FUNC Relative Valuation
FUNC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FUNC is overvalued; if below, it's undervalued.
Historical Valuation
First United Corp (FUNC) is now in the Overvalued zone, suggesting that its current forward PE ratio of 9.48 is considered Overvalued compared with the five-year average of 7.10. The fair price of First United Corp (FUNC) is between 23.39 to 35.04 according to relative valuation methord. Compared to the current price of 38.60 USD , First United Corp is Overvalued By 10.15%.
Relative Value
Fair Zone
23.39-35.04
Current Price：38.60
10.15%
Overvalued
9.48
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
First United Corp. (FUNC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
First United Corp. (FUNC) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
2.72
PS
First United Corp. (FUNC) has a current PS of 2.72. The 5-year average PS is 1.88. The thresholds are as follows: Strongly Undervalued below 0.99, Undervalued between 0.99 and 1.44, Fairly Valued between 2.32 and 1.44, Overvalued between 2.32 and 2.77, and Strongly Overvalued above 2.77. The current Forward PS of 2.72 falls within the Overvalued range.
0.00
P/OCF
First United Corp. (FUNC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
First United Corp. (FUNC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
First United Corp (FUNC) has a current Price-to-Book (P/B) ratio of 1.26. Compared to its 3-year average P/B ratio of 0.98 , the current P/B ratio is approximately 27.99% higher. Relative to its 5-year average P/B ratio of 0.97, the current P/B ratio is about 29.99% higher. First United Corp (FUNC) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 13.94%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 14.29% , the current FCF yield is about -100.00% lower.
1.26
P/B
Median3y
0.98
Median5y
0.97
6.53
FCF Yield
Median3y
13.94
Median5y
14.29
Competitors Valuation Multiple
The average P/S ratio for FUNC's competitors is 0.00, providing a benchmark for relative valuation. First United Corp Corp (FUNC) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 11.61%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of FUNC increased by 16.18% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 17.98M to 20.06M.
The secondary factor is the Margin Expansion, contributed 7.85%to the performance.
Overall, the performance of FUNC in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
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