HIG Relative Valuation
HIG's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, HIG is overvalued; if below, it's undervalued.
Historical Valuation
Hartford Insurance Group Inc (HIG) is now in the Undervalued zone, suggesting that its current forward PE ratio of 10.11 is considered Undervalued compared with the five-year average of 9.66. The fair price of Hartford Insurance Group Inc (HIG) is between 137.04 to 158.49 according to relative valuation methord. Compared to the current price of 131.86 USD , Hartford Insurance Group Inc is Undervalued By 3.78%.
Relative Value
Fair Zone
137.04-158.49
Current Price：131.86
3.78%
Undervalued
10.11
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Hartford Insurance Group Inc. (HIG) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 1.71. The thresholds are as follows: Strongly Undervalued below -4.32, Undervalued between -4.32 and -1.30, Fairly Valued between 4.73 and -1.30, Overvalued between 4.73 and 7.74, and Strongly Overvalued above 7.74. The current Forward EV/EBITDA of 0.00 falls within the Historic Trend Line -Fairly Valued range.
8.46
EV/EBIT
Hartford Insurance Group Inc. (HIG) has a current EV/EBIT of 8.46. The 5-year average EV/EBIT is 8.59. The thresholds are as follows: Strongly Undervalued below 6.22, Undervalued between 6.22 and 7.41, Fairly Valued between 9.78 and 7.41, Overvalued between 9.78 and 10.97, and Strongly Overvalued above 10.97. The current Forward EV/EBIT of 8.46 falls within the Historic Trend Line -Fairly Valued range.
1.25
PS
Hartford Insurance Group Inc. (HIG) has a current PS of 1.25. The 5-year average PS is 1.05. The thresholds are as follows: Strongly Undervalued below 0.78, Undervalued between 0.78 and 0.91, Fairly Valued between 1.18 and 0.91, Overvalued between 1.18 and 1.32, and Strongly Overvalued above 1.32. The current Forward PS of 1.25 falls within the Overvalued range.
0.00
P/OCF
Hartford Insurance Group Inc. (HIG) has a current P/OCF of 0.00. The 5-year average P/OCF is 1.19. The thresholds are as follows: Strongly Undervalued below -3.01, Undervalued between -3.01 and -0.91, Fairly Valued between 3.28 and -0.91, Overvalued between 3.28 and 5.38, and Strongly Overvalued above 5.38. The current Forward P/OCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/FCF
Hartford Insurance Group Inc. (HIG) has a current P/FCF of 0.00. The 5-year average P/FCF is 1.23. The thresholds are as follows: Strongly Undervalued below -3.12, Undervalued between -3.12 and -0.94, Fairly Valued between 3.41 and -0.94, Overvalued between 3.41 and 5.59, and Strongly Overvalued above 5.59. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.
Hartford Insurance Group Inc (HIG) has a current Price-to-Book (P/B) ratio of 2.04. Compared to its 3-year average P/B ratio of 1.90 , the current P/B ratio is approximately 6.85% higher. Relative to its 5-year average P/B ratio of 1.69, the current P/B ratio is about 20.36% higher. Hartford Insurance Group Inc (HIG) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 15.72%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 16.47% , the current FCF yield is about -100.00% lower.
2.04
P/B
Median3y
1.90
Median5y
1.69
15.89
FCF Yield
Median3y
15.72
Median5y
16.47
Competitors Valuation Multiple
The average P/S ratio for HIG's competitors is 0.00, providing a benchmark for relative valuation. Hartford Insurance Group Inc Corp (HIG) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 7.24%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of HIG increased by 20.53% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 11.41 to 14.98.
The secondary factor is the Revenue Growth, contributed 7.24%to the performance.
Overall, the performance of HIG in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
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