HTH News & Events

Reports Q4 revenue $329.9M, consensus $301.5M. Jeremy Ford, CEO, said, "2025 was a strong year for Hilltop from a financial, operational and capital management perspective. Within each line of business, and on a consolidated basis, pre-tax results improved versus the prior year. Further, Hilltop was able to execute successfully on a number of key initiatives across the company, while returning $231 million to stockholders via dividends and share repurchases. During 2025, PlainsCapital Bank produced healthy core loan and deposit growth while delivering a 1.17% return on average assets. PrimeLending, in the face of a continued challenging home-buying market, reduced pre-tax losses by 48% as the company made further operational efficiency improvements. HilltopSecurities capitalized on a strong year from its Structured Finance, Wealth Management and Public Finance business lines to deliver $501 million in net revenue with a pre-tax margin of 13.5%. As we move into 2026, we remain focused on delivering sound results while prudently managing capital."

Reports Q3 net interest margin increased to 3.06% vs. 3.01% in Q2. Book value per common share was $35.69 from $34.90 last quarter. CEO Jeremy Ford said, "Hilltop delivered a 1.2% return on average assets during the third quarter on net income of $46M. Within PlainsCapital Bank, strong core loan and deposit growth on a linked-quarter basis, along with healthy net interest margin expansion, generated $55M in pre-tax income during the third quarter. A dampened summer home-buying market weighed down PrimeLending's operating results as the company produced a pre-tax loss of $7M on flat year-over-year origination volumes and depressed origination fees. We continue to actively manage down fixed expenses within our mortgage origination business. Additionally, robust results within all business lines at HilltopSecurities resulted in a pre-tax margin of 18% on net revenues of $144M. Further, Hilltop Holdings returned $66M to stockholders via $11M in quarterly dividends and $55M in repurchases of Hilltop shares. As we close out 2025, we are working diligently to implement and execute strategic plans for 2026 that will continue to prioritize serving our clients and creating long-term stockholder value."