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HGTY Valuation

Hagerty Inc
$
11.450
+0.21(1.868%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings

HGTY Relative Valuation

HGTY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, HGTY is overvalued; if below, it's undervalued.
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Historical Valuation

Hagerty Inc (HGTY) is now in the Fair zone, suggesting that its current forward PS ratio of 0.83 is considered Fairly compared with the five-year average of -4.47. The fair price of Hagerty Inc (HGTY) is between 9.64 to 17.58 according to relative valuation methord.
Relative Value
Fair Zone
9.64-17.58
Current Price:11.45
Fair
32.26
PE
1Y
3Y
5Y
Trailing
Forward
8.38
EV/EBITDA
Hagerty Inc. (HGTY) has a current EV/EBITDA of 8.38. The 5-year average EV/EBITDA is -3.34. The thresholds are as follows: Strongly Undervalued below -89.00, Undervalued between -89.00 and -46.17, Fairly Valued between 39.50 and -46.17, Overvalued between 39.50 and 82.33, and Strongly Overvalued above 82.33. The current Forward EV/EBITDA of 8.38 falls within the Historic Trend Line -Fairly Valued range.
12.28
EV/EBIT
Hagerty Inc. (HGTY) has a current EV/EBIT of 12.28. The 5-year average EV/EBIT is 12.77. The thresholds are as follows: Strongly Undervalued below -54.64, Undervalued between -54.64 and -20.93, Fairly Valued between 46.48 and -20.93, Overvalued between 46.48 and 80.18, and Strongly Overvalued above 80.18. The current Forward EV/EBIT of 12.28 falls within the Historic Trend Line -Fairly Valued range.
0.83
PS
Hagerty Inc. (HGTY) has a current PS of 0.83. The 5-year average PS is 0.70. The thresholds are as follows: Strongly Undervalued below -0.02, Undervalued between -0.02 and 0.34, Fairly Valued between 1.05 and 0.34, Overvalued between 1.05 and 1.41, and Strongly Overvalued above 1.41. The current Forward PS of 0.83 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Hagerty Inc. (HGTY) has a current P/OCF of 0.00. The 5-year average P/OCF is 6.12. The thresholds are as follows: Strongly Undervalued below -2.38, Undervalued between -2.38 and 1.87, Fairly Valued between 10.37 and 1.87, Overvalued between 10.37 and 14.61, and Strongly Overvalued above 14.61. The current Forward P/OCF of 0.00 falls within the Undervalued range.
0.00
P/FCF
Hagerty Inc. (HGTY) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Hagerty Inc (HGTY) has a current Price-to-Book (P/B) ratio of 6.03. Compared to its 3-year average P/B ratio of 8.79 , the current P/B ratio is approximately -31.44% higher. Relative to its 5-year average P/B ratio of 7.22, the current P/B ratio is about -16.54% higher. Hagerty Inc (HGTY) has a Forward Free Cash Flow (FCF) yield of approximately 11.58%. Compared to its 3-year average FCF yield of 10.81%, the current FCF yield is approximately 7.10% lower. Relative to its 5-year average FCF yield of 10.55% , the current FCF yield is about 9.74% lower.
6.03
P/B
Median3y
8.79
Median5y
7.22
11.58
FCF Yield
Median3y
10.81
Median5y
10.55
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Competitors Valuation Multiple

The average P/S ratio for HGTY's competitors is 1.86, providing a benchmark for relative valuation. Hagerty Inc Corp (HGTY) exhibits a P/S ratio of 0.83, which is -55.41% above the industry average. Given its robust revenue growth of 14.99%, this premium appears unsustainable.
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Performance Decomposition

1Y
3Y
5Y
Market capitalization of HGTY increased by 12.59% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 325.57M to 374.36M.
The secondary factor is the P/E Change, contributed 1.34%to the performance.
Overall, the performance of HGTY in the past 1 year is driven by Revenue Growth. Which is more sustainable.
14.99%
325.57M → 374.36M
Revenue Growth
+
-3.74%
13.10 → 12.61
Margin Expansion
+
1.34%
55.60 → 56.34
P/E Change
=
12.59%
10.17 → 11.45
Mkt Cap Growth

FAQ

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Is Hagerty Inc (HGTY) currently overvalued or undervalued?

Hagerty Inc (HGTY) is now in the Fair zone, suggesting that its current forward PS ratio of 0.83 is considered Fairly compared with the five-year average of -4.47. The fair price of Hagerty Inc (HGTY) is between 9.64 to 17.58 according to relative valuation methord.
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What is Hagerty Inc (HGTY) fair value?

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How does HGTY's valuation metrics compare to the industry average?

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What is the current P/B ratio for Hagerty Inc (HGTY) as of Sep 01 2025?

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What is the current FCF Yield for Hagerty Inc (HGTY) as of Sep 01 2025?

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What is the current Forward P/E ratio for Hagerty Inc (HGTY) as of Sep 01 2025?

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What is the current Forward P/S ratio for Hagerty Inc (HGTY) as of Sep 01 2025?