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HBCP Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
62.930
Open
62.300
VWAP
62.20
Vol
86.60K
Mkt Cap
485.38M
Low
61.720
Amount
5.39M
EV/EBITDA(TTM)
5.04
Total Shares
7.83M
EV
316.63M
EV/OCF(TTM)
--
P/S(TTM)
3.50
Home Bancorp, Inc. is the holding company for Home Bank, N.A. (the Bank). The Bank is a wholly owned subsidiary of the Company, conducts business through approximately 43 banking offices in the Acadiana, Baton Rouge, Greater New Orleans, and Northshore (of Lake Pontchartrain) regions of south Louisiana, the Natchez region of west Mississippi and the Houston region of Texas. The Bank is primarily engaged in attracting deposits from the general public and using those funds to invest in loans and securities. The Bank’s principal sources of funds are customer deposits, repayments of loans, repayments of investments and funds borrowed from outside sources such as the Federal Home Loan Bank (FHLB) of Dallas. These funds are primarily used for the origination of loans, including one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multifamily residential loans, commercial and industrial loans, and consumer loans.
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Events Timeline

(ET)
2026-04-20
16:40:00
Company Reports Q1 NII of $34.5M
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2026-01-26 (ET)
2026-01-26
16:30:00
Company Reports Q4 Net Loan Charge-Offs of $165,000
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2025-10-20 (ET)
2025-10-20
16:27:50
Home Bancorp Announces Q3 Earnings Per Share of $1.59, Exceeding Consensus Estimate of $1.36
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2025-10-20
16:25:30
Home Bancorp Increases Quarterly Dividend by 7% to $0.31 per Share
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2025-07-21 (ET)
2025-07-21
16:34:16
Home Bancorp reports Q2 EPS $1.45, consensus $1.22
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2025-04-21 (ET)
2025-04-21
16:33:44
Home Bancorp announces 400,000 share repurchase plan
select
2025-04-21
16:32:29
Home Bancorp reports Q1 EPS $1.37, consensus $1.14
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News

seekingalpha
9.5
04-22seekingalpha
Home Bancorp Downgraded After Q1 Earnings Report
  • Earnings Highlights: Home Bancorp reported Q1 GAAP EPS of $1.45, beating expectations by $0.06, with revenue of $38.22 million reflecting a 6.9% year-over-year increase, surpassing estimates by $4.82 million, indicating resilience in revenue growth.
  • Slower Loan Growth: Despite management noting a solid pipeline with a 30% quarter-over-quarter increase, loan growth in Q1 fell short of expectations, projecting only 2.7% growth for 2026, which pressures future EPS growth.
  • Margin Expansion: The net interest margin increased by 10 basis points to 4.16% in Q1, although rising deposit costs due to increased competition may limit future margin growth potential.
  • M&A Intentions: Management expressed interest in pursuing small-scale M&A transactions in a favorable regulatory environment, targeting banks with assets between $500 million and $1.5 billion, which could present unexpected growth opportunities for the company.
Yahoo Finance
9.5
04-22Yahoo Finance
Home Bancorp Reports 6% Increase in Q1 Net Income
  • Net Income Growth: Home Bancorp reported a first-quarter net income of $11.4 million, or $1.46 per share, reflecting a 6% year-over-year increase, which enhances investor confidence in the company's profitability.
  • Margin Expansion: The net interest margin expanded to 4.16%, a 10 basis point increase from the previous quarter and 25 basis points higher than last year, indicating successful management of funding costs and balance sheet optimization.
  • Deposit Increase: Total deposits rose by $54 million in the quarter, representing a 7% annualized growth, with core deposits increasing by $118 million, demonstrating enhanced customer trust and solidifying the company's market position.
  • Loan Production Decline: Although the loan pipeline increased by $30 million compared to last year, total loans declined by 1%, highlighting the impact of market volatility and interest rate uncertainty on new loan production, necessitating close monitoring of future growth dynamics.
seekingalpha
9.5
04-21seekingalpha
Home Bancorp Reports Q1 2026 Earnings with Margin Expansion and Record Income
  • Profitability Improvement: Home Bancorp reported a net income of $11.4 million for Q1 2026, translating to earnings per share of $1.45, indicating steady profitability growth despite a 1% decline in loans, while net interest margin expanded to 4.16%, reflecting improvements in funding costs.
  • Significant Deposit Growth: Total deposits increased by $54 million, with core deposits rising by $118 million, leading to a loan-to-deposit ratio of approximately 90%, establishing a solid foundation for future growth, although non-core deposits declined.
  • New Branch Opening: The opening of the new Northwest Houston branch provides full-service presence in one of the fastest-growing areas, further enhancing the company's market presence in Texas, which is expected to drive future customer growth and business expansion.
  • Expense and Income Outlook: The company expects quarterly noninterest income to range between $3.8 million and $4 million, while noninterest expenses are projected to be between $23.3 million and $23.7 million, with management emphasizing continued focus on cost control and income diversification to navigate market uncertainties.
seekingalpha
9.5
04-20seekingalpha
Home Bancorp Q1 Earnings Exceed Expectations
  • Strong Earnings Performance: Home Bancorp reported a Q1 GAAP EPS of $1.45, beating expectations by $0.06, indicating sustained profitability that is likely to positively impact stock performance.
  • Stable Revenue Growth: The company achieved revenue of $38.22 million in Q1, reflecting a 6.9% year-over-year increase and exceeding market expectations by $4.82 million, showcasing successful strategies in revenue diversification and market demand.
  • Loan and Deposit Dynamics: As of March 31, 2026, total loans amounted to $2.7 billion, down $15.9 million from the previous quarter, while total deposits increased by $54 million to $3.0 billion, highlighting ongoing improvements in deposit attractiveness.
  • Asset Quality Concerns: Nonperforming assets totaled $39.9 million, or 1.12% of total assets, up from the previous quarter, primarily due to multiple loan relationships moving to nonaccrual status, necessitating attention to future asset quality management.
NASDAQ.COM
9.5
04-20NASDAQ.COM
HOME BANCORP Reports First Quarter Earnings Growth
  • Earnings Growth: HOME BANCORP reported first-quarter earnings of $11.36 million, translating to $1.45 per share, which is an increase from last year's $10.96 million and $1.37 per share, indicating a steady improvement in profitability that boosts investor confidence.
  • Revenue Increase: The company's revenue rose to $47.74 million, up 1.1% from $47.20 million last year, reflecting ongoing growth potential despite the modest increase, showcasing resilience in a stable market environment.
  • Financial Health Indicators: The sustained earnings and revenue growth further solidify HOME BANCORP's financial health, potentially providing funding for future investments and expansions, thereby enhancing its competitive position in the market.
  • Positive Market Reaction: With the dual growth in earnings and revenue, the market's response to HOME BANCORP has been positive, likely leading to a favorable impact on its stock price and attracting further investor interest.
seekingalpha
9.5
01-27seekingalpha
Home Bancorp Reports Record Earnings and Growth Outlook for 2026
  • Record Net Income: Home Bancorp reported a net income of $11.4 million for Q4 2025, translating to $1.46 per share, with a full-year net income of $46 million, marking a 29% increase over 2024, reflecting strong profitability and competitive positioning.
  • Texas Market Expansion: Since entering the Texas market in 2022, loans have grown at an annual rate of 15%, now representing 20% of the loan portfolio, which not only enhances market share but also lays a solid foundation for future growth.
  • Credit Quality Management: Although nonperforming loans increased in 2025, the company's charge-offs remain very low due to conservative underwriting standards and proactive credit management, which bolsters investor confidence in the company's stability.
  • Optimistic Future Outlook: Management expects loan growth in 2026 to be in the mid-single digits, with noninterest income projected to rise to between $3.8 million and $4 million over the next several quarters, demonstrating confidence in future market opportunities.
Wall Street analysts forecast HBCP stock price to rise
1 Analyst Rating
Wall Street analysts forecast HBCP stock price to rise
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
66.00
Averages
66.00
High
66.00
Current: 0.000
sliders
Low
66.00
Averages
66.00
High
66.00
Piper Sandler
Overweight
to
Neutral
downgrade
$69
AI Analysis
2026-04-22
New
Reason
Piper Sandler
Price Target
$69
AI Analysis
2026-04-22
New
downgrade
Overweight
to
Neutral
Reason
Piper Sandler downgraded Home Bancorp to Neutral from Overweight with an unchanged price target of $69. The company reported solid Q1 results but the lack of loan growth continues to diminish projected earnings growth in 2026 and 2027, the analyst tells investors in a research note. Piper believes the stock's recent rally reduces the upside potential going forward.
Raymond James
Outperform
maintain
$52 -> $62
2025-07-23
Reason
Raymond James
Price Target
$52 -> $62
2025-07-23
maintain
Outperform
Reason
Raymond James raised the firm's price target on Home Bancorp to $62 from $52 and keeps an Outperform rating on the shares. Home Bancorp's Q2 results exceeded expectations on an EPS and pre-provision net revenue basis, with the broad-based beat featuring bigger than expected net interest margin expansion, fueling net interest income above expectations, the analyst tells investors in a research note.
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Valuation Metrics

The current forward P/E ratio for Home Bancorp Inc (HBCP.O) is 9.40, compared to its 5-year average forward P/E of 9.32. For a more detailed relative valuation and DCF analysis to assess Home Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
9.32
Current PE
9.40
Overvalued PE
10.45
Undervalued PE
8.19

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.68
Current EV/EBITDA
5.33
Overvalued EV/EBITDA
3.36
Undervalued EV/EBITDA
-2.01

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.86
Current PS
3.40
Overvalued PS
3.29
Undervalued PS
2.44

Financials

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Frequently Asked Questions

What is Home Bancorp Inc (HBCP) stock price today?

The current price of HBCP is 61.96 USD — it has decreased -0.9

What is Home Bancorp Inc (HBCP)'s business?

Home Bancorp, Inc. is the holding company for Home Bank, N.A. (the Bank). The Bank is a wholly owned subsidiary of the Company, conducts business through approximately 43 banking offices in the Acadiana, Baton Rouge, Greater New Orleans, and Northshore (of Lake Pontchartrain) regions of south Louisiana, the Natchez region of west Mississippi and the Houston region of Texas. The Bank is primarily engaged in attracting deposits from the general public and using those funds to invest in loans and securities. The Bank’s principal sources of funds are customer deposits, repayments of loans, repayments of investments and funds borrowed from outside sources such as the Federal Home Loan Bank (FHLB) of Dallas. These funds are primarily used for the origination of loans, including one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multifamily residential loans, commercial and industrial loans, and consumer loans.

What is the price predicton of HBCP Stock?

Wall Street analysts forecast HBCP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HBCP is66.00 USD with a low forecast of 66.00 USD and a high forecast of 66.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Home Bancorp Inc (HBCP)'s revenue for the last quarter?

Home Bancorp Inc revenue for the last quarter amounts to 34.94M USD, increased 8.73

What is Home Bancorp Inc (HBCP)'s earnings per share (EPS) for the last quarter?

Home Bancorp Inc. EPS for the last quarter amounts to 1.45 USD, increased 5.84

How many employees does Home Bancorp Inc (HBCP). have?

Home Bancorp Inc (HBCP) has 486 emplpoyees as of April 26 2026.

What is Home Bancorp Inc (HBCP) market cap?

Today HBCP has the market capitalization of 485.38M USD.