HBCP Valuation

Home Bancorp Inc

Add to Watchlist

Advanced Chart

53.430

-0.49(-0.909%)1D

HBCP Relative Valuation

HBCP's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, HBCP is overvalued; if below, it's undervalued.

Historical Valuation

Home Bancorp Inc (HBCP) is now in the Fair zone, suggesting that its current forward PE ratio of 9.63 is considered Fairly compared with the five-year average of 9.07. The fair price of Home Bancorp Inc (HBCP) is between 46.50 to 59.02 according to relative valuation methord.

Relative Value

Fair Zone

46.50-59.02

Current Price：53.43

Fair

9.63

Trailing

Forward

0.00

EV/EBITDA

Home Bancorp Inc. (HBCP) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Home Bancorp Inc. (HBCP) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

53.92

Home Bancorp Inc. (HBCP) has a current PS of 53.92. The 5-year average PS is 3.15. The thresholds are as follows: Strongly Undervalued below -5.05, Undervalued between -5.05 and -0.95, Fairly Valued between 7.25 and -0.95, Overvalued between 7.25 and 11.35, and Strongly Overvalued above 11.35. The current Forward PS of 53.92 falls within the Strongly Overvalued range.

0.00

P/OCF

Home Bancorp Inc. (HBCP) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Home Bancorp Inc. (HBCP) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Home Bancorp Inc (HBCP) has a current Price-to-Book (P/B) ratio of 1.00. Compared to its 3-year average P/B ratio of 0.91 , the current P/B ratio is approximately 9.54% higher. Relative to its 5-year average P/B ratio of 0.93, the current P/B ratio is about 7.27% higher. Home Bancorp Inc (HBCP) has a Forward Free Cash Flow (FCF) yield of approximately 0.10%. Compared to its 3-year average FCF yield of 13.47%, the current FCF yield is approximately -99.25% lower. Relative to its 5-year average FCF yield of 14.48% , the current FCF yield is about -99.30% lower.

1.00

P/B

Median3y

0.91

Median5y

0.93

0.10

FCF Yield

Median3y

13.47

Median5y

14.48

Competitors Valuation Multiple

The average P/S ratio for HBCP's competitors is 34.19, providing a benchmark for relative valuation. Home Bancorp Inc Corp (HBCP) exhibits a P/S ratio of 53.92, which is 57.69% above the industry average. Given its robust revenue growth of 12.91%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Civista Bancshares Inc

Bank of Marin Bancorp

First Business Financial Services Inc

Community West Bancshares

ChoiceOne Financial Services Inc

29.71

84.97%

446.18M

Performance Decomposition

Market capitalization of HBCP increased by 6.29% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 30.82 to 35.74.

The secondary factor is the Revenue Growth, contributed 12.91%to the performance.

Overall, the performance of HBCP in the past 1 year is driven by Margin Expansion. Which is more sustainable.

12.91%

30.62M → 34.58M

Revenue Growth

15.96%

30.82 → 35.74

Margin Expansion

-22.58%

12.40 → 9.60

P/E Change

6.29%