FinTech space, the analyst weighs the limited operating histories and performance along with recent capital inflows when evaluating the eight stocks on which the firm initiated coverage. For Open Lending in particular, the analyst notes that the company is in the midst of a turnaround and management change, leaving limited near-term visibility. While watching from the sidelines, the firm finds value in the underlying model, and the asset-light, strong balance sheet, the analyst added.

Raymond James

Outperform

maintain

2025-05-08

Reason

Raymond James

Price Target

2025-05-08

maintain

Outperform

Reason

Raymond James raised the firm's price target on Open Lending to $2.50 from $2.25 and keeps an Outperform rating on the shares. Open Lending reported "solid" Q1 results that featured a "healthy" adjusted EBITDA beat on 9% revenue upside, but there was a small negative profit share revision, which is "surprising" given the magnitude of the Q4 revision, the analyst tells investors in a research note. Raymond James sees a favorable risk/reward.

DA Davidson

Peter Heckmann

Strong Buy

Maintains

2025-04-16

Reason

DA Davidson

Peter Heckmann

Price Target

2025-04-16

Maintains

Strong Buy

Reason

Citizens Capital Markets

David Scharf

Hold

Initiates

n/a

2025-04-04

Reason

Citizens Capital Markets

David Scharf

Price Target

n/a

2025-04-04

Initiates

Hold

Reason

Citizens JMP reinstated coverage of Open Lending with a Market Perform rating and no price target. The firm's prior rating was Outperform. While Open Lending's Lender Protection Program continues to offer a "unique value proposition" to its partners, Citizens JMP is "unable to be constructive on the shares" despite an 80% year-to-date selloff "based on several key unknowns," the analyst tells investors in a research note. The firm says these include the company's acknowledgement that it needs to overhaul its underwriting and pricing models, with no clear timeline for when or if it can return to historical levels of profit-share revenue per loan.

Valuation Metrics

The current forward P/E ratio for Open Lending Corp (LPRO.O) is 15.76, compared to its 5-year average forward P/E of 28.26. For a more detailed relative valuation and DCF analysis to assess Open Lending Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

28.26

Current PE

15.76

Overvalued PE

37.66

Undervalued PE

18.87

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

5Y Average EV/EBITDA

15.02

Current EV/EBITDA

4.36

Overvalued EV/EBITDA

23.28

Undervalued EV/EBITDA

6.76

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

8.83

Current PS

1.85

Overvalued PS

14.97

Undervalued PS

2.68

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

Gross Profit Margin - %

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders areBuying! The selling amount has increased 143.24% over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders areBuying! The selling amount has increased 143.24% over the last month.

Sold

Bought

LPRO News & Events

Events Timeline

No data

News

5.0

2025-11-25Newsfilter

Open Lending Appoints Abhijit Chaudhary to Board, Enhancing Growth Strategy

4.0

2025-11-11Benzinga

DA Davidson Reaffirms Buy Rating on Open Lending with $4 Price Target Intact

4.0

2025-11-11NASDAQ.COM

Open Lending (LPRO) Receives Upgrade to Buy: Implications for the Stock

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Frequently Asked Questions

What is Open Lending Corp (LPRO) stock price today?

The current price of LPRO is 1.77 USD — it has increased 2.91 % in the last trading day.

What is Open Lending Corp (LPRO)'s business?

Open Lending Corporation provides loan analytics, risk-based pricing, risk modeling and default insurance to auto lenders throughout the United States, which enables each lending institution to book near-prime and non-prime automotive loans, coupled with real-time underwriting of loan default insurance, out of its existing business flow. The Company also operates as a third-party administrator that adjudicates insurance claims and premium adjustments on automotive loans. Its flagship product, Lenders Protection platform (LPP), is a cloud-based automotive lending enablement platform. The platform uses risk-based pricing models that enable automotive lenders to assess the credit risk of a potential borrower using data-driven analysis. The Company's proprietary risk models project loan performance, including expected losses and prepayments, in arriving at the optimal contract interest rate.

What is the price predicton of LPRO Stock?

What is Open Lending Corp (LPRO)'s revenue for the last quarter?

Open Lending Corp revenue for the last quarter amounts to 24.17M USD, increased 2.95 % YoY.

What is Open Lending Corp (LPRO)'s earnings per share (EPS) for the last quarter?

Open Lending Corp. EPS for the last quarter amounts to -0.06 USD, decreased -700.00 % YoY.

What changes have occurred in the market's expectations for Open Lending Corp (LPRO)'s fundamentals?

How many employees does Open Lending Corp (LPRO). have?

Open Lending Corp (LPRO) has 205 emplpoyees as of January 09 2026.

What is Open Lending Corp (LPRO) market cap?

Today LPRO has the market capitalization of 209.20M USD.