Stock Price & Analysis

Based on the recent data and analysis, here is a direct assessment of HIG stock:

Technical Analysis: HIG is currently showing mixed signals. The stock is trading at $94.19, with RSI-14 at 46.61 indicating neutral momentum. The MACD line is slightly above the signal line but showing weak momentum. The stock is trading between its 20-day SMA ($112.60) and Bollinger Band middle line, suggesting a consolidation phase.

Recent Performance and Valuation:

• Stock has gained 22.4% over the past year, in line with S&P 500's 22.3% return but underperforming the Financial sector's 32.5% gain
• Trading at a P/E ratio of 10.78, indicating relatively attractive valuation compared to peers
• Market cap of $32.34B reflects solid market position in insurance sector

Analyst Consensus:

• 22 analysts coverage with "Moderate Buy" rating
• 9 Strong Buy, 2 Moderate Buy, 11 Hold ratings
• Mean price target $127.70 (6.4% upside)
• Street-high target $150 (34% upside)

Key Considerations:

• Q4 earnings showed 7% growth in P&C written premiums
• Increased general liability reserves by $130M due to higher settlement costs
• EPS expected to grow 7.9% YoY to $11.11 in current fiscal year
• Insider sentiment is negative with recent selling activity

Recommendation: HOLD. While HIG shows solid fundamentals and analyst support, current technical indicators suggest waiting for clearer directional momentum before initiating new positions.

Based on the provided data and recent analyst reports, here is the price prediction for HIG stock in 2025:

Technical Analysis

The stock is currently trading at $112.06 with key technical levels:

• Resistance: $113.47 (Fibonacci R1)
• Support: $110.57 (Fibonacci S1)
• 200-day SMA: $109.83
• 60-day SMA: $112.87

Price Target Analysis Recent analyst price targets:

• Keefe Bruyette: $140 (25% upside)
• Barclays: $135 (20% upside)
• Evercore ISI: $125 (12% upside)
• Mean target: $127.70 (14% upside)
• High target: $150 (34% upside)

Key Growth Drivers

• Property & Casualty premiums grew 7% in Q4 2024
• EPS expected to grow 7.9% YoY to $11.11 in 2025
• Strong pricing power with renewal rates above loss cost trends
• Auto combined ratio targeted to reach mid-90s by mid-2025

Price Prediction for 2025 Based on technical analysis, fundamentals and analyst consensus:

• Base case: $127-130 (13-16% upside)
• Bull case: $140-150 (25-34% upside)
• Bear case: $110-115 (-2% to +3%)

The most likely scenario is the base case of $127-130, supported by:

1. Consistent premium growth
2. Improving auto insurance metrics
3. Strong analyst consensus
4. Technical uptrend above key moving averages

The S1 support level for HIG Stock is $110.72 ,The R1 resistant level for HIG Stock is $116.03.

As of the end of day on 2025-02-26, the price of HIG Stock was $115.58.

The target price for HIG Stock according to analyst rating is 130.77, with the highest price target at 150.00 and the lowest at 115.00. Analysts have a Moderate Buy rating on HIG Stock overall.

The market cap of HIG is $33.0B.

Based on the provided data and recent market analysis, here's a comprehensive evaluation of HIG's valuation:

Technical Analysis

The stock is currently showing mixed technical signals:

• RSI (14) at 46.61 indicates neutral momentum
• Trading near its 20-day SMA of $112.60, suggesting sideways movement
• Bollinger Band Position (BBP) at 0.30 indicates the stock is in the middle range

Fundamental Valuation

The stock appears reasonably valued based on several metrics:

• Forward P/E of 10.08x (2023) vs 13.93x (2022) shows improved valuation
• EV/EBITDA of 7.54x (2023) vs 9.11x (2022) indicates better operational efficiency
• P/B ratio of 1.60x (2023) suggests the stock is trading close to its book value

Recent Performance & Catalysts

• Q4 2024 earnings showed mixed results:
  • Core EPS of $2.94, beating consensus
  • Increased general liability reserves by $130M due to higher settlement costs
  • Strong commercial lines growth with 6% premium growth
  • Auto combined ratio improvements expected to reach mid-90s by mid-2025

Analyst Consensus

• 22 analysts coverage with "Moderate Buy" rating:
  • 9 Strong Buy
  • 2 Moderate Buy
  • 11 Hold
• Mean price target of $127.70 suggests 6.4% upside
• Recent price target upgrades:
  • Keefe Bruyette: $140 (25% upside)
  • Wells Fargo: Maintained Buy rating

Conclusion: HIG appears fairly valued at current levels. While there are some near-term headwinds from increased liability reserves, the company's strong commercial lines growth, improving auto metrics, and positive analyst sentiment suggest the stock has room for moderate appreciation.

The Hartford Financial Services Group, Inc. is a holding company. The Company's segments include Commercial Lines, Personal Lines, Property & Casualty Other Operations, Group Benefits and Hartford Funds. The Commercial Lines segment provides a variety of insurance products and risk management services in the United States and internationally. Personal Lines segment provides automobile, homeowners and personal umbrella coverage to individuals across the United States. The Property & Casualty Other Operations segment includes certain property and casualty operations. The Group Benefits segment provides employers and associations with group life, accident and disability coverage, along with other products and services, including voluntary benefits, and group retiree health. Hartford Funds segment offers investment products for retail and retirement accounts and provides investment management, distribution and administrative services, such as product design, implementation and oversight.

Based on the provided data and analyst reports, here's the 2030 price prediction for HIG stock:

The Hartford Financial Services Group (HIG) stock is projected to reach $185-195 by 2030, driven by consistent earnings growth and strategic expansion in P&C insurance segments. The forecast is supported by the company's strong market position in commercial lines and improving auto combined ratios targeting mid-90s by 2025.

The company's robust financial performance, demonstrated by its 7.9% year-over-year EPS growth, coupled with strategic initiatives in digital transformation and risk management, positions it well for sustained long-term growth.

HIG has a total of 18700 employees.