Should You Buy Open Lending Corp (LPRO) Today? Analysis, Price Targets, and 2026 Outlook.
Analysis Updated At
2026/01/30
LPRO is not a good buy right now for an impatient investor. The chart is still in a confirmed downtrend (bearish moving-average stack and worsening MACD), the stock is sitting on support (~1.81) with no proprietary buy signals, and the latest quarter shows sharply deteriorating profitability. With recent analyst target cuts and a statistically weak 1-month setup, the risk/reward favors avoiding new entries (or exiting) rather than buying now.
Technical Analysis
Trend is bearish. Moving averages are stacked negatively (SMA_200 > SMA_20 > SMA_5), indicating sustained downside momentum. MACD histogram is negative (-0.0229) and expanding lower, which typically signals the downtrend is strengthening. RSI(6) at ~34.6 is not yet a clear oversold reversal signal and can stay depressed in downtrends. Price is essentially at S1 support (S1=1.812; last=1.81). A clean break below S1 increases downside risk toward S2=1.688; upside attempts face resistance near Pivot=2.012 then R1=2.213.
**Intellectia Proprietary Trading Signals**
- [AI Stock Picker](module://ai_stock_pick): No signal on given stock today.
- [SwingMax](module://swingmax): No signal on given stock recently.
Pattern-based forward look provided: ~50% chance of -0.33% next day, +1.23% next week, and -6.29% next month—skewing against an impatient buy.
Analyst Ratings and Price Target Trends
Most recent update (2025-11-13): Canaccord kept a Hold but cut price target sharply to $2 from $7, citing Q3 results and alignment with a more conservative view despite steps to improve underwriting/quality. Wall Street pros/cons view: Pros—efforts to improve book quality and more resilient lending standards/rate adjustments. Cons—earnings deterioration and reduced confidence in upside, evidenced by the dramatic target cut. Net: cautious/neutral at best, not supportive of an aggressive buy.
Wall Street analysts forecast LPRO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LPRO is 3.17 USD with a low forecast of 2 USD and a high forecast of 4 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Wall Street analysts forecast LPRO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LPRO is 3.17 USD with a low forecast of 2 USD and a high forecast of 4 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Current: 1.830
Current: 1.830
