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FUNC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
42.660
Open
41.500
VWAP
42.11
Vol
62.13K
Mkt Cap
274.50M
Low
41.100
Amount
2.62M
EV/EBITDA(TTM)
6.06
Total Shares
6.45M
EV
235.80M
EV/OCF(TTM)
1.54
P/S(TTM)
3.44
First United Corporation is the parent company of First United Bank & Trust (the Bank), a Maryland trust company with commercial banking powers. The Company's segments include Community Banking and Wealth Management. The Community Banking segment is conducted through the Bank and involves delivering a broad range of financial products and services, including various loan and deposit products, to consumer, business, and not-for-profit customers. The Wealth Management segment is conducted through the Bank and offers corporate trustee services, trust and estate administration, individual retirement accounts (IRA) administration and custody services. The Bank also owns approximately 99.9% of the limited partnership interests in Liberty Mews Limited Partnership, and a 99.9% non-voting membership interest in MCC FUBT Fund, LLC. The Bank operates 22 banking offices, one customer service center and 30 Automated Teller Machines in Allegany County, Frederick County, Garrett County, and more.
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Events Timeline

(ET)
2026-04-20
16:40:00
Company Reports Q1 Revenue of $23.3M
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2026-02-04 (ET)
2026-02-04
16:30:00
First United Bank Reports Record Core Earnings for 2025
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2025-11-14 (ET)
2025-11-14
08:33:16
First United CEO Carissa Rodeheaver Announces Retirement; Jason Rush Set to Take Over
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2025-10-20 (ET)
2025-10-20
16:08:57
First United announces Q3 earnings per share of $1.07, up from 89 cents last year.
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2025-07-21 (ET)
2025-07-21
08:14:40
First United reports Q2 EPS 92c vs. 75c last year
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2025-04-21 (ET)
2025-04-21
08:37:40
First United reports Q1 EPS 89c vs. 62c last year
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2024-10-21 (ET)
2024-10-21
09:01:21
First United Corp reports Q3 EPS 89c vs. 67c last year
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News

seekingalpha
8.0
06-18seekingalpha
First United Declares Quarterly Dividend of $0.26
  • Dividend Declaration: First United has declared a quarterly dividend of $0.26 per share, consistent with previous distributions, indicating the company's stable cash flow and profitability, which enhances investor confidence.
  • Yield Overview: The forward yield of 2.55% provides investors with a relatively stable return, reflecting the company's attractiveness in the current market environment.
  • Payment Schedule: The dividend will be payable on August 3, with a record date of July 20 and an ex-dividend date also on July 20, ensuring shareholders receive their earnings promptly, thereby strengthening shareholder relations.
  • Consistent Growth: The company has now announced a dividend of $0.26 for four consecutive quarters, demonstrating consistency and sustainability in its dividend policy, which may attract more investors seeking stable income.
PRnewswire
8.0
06-17PRnewswire
First United Corporation Declares Cash Dividend
  • Dividend Declaration: First United Corporation has announced a cash dividend of $0.26 per share, payable on August 3, 2026, to shareholders of record as of July 20, 2026, reflecting the company's commitment to shareholder returns and enhancing investor confidence.
  • Corporate Overview: As the parent company of First United Bank & Trust, which operates as a commercial bank in Maryland, First United Corporation includes wholly-owned subsidiaries such as OakFirst Loan Center, Inc. and OakFirst Loan Center, LLC, showcasing its diverse financial service capabilities.
  • Real Estate Investment: The bank holds a 99.9% limited partnership interest in Liberty Mews Limited Partnership, focused on acquiring and developing low-income housing units in Garrett County, Maryland, indicating a strategic commitment to social responsibility and community development.
  • Credit Service Expansion: First United also owns a 99.9% non-voting membership interest in MCC FUBT Fund, LC, aimed at developing low-income housing in Allegany County, further solidifying its influence and market position within the local economy.
seekingalpha
9.5
04-20seekingalpha
First United Reports Q1 Non-GAAP EPS Exceeding Expectations
  • Strong Earnings Performance: First United reported a Q1 non-GAAP EPS of $1.02, beating market expectations by $0.10, indicating robust profitability that may enhance investor confidence moving forward.
  • Net Interest Income Growth: The company achieved net interest income of $18.07 million in Q1, reflecting effective management in the current interest rate environment and a healthy balance sheet, which supports future profit growth.
  • Increased Market Attention: With First United's financial performance gaining recognition, Seeking Alpha's Quant Rating has also highlighted the company, potentially attracting more investor interest and enhancing stock liquidity and market recognition.
  • Historical Performance Data: First United's historical earnings data provides investors with crucial insights for assessing long-term performance and future growth potential, further bolstering market confidence in its stock.
NASDAQ.COM
9.5
04-20NASDAQ.COM
First United Corporation Reports Q1 Earnings Growth
  • Earnings Growth: First United Corporation reported a net income of $6.66 million for Q1, translating to an EPS of $1.03, which marks a significant increase from last year's $5.80 million and $0.89 per share, indicating robust profitability and solid market performance.
  • Adjusted Earnings: Excluding certain items, the adjusted earnings stood at $6.62 million or $1.02 per share, reflecting a sustained enhancement in the core business's profitability, which further solidifies investor confidence in the company's growth prospects.
  • Revenue Increase: The company's revenue rose by 6.9% year-over-year to $25.71 million, up from $24.06 million last year, showcasing a positive response to market demand recovery and operational effectiveness.
  • Market Positioning: With both earnings and revenue growth, First United Corporation demonstrates strong competitive positioning in the current economic landscape, potentially attracting more investor interest in its future development opportunities.
PRnewswire
9.5
04-20PRnewswire
First United Reports Q1 Net Income Growth Driven by Margin Expansion
  • Net Income Growth: First United Corporation reported GAAP net income of $6.7 million for Q1 2026, translating to $1.03 per diluted share, reflecting a 15.5% increase from $5.8 million in Q1 2025, showcasing the company's strong revenue growth.
  • Interest Income Increase: The net interest income rose by $2.1 million year-over-year, primarily driven by new loans booked at higher rates, resulting in a 21 basis point increase in overall yield on the loan portfolio, indicating the company's adaptability in the current interest rate environment.
  • Operational Efficiency Improvement: Despite elevated loan payoffs, First United maintained solid credit performance with a return on average assets and equity of 1.29% and 13.06%, respectively, demonstrating the company's ongoing commitment to risk management and operational efficiency.
  • Strong Balance Sheet: As of March 31, 2026, total assets stood at $2.0 billion, a decrease of $48.4 million since December 31, 2025; however, total deposits increased by $15.5 million, reflecting the company's success in attracting customer deposits.
Newsfilter
9.5
04-20Newsfilter
First United Reports Q1 Net Income Growth
  • Net Income Growth: First United Corporation reported GAAP net income of $6.7 million for Q1 2026, translating to $1.03 per diluted share, reflecting a 15.5% increase from $5.8 million in Q1 2025, indicating significant improvement in profitability.
  • Strong Loan Production: The bank originated $98.0 million in commercial loans and $16.0 million in residential mortgages during the first quarter, demonstrating robust activity in the lending market that supports ongoing revenue growth.
  • Improved Net Interest Margin: The non-GAAP net interest margin for Q1 was 3.83%, up 8 basis points from 3.75% in Q4 2025, highlighting enhanced loan yields and reduced funding costs, which bolster the bank's profitability.
  • Dividend Declaration: The company declared a cash dividend of $0.26 per share, an increase from $0.22 in Q1 2025, underscoring its commitment to shareholder returns and improved financial health.
Wall Street analysts forecast FUNC stock price to rise
1 Analyst Rating
Wall Street analysts forecast FUNC stock price to rise
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
42.00
Averages
42.00
High
42.00
Current: 0.000
sliders
Low
42.00
Averages
42.00
High
42.00
No data

No data

Valuation Metrics

The current forward P/E ratio for First United Corp (FUNC.O) is 5.27, compared to its 5-year average forward P/E of 7.19. For a more detailed relative valuation and DCF analysis to assess First United Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.19
Current PE
5.27
Overvalued PE
8.84
Undervalued PE
5.54

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.67
Current EV/EBITDA
5.27
Overvalued EV/EBITDA
2.86
Undervalued EV/EBITDA
-1.52

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.98
Current PS
2.71
Overvalued PS
2.40
Undervalued PS
1.57

Financials

AI Analysis
Annual
Quarterly

Whales Holding FUNC

T
Tontine Management, LLC
Holding
FUNC
+47.02%
3M Return

Trading Trends

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Frequently Asked Questions

What is First United Corp (FUNC) stock price today?

The current price of FUNC is 42.58 USD — it has increased 4.21

What is First United Corp (FUNC)'s business?

First United Corporation is the parent company of First United Bank & Trust (the Bank), a Maryland trust company with commercial banking powers. The Company's segments include Community Banking and Wealth Management. The Community Banking segment is conducted through the Bank and involves delivering a broad range of financial products and services, including various loan and deposit products, to consumer, business, and not-for-profit customers. The Wealth Management segment is conducted through the Bank and offers corporate trustee services, trust and estate administration, individual retirement accounts (IRA) administration and custody services. The Bank also owns approximately 99.9% of the limited partnership interests in Liberty Mews Limited Partnership, and a 99.9% non-voting membership interest in MCC FUBT Fund, LLC. The Bank operates 22 banking offices, one customer service center and 30 Automated Teller Machines in Allegany County, Frederick County, Garrett County, and more.

What is the price predicton of FUNC Stock?

Wall Street analysts forecast FUNC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FUNC is42.00 USD with a low forecast of 42.00 USD and a high forecast of 42.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is First United Corp (FUNC)'s revenue for the last quarter?

First United Corp revenue for the last quarter amounts to 20.53M USD, increased 10.69

What is First United Corp (FUNC)'s earnings per share (EPS) for the last quarter?

First United Corp. EPS for the last quarter amounts to 1.03 USD, increased 15.73

How many employees does First United Corp (FUNC). have?

First United Corp (FUNC) has 315 emplpoyees as of June 20 2026.

What is First United Corp (FUNC) market cap?

Today FUNC has the market capitalization of 274.50M USD.