JFIN Valuation

Jiayin Group Inc

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12.580

-0.6(-4.552%)1D

Overview
Forecast
Valuation
Earnings

JFIN Relative Valuation

JFIN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, JFIN is overvalued; if below, it's undervalued.

Historical Valuation

Jiayin Group Inc (JFIN) is now in the Undervalued zone, suggesting that its current forward PE ratio of 8.79 is considered Undervalued compared with the five-year average of 3.83. The fair price of Jiayin Group Inc (JFIN) is between 32.82 to 37.98 according to relative valuation methord. Compared to the current price of 12.59 USD , Jiayin Group Inc is Undervalued By 61.64%.

Relative Value

Fair Zone

32.82-37.98

Current Price：12.59

61.64%

Undervalued

8.79

Trailing

Forward

0.00

EV/EBITDA

Jiayin Group Inc. (JFIN) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

7.01

EV/EBIT

Jiayin Group Inc. (JFIN) has a current EV/EBIT of 7.01. The 5-year average EV/EBIT is 2.75. The thresholds are as follows: Strongly Undervalued below -0.94, Undervalued between -0.94 and 0.90, Fairly Valued between 4.60 and 0.90, Overvalued between 4.60 and 6.44, and Strongly Overvalued above 6.44. The current Forward EV/EBIT of 7.01 falls within the Strongly Overvalued range.

2.45

Jiayin Group Inc. (JFIN) has a current PS of 2.45. The 5-year average PS is 1.01. The thresholds are as follows: Strongly Undervalued below -0.27, Undervalued between -0.27 and 0.37, Fairly Valued between 1.65 and 0.37, Overvalued between 1.65 and 2.29, and Strongly Overvalued above 2.29. The current Forward PS of 2.45 falls within the Strongly Overvalued range.

0.00

P/OCF

Jiayin Group Inc. (JFIN) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Jiayin Group Inc. (JFIN) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Jiayin Group Inc (JFIN) has a current Price-to-Book (P/B) ratio of 1.28. Compared to its 3-year average P/B ratio of 1.13 , the current P/B ratio is approximately 13.07% higher. Relative to its 5-year average P/B ratio of 0.78, the current P/B ratio is about 62.90% higher. Jiayin Group Inc (JFIN) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 2.63%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 2.65% , the current FCF yield is about -100.00% lower.

1.27

P/B

Median3y

1.13

Median5y

0.78

0.00

FCF Yield

Median3y

2.63

Median5y

2.65

Competitors Valuation Multiple

The average P/S ratio for JFIN's competitors is 1.48, providing a benchmark for relative valuation. Jiayin Group Inc Corp (JFIN) exhibits a P/S ratio of 2.45, which is 66.26% above the industry average. Given its robust revenue growth of 84.43%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Velocity Financial Inc

Finance of America Companies Inc

Performance Decomposition

Market capitalization of JFIN increased by 136.73% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 868.17M to 1.60B.

The secondary factor is the P/E Change, contributed 34.15%to the performance.

Overall, the performance of JFIN in the past 1 year is driven by Revenue Growth. Which is more sustainable.

84.43%

868.17M → 1.60B

Revenue Growth

18.15%

27.44 → 32.42

Margin Expansion

34.15%

2.21 → 2.97

P/E Change

136.73%