Should You Buy Hartford Insurance Group Inc (HIG) Today? Analysis, Price Targets, and 2026 Outlook.
Analysis Updated At
2026/01/29
Buy for a long-term beginner investor. HIG is trading around 131.48 while multiple Wall Street targets were recently raised into the mid-140s to 160 range, and the company’s latest reported quarter (2025/Q3) showed strong EPS and net income growth. Near-term sentiment is cautious (put volume is elevated ahead of earnings and winter-storm claim risk), but for an investor focused on long-term compounding and unwilling to wait for a cleaner entry, the risk/reward is still favorable at current levels—just don’t treat it as a short-term “earnings pop” trade.
Technical Analysis
Trend/price action: Currently sitting near the pivot (130.273) and just below first resistance (R1 132.366), suggesting a range-bound setup rather than a strong breakout.
Momentum: MACD histogram is negative (-0.355) but “negatively contracting,” which often indicates bearish momentum is fading (early stabilization).
RSI: RSI(6) at ~45.85 is neutral-to-slightly weak; not oversold and not showing strong upside momentum yet.
Moving averages: Converging MAs typically imply consolidation and a potential larger move later (direction not confirmed).
Key levels: Support S1 128.18 then S2 126.886; Resistance R1 132.366 then R2 133.66. A decisive move above ~132–134 would improve the bullish technical posture.
Pattern-based short-horizon drift (probabilistic): next day slightly negative (-0.24%), next week modestly positive (+0.54%), next month more constructive (+5.13%).
Intellectia Proprietary Trading Signals
- [AI Stock Picker](module://ai_stock_pick): No signal on given stock today.
- [SwingMax](module://swingmax): No signal on given stock recently.
Analyst Ratings and Price Target Trends
Recent trend: Price targets have generally moved UP over the past ~6–8 weeks, while ratings are mixed (several Buys/Overweights/Outperforms alongside multiple Neutrals/Equal Weight/In Line).
What pros like: Resilient profitability outlook, attractive/acceptable valuation for an insurer, and HIG viewed as a relatively solid name in a tougher P&C backdrop.
What pros dislike: Softening P&C pricing cycle, competitive pressures, and risk that margins/growth decelerate more than Street models.
Net takeaway: Wall Street is constructive on upside (targets mostly above current price), but acknowledges a more challenging 2026 operating environment—supportive for a long-term buy, less ideal for short-term traders.
Wall Street analysts forecast HIG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HIG is 147.47 USD with a low forecast of 120 USD and a high forecast of 162 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Wall Street analysts forecast HIG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HIG is 147.47 USD with a low forecast of 120 USD and a high forecast of 162 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Current: 130.670
Current: 130.670
