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HBCP Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
59.940
Open
59.360
VWAP
58.37
Vol
62.99K
Mkt Cap
453.72M
Low
57.270
Amount
3.68M
EV/EBITDA(TTM)
5.82
Total Shares
7.84M
EV
369.82M
EV/OCF(TTM)
1.50
P/S(TTM)
3.36
Home Bancorp, Inc. is the holding company for Home Bank, N.A. (the Bank). The Bank is a wholly owned subsidiary of the Company, conducts business through approximately 43 banking offices in the Acadiana, Baton Rouge, Greater New Orleans, and Northshore (of Lake Pontchartrain) regions of south Louisiana, the Natchez region of west Mississippi and the Houston region of Texas. The Bank is primarily engaged in attracting deposits from the general public and using those funds to invest in loans and securities. The Bank’s principal sources of funds are customer deposits, repayments of loans, repayments of investments and funds borrowed from outside sources such as the Federal Home Loan Bank (FHLB) of Dallas. These funds are primarily used for the origination of loans, including one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multifamily residential loans, commercial and industrial loans, and consumer loans.
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Events Timeline

(ET)
2026-01-26
16:30:00
Company Reports Q4 Net Loan Charge-Offs of $165,000
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2025-10-20 (ET)
2025-10-20
16:27:50
Home Bancorp Announces Q3 Earnings Per Share of $1.59, Exceeding Consensus Estimate of $1.36
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2025-10-20
16:25:30
Home Bancorp Increases Quarterly Dividend by 7% to $0.31 per Share
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2025-07-21 (ET)
2025-07-21
16:34:16
Home Bancorp reports Q2 EPS $1.45, consensus $1.22
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2025-04-21 (ET)
2025-04-21
16:33:44
Home Bancorp announces 400,000 share repurchase plan
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2025-04-21
16:32:29
Home Bancorp reports Q1 EPS $1.37, consensus $1.14
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News

seekingalpha
9.5
01-27seekingalpha
Home Bancorp Reports Record Earnings and Growth Outlook for 2026
  • Record Net Income: Home Bancorp reported a net income of $11.4 million for Q4 2025, translating to $1.46 per share, with a full-year net income of $46 million, marking a 29% increase over 2024, reflecting strong profitability and competitive positioning.
  • Texas Market Expansion: Since entering the Texas market in 2022, loans have grown at an annual rate of 15%, now representing 20% of the loan portfolio, which not only enhances market share but also lays a solid foundation for future growth.
  • Credit Quality Management: Although nonperforming loans increased in 2025, the company's charge-offs remain very low due to conservative underwriting standards and proactive credit management, which bolsters investor confidence in the company's stability.
  • Optimistic Future Outlook: Management expects loan growth in 2026 to be in the mid-single digits, with noninterest income projected to rise to between $3.8 million and $4 million over the next several quarters, demonstrating confidence in future market opportunities.
NASDAQ.COM
9.5
01-27NASDAQ.COM
HOME BANCORP Reports Increased Q4 Earnings, Beating Estimates
  • Earnings Growth: HOME BANCORP reported fourth-quarter earnings of $11.41 million, or $1.46 per share, significantly up from last year's $9.67 million and $1.21 per share, surpassing analysts' expectations of $1.39 per share, indicating enhanced profitability.
  • Revenue Increase: The company's revenue rose 8.0% year-over-year to $38.05 million from $35.22 million last year, reflecting its competitive position and ability to expand its business.
  • Market Expectations Surpassed: This growth in earnings and revenue not only exceeded market analysts' expectations but also demonstrates the company's resilience in the economic environment, potentially attracting more investor interest in its future prospects.
  • Financial Health: With the dual growth in earnings and revenue, HOME BANCORP's financial position is further strengthened, providing a solid foundation for future investments and expansion.
seekingalpha
9.5
01-26seekingalpha
Home Bancorp Q4 Earnings Exceed Expectations
  • Strong Earnings Performance: Home Bancorp reported a Q4 GAAP EPS of $1.46, beating expectations by $0.07, reflecting robust profitability that boosts investor confidence.
  • Significant Revenue Growth: The company achieved revenue of $38.04 million, an 8.0% year-over-year increase, surpassing market expectations by $4.49 million, indicating a solid growth momentum that may attract more investor interest.
  • Financial Health: Home Bancorp's financial metrics continue to improve, showcasing its competitiveness and stability in the market, providing a solid foundation for future expansion and investment.
  • Steady Dividend Performance: The company's consistent earnings growth supports its dividend payments, enhancing shareholder return expectations and reinforcing the attractiveness of its stock.
NASDAQ.COM
2.0
01-26NASDAQ.COM
Home Bancorp (HBCP) Q3 2025 Earnings Transcript
NASDAQ.COM
2.0
01-26NASDAQ.COM
Home Bancorp HBCP Q1 2025 Earnings Call Transcript
NASDAQ.COM
2.0
01-26NASDAQ.COM
Home Bancorp HBCP Q4 2024 Earnings Call Transcript
Wall Street analysts forecast HBCP stock price to rise
1 Analyst Rating
Wall Street analysts forecast HBCP stock price to rise
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
66.00
Averages
66.00
High
66.00
Current: 0.000
sliders
Low
66.00
Averages
66.00
High
66.00
Raymond James
Outperform
maintain
$52 -> $62
AI Analysis
2025-07-23
Reason
Raymond James
Price Target
$52 -> $62
AI Analysis
2025-07-23
maintain
Outperform
Reason
Raymond James raised the firm's price target on Home Bancorp to $62 from $52 and keeps an Outperform rating on the shares. Home Bancorp's Q2 results exceeded expectations on an EPS and pre-provision net revenue basis, with the broad-based beat featuring bigger than expected net interest margin expansion, fueling net interest income above expectations, the analyst tells investors in a research note.
Piper Sandler
Stephen Scouten
Buy
Maintains
$60 → $65
2025-04-23
Reason
Piper Sandler
Stephen Scouten
Price Target
$60 → $65
2025-04-23
Maintains
Buy
Reason

Valuation Metrics

The current forward P/E ratio for Home Bancorp Inc (HBCP.O) is 10.26, compared to its 5-year average forward P/E of 9.30. For a more detailed relative valuation and DCF analysis to assess Home Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
9.30
Current PE
10.26
Overvalued PE
10.49
Undervalued PE
8.11

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.85
Current PS
3.34
Overvalued PS
3.27
Undervalued PS
2.43

Financials

AI Analysis
Annual
Quarterly

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Frequently Asked Questions

What is Home Bancorp Inc (HBCP) stock price today?

The current price of HBCP is 57.9 USD — it has decreased -2.25

What is Home Bancorp Inc (HBCP)'s business?

Home Bancorp, Inc. is the holding company for Home Bank, N.A. (the Bank). The Bank is a wholly owned subsidiary of the Company, conducts business through approximately 43 banking offices in the Acadiana, Baton Rouge, Greater New Orleans, and Northshore (of Lake Pontchartrain) regions of south Louisiana, the Natchez region of west Mississippi and the Houston region of Texas. The Bank is primarily engaged in attracting deposits from the general public and using those funds to invest in loans and securities. The Bank’s principal sources of funds are customer deposits, repayments of loans, repayments of investments and funds borrowed from outside sources such as the Federal Home Loan Bank (FHLB) of Dallas. These funds are primarily used for the origination of loans, including one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multifamily residential loans, commercial and industrial loans, and consumer loans.

What is the price predicton of HBCP Stock?

Wall Street analysts forecast HBCP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HBCP is66.00 USD with a low forecast of 66.00 USD and a high forecast of 66.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Home Bancorp Inc (HBCP)'s revenue for the last quarter?

Home Bancorp Inc revenue for the last quarter amounts to 31.58M USD, decreased -0.81

What is Home Bancorp Inc (HBCP)'s earnings per share (EPS) for the last quarter?

Home Bancorp Inc. EPS for the last quarter amounts to 1.46 USD, increased 20.66

How many employees does Home Bancorp Inc (HBCP). have?

Home Bancorp Inc (HBCP) has 486 emplpoyees as of March 14 2026.

What is Home Bancorp Inc (HBCP) market cap?

Today HBCP has the market capitalization of 453.72M USD.