HTH News & Events

Reports Q4 revenue $329.9M, consensus $301.5M. Jeremy Ford, CEO, said, "2025 was a strong year for Hilltop from a financial, operational and capital management perspective. Within each line of business, and on a consolidated basis, pre-tax results improved versus the prior year. Further, Hilltop was able to execute successfully on a number of key initiatives across the company, while returning $231 million to stockholders via dividends and share repurchases. During 2025, PlainsCapital Bank produced healthy core loan and deposit growth while delivering a 1.17% return on average assets. PrimeLending, in the face of a continued challenging home-buying market, reduced pre-tax losses by 48% as the company made further operational efficiency improvements. HilltopSecurities capitalized on a strong year from its Structured Finance, Wealth Management and Public Finance business lines to deliver $501 million in net revenue with a pre-tax margin of 13.5%. As we move into 2026, we remain focused on delivering sound results while prudently managing capital."

Reports Q3 net interest margin increased to 3.06% vs. 3.01% in Q2. Book value per common share was $35.69 from $34.90 last quarter. CEO Jeremy Ford said, "Hilltop delivered a 1.2% return on average assets during the third quarter on net income of $46M. Within PlainsCapital Bank, strong core loan and deposit growth on a linked-quarter basis, along with healthy net interest margin expansion, generated $55M in pre-tax income during the third quarter. A dampened summer home-buying market weighed down PrimeLending's operating results as the company produced a pre-tax loss of $7M on flat year-over-year origination volumes and depressed origination fees. We continue to actively manage down fixed expenses within our mortgage origination business. Additionally, robust results within all business lines at HilltopSecurities resulted in a pre-tax margin of 18% on net revenues of $144M. Further, Hilltop Holdings returned $66M to stockholders via $11M in quarterly dividends and $55M in repurchases of Hilltop shares. As we close out 2025, we are working diligently to implement and execute strategic plans for 2026 that will continue to prioritize serving our clients and creating long-term stockholder value."

Reports Q2 net interest margin 3.01% vs. 2.84% in Q1. Book value per common share was $34.90 vs. $34.29 at previous quarter end. Common equity Tier 1 capital ratio was 20.74% from 21.17% at previous quarter end. CEO Jeremy Ford said, "During Q2, Hilltop delivered a 1% return on average assets and returned $47M to stockholders through dividends and share repurchases. PlainsCapital Bank's net interest margin expanded by 19 basis points as we continued to proactively manage deposit costs and benefited from a higher repricing of earning assets. HilltopSecurities produced a 5% year-over-year improvement in net revenue and a pre-tax margin of 5.8% in the face of a highly volatile quarter from long-term interest rates. PrimeLending had pre-tax income of $3.2M on $2.4B of mortgage origination volume while operating in a persistently challenging home buying market. Notably, PrimeLending's operating results include a one-time pre-tax benefit of $9.5M associated with prior legal settlements. As we move into the second half of the year, we will continue to prioritize protecting our balance sheet and executing on our strategic priorities in order to create long-term stockholder value."