HTH Valuation

Hilltop Holdings Inc

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34.920

+0.92(2.706%)1D

Overview
Forecast
Valuation
Earnings

HTH Relative Valuation

HTH's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, HTH is overvalued; if below, it's undervalued.

Historical Valuation

Hilltop Holdings Inc (HTH) is now in the Fair zone, suggesting that its current forward PE ratio of 20.36 is considered Fairly compared with the five-year average of 17.86. The fair price of Hilltop Holdings Inc (HTH) is between 22.26 to 36.07 according to relative valuation methord.

Relative Value

Fair Zone

22.26-36.07

Current Price：34.00

Fair

20.91

Trailing

Forward

0.00

EV/EBITDA

Hilltop Holdings Inc. (HTH) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Hilltop Holdings Inc. (HTH) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

1.75

Hilltop Holdings Inc. (HTH) has a current PS of 1.75. The 5-year average PS is 1.63. The thresholds are as follows: Strongly Undervalued below 1.26, Undervalued between 1.26 and 1.45, Fairly Valued between 1.82 and 1.45, Overvalued between 1.82 and 2.01, and Strongly Overvalued above 2.01. The current Forward PS of 1.75 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Hilltop Holdings Inc. (HTH) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Hilltop Holdings Inc. (HTH) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Hilltop Holdings Inc (HTH) has a current Price-to-Book (P/B) ratio of 0.97. Compared to its 3-year average P/B ratio of 0.94 , the current P/B ratio is approximately 3.70% higher. Relative to its 5-year average P/B ratio of 0.98, the current P/B ratio is about -0.39% higher. Hilltop Holdings Inc (HTH) has a Forward Free Cash Flow (FCF) yield of approximately 19.07%. Compared to its 3-year average FCF yield of 26.00%, the current FCF yield is approximately -26.65% lower. Relative to its 5-year average FCF yield of 27.52% , the current FCF yield is about -30.70% lower.

1.00

P/B

Median3y

0.94

Median5y

0.98

18.96

FCF Yield

Median3y

26.00

Median5y

27.52

Competitors Valuation Multiple

The average P/S ratio for HTH's competitors is 3.50, providing a benchmark for relative valuation. Hilltop Holdings Inc Corp (HTH) exhibits a P/S ratio of 1.75, which is -49.96% above the industry average. Given its robust revenue growth of 3.52%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Enterprise Financial Services Corp

Stock Yards Bancorp Inc

First Bancorp (North Carolina)

4.74

16.53%

2.28B

Performance Decomposition

Market capitalization of HTH increased by 9.15% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 8.84 to 14.13.

The secondary factor is the Revenue Growth, contributed 3.52%to the performance.

Overall, the performance of HTH in the past 1 year is driven by Margin Expansion. Which is more sustainable.

3.52%

259.01M → 268.13M

Revenue Growth

59.84%

8.84 → 14.13

Margin Expansion

-54.21%

34.37 → 15.74

P/E Change

9.15%