HBCP PE Ratio & Valuation,Is HBCP Overvalued

HBCP Relative Valuation

HBCP's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, HBCP is overvalued; if below, it's undervalued.

Historical Valuation

Home Bancorp Inc (HBCP) is now in the Fair zone, suggesting that its current forward PE ratio of 10.79 is considered Fairly compared with the five-year average of 9.12. The fair price of Home Bancorp Inc (HBCP) is between 48.44 to 60.83 according to relative valuation methord.

Relative Value

Fair Zone

48.44-60.83

Current Price：60.31

Fair

10.79

0.00

EV/EBITDA

Home Bancorp Inc. (HBCP) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Home Bancorp Inc. (HBCP) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

3.50

Home Bancorp Inc. (HBCP) has a current PS of 3.50. The 5-year average PS is 2.83. The thresholds are as follows: Strongly Undervalued below 2.01, Undervalued between 2.01 and 2.42, Fairly Valued between 3.25 and 2.42, Overvalued between 3.25 and 3.66, and Strongly Overvalued above 3.66. The current Forward PS of 3.50 falls within the Overvalued range.

0.00

P/OCF

Home Bancorp Inc. (HBCP) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Home Bancorp Inc. (HBCP) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Home Bancorp Inc (HBCP) has a current Price-to-Book (P/B) ratio of 1.12. Compared to its 3-year average P/B ratio of 0.91 , the current P/B ratio is approximately 23.17% higher. Relative to its 5-year average P/B ratio of 0.93, the current P/B ratio is about 19.58% higher. Home Bancorp Inc (HBCP) has a Forward Free Cash Flow (FCF) yield of approximately 9.01%. Compared to its 3-year average FCF yield of 13.38%, the current FCF yield is approximately -32.64% lower. Relative to its 5-year average FCF yield of 14.46% , the current FCF yield is about -37.66% lower.

1.12

P/B

Median3y

0.91

Median5y

0.93

9.01

FCF Yield

Median3y

13.38

Median5y

14.46

Competitors Valuation Multiple

The average P/S ratio for HBCP's competitors is 2.65, providing a benchmark for relative valuation. Home Bancorp Inc Corp (HBCP) exhibits a P/S ratio of 3.50, which is 32.19% above the industry average. Given its robust revenue growth of 12.91%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of HBCP increased by 30.51% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 30.82 to 35.74.

The secondary factor is the Revenue Growth, contributed 12.91%to the performance.

Overall, the performance of HBCP in the past 1 year is driven by Margin Expansion. Which is more sustainable.

12.91%

30.62M → 34.58M

Revenue Growth

15.96%

30.82 → 35.74

Margin Expansion

1.64%

10.58 → 10.75

P/E Change

30.51%

46.21 → 60.31

Mkt Cap Growth

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Frequently Asked Questions

Is Home Bancorp Inc (HBCP) currently overvalued or undervalued?

What is Home Bancorp Inc (HBCP) fair value?

HBCP's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Home Bancorp Inc (HBCP) is between 48.44 to 60.83 according to relative valuation methord.

How does HBCP's valuation metrics compare to the industry average?

What is the current P/B ratio for Home Bancorp Inc (HBCP) as of Dec 15 2025?

As of Dec 15 2025, Home Bancorp Inc (HBCP) has a P/B ratio of 1.12. This indicates that the market values HBCP at 1.12 times its book value.

What is the current FCF Yield for Home Bancorp Inc (HBCP) as of Dec 15 2025?

As of Dec 15 2025, Home Bancorp Inc (HBCP) has a FCF Yield of 9.01%. This means that for every dollar of Home Bancorp Inc’s market capitalization, the company generates 9.01 cents in free cash flow.

What is the current Forward P/E ratio for Home Bancorp Inc (HBCP) as of Dec 15 2025?

As of Dec 15 2025, Home Bancorp Inc (HBCP) has a Forward P/E ratio of 10.79. This means the market is willing to pay $10.79 for every dollar of Home Bancorp Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Home Bancorp Inc (HBCP) as of Dec 15 2025?

As of Dec 15 2025, Home Bancorp Inc (HBCP) has a Forward P/S ratio of 3.50. This means the market is valuing HBCP at $3.50 for every dollar of expected revenue over the next 12 months.

HBCP Valuation

HBCP Valuation

HBCP Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

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Frequently Asked Questions

Is Home Bancorp Inc (HBCP) currently overvalued or undervalued?

What is Home Bancorp Inc (HBCP) fair value?

How does HBCP's valuation metrics compare to the industry average?

What is the current P/B ratio for Home Bancorp Inc (HBCP) as of Dec 15 2025?

What is the current FCF Yield for Home Bancorp Inc (HBCP) as of Dec 15 2025?

What is the current Forward P/E ratio for Home Bancorp Inc (HBCP) as of Dec 15 2025?

What is the current Forward P/S ratio for Home Bancorp Inc (HBCP) as of Dec 15 2025?