JFIN Relative Valuation
JFIN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, JFIN is overvalued; if below, it's undervalued.
Historical Valuation
Jiayin Group Inc (JFIN) is now in the Fair zone, suggesting that its current forward PE ratio of 4.78 is considered Fairly compared with the five-year average of 3.96. The fair price of Jiayin Group Inc (JFIN) is between 3.95 to 9.57 according to relative valuation methord.
Relative Value
Fair Zone
3.95-9.57
Current Price：7.17
Fair
4.78
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Jiayin Group Inc. (JFIN) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
3.74
EV/EBIT
Jiayin Group Inc. (JFIN) has a current EV/EBIT of 3.74. The 5-year average EV/EBIT is 2.88. The thresholds are as follows: Strongly Undervalued below -0.98, Undervalued between -0.98 and 0.95, Fairly Valued between 4.80 and 0.95, Overvalued between 4.80 and 6.73, and Strongly Overvalued above 6.73. The current Forward EV/EBIT of 3.74 falls within the Historic Trend Line -Fairly Valued range.
1.28
PS
Jiayin Group Inc. (JFIN) has a current PS of 1.28. The 5-year average PS is 1.07. The thresholds are as follows: Strongly Undervalued below -0.26, Undervalued between -0.26 and 0.40, Fairly Valued between 1.74 and 0.40, Overvalued between 1.74 and 2.40, and Strongly Overvalued above 2.40. The current Forward PS of 1.28 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Jiayin Group Inc. (JFIN) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Jiayin Group Inc. (JFIN) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Jiayin Group Inc (JFIN) has a current Price-to-Book (P/B) ratio of 0.60. Compared to its 3-year average P/B ratio of 1.07 , the current P/B ratio is approximately -43.66% higher. Relative to its 5-year average P/B ratio of 0.93, the current P/B ratio is about -35.10% higher. Jiayin Group Inc (JFIN) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 2.63%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 2.65% , the current FCF yield is about -100.00% lower.
0.60
P/B
Median3y
1.07
Median5y
0.93
0.00
FCF Yield
Median3y
2.63
Median5y
2.65
Competitors Valuation Multiple
The average P/S ratio for JFIN's competitors is 0.00, providing a benchmark for relative valuation. Jiayin Group Inc Corp (JFIN) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 84.43%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of JFIN increased by 12.56% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 868.17M to 1.60B.
The secondary factor is the Margin Expansion, contributed 18.15%to the performance.
Overall, the performance of JFIN in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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