Should I Buy JFIN? JFIN 2026 Analysis

Should You Buy Jiayin Group Inc (JFIN) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

6.810

1 Day change

-2.30%

52 Week Range

19.230

Analysis Updated At

2026/01/26

Jiayin Group Inc. (JFIN) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The company has demonstrated strong financial growth in the latest quarter, with significant YoY increases in revenue, net income, and EPS. The technical indicators are neutral to slightly positive, and options data reflects a bullish sentiment. While there are no immediate catalysts or significant insider or hedge fund activity, the stock's potential for growth and its financial performance make it a solid long-term investment.

Technical Analysis

The MACD histogram is positive at 0.0949, indicating a slight bullish trend, though it is contracting. RSI is at 62.524, which is neutral but leaning towards overbought territory. Moving averages are converging, suggesting a potential shift in trend. Key support and resistance levels are at S1: 6.618 and R1: 7.168, with the current price close to resistance.

Options Data

Bullish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

Strong financial performance in Q3 2025 with YoY revenue growth of 15.39%, net income growth of 39.64%, and EPS growth of 44.09%. Upcoming earnings report on 2026-02-24 could act as a catalyst.

Neutral/Negative Catalysts

No significant insider or hedge fund activity. Neutral sentiment from hedge funds and insiders. No recent congress trading data.

Financial Performance

In Q3 2025, Jiayin Group reported revenue of $1.18 billion (+15.39% YoY), net income of $376.49 million (+39.64% YoY), and EPS of $1.83 (+44.09% YoY). Gross margin remained flat at 0%.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No data on analyst ratings or price target changes is available. However, the stock's historical performance and financial growth are positive indicators.

Analyst Rating

Wall Street analysts forecast JFIN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for JFIN is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Buy

Hold