Should I Buy FUNC? FUNC 2026 Analysis

Should You Buy First United Corp (FUNC) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

38.130

1 Day change

2.69%

52 Week Range

42.170

Analysis Updated At

2026/01/28

FUNC is not a good buy right now for a beginner long-term investor who is impatient. Despite solid YoY growth in the latest reported quarter, the technical setup is weakening (bearish MACD, price below pivot), there are no proprietary buy signals today, and the stock’s pattern-based near-term odds lean slightly negative. A better entry would come after momentum turns up or after the upcoming earnings event clarifies direction.

Technical Analysis

Price closed at 37.38 (+0.84%) versus a pivot level of 38.245, meaning it is trading below a key short-term inflection point. MACD histogram is -0.129 (below zero) and negatively expanding, which signals bearish momentum is strengthening rather than stabilizing. RSI(6) at 42.18 is neutral-to-soft (not oversold), so there isn’t a clear “washed-out” bounce signal. Moving averages are converging, which often precedes a larger move, but with MACD weakening it currently favors downside/sideways. Key levels: Support S1 36.691 (near-term line in the sand) then S2 35.73; Resistance R1 39.8 then R2 40.76. Pattern-based projection provided implies modest downside bias: ~50% chance of -0.24% next day, -0.97% next week, -0.8% next month. Intellectia Proprietary Trading Signals: - [AI Stock Picker](module://ai_stock_pick): no signal on given stock today. - [SwingMax](module://swingmax): No signal on given stock recently.

Options Data

Positive Catalysts

show strong YoY growth: revenue +11.61%, net income +20.40%, EPS +20.22%, suggesting improving profitability. Upcoming earnings: QDEC 2025 earnings on 2026-02-04 after hours (EPS estimate 0.
could act as a catalyst if results/guide beat expectations. Trading trends show hedge funds and insiders are Neutral (no notable selling pressure indicated by the provided dataset).

Neutral/Negative Catalysts

Technical momentum is currently bearish (MACD below zero and worsening) and price is below the pivot (38.245), which reduces the odds of an immediate sustained upside move. No recent news catalysts were identified in the past week to justify chasing the move. Near-term statistical/pattern outlook is slightly negative over the next week/month per the provided trend model. Earnings is imminent (2026-02-04 after hours), which can cause abrupt repricing; for an impatient buyer, that makes “buy now” less attractive unless momentum is already clearly bullish.

Financial Performance

Latest quarter provided: 2025/Q3. Revenue increased to 20,062,000 (+11.61% YoY). Net income increased to 6,948,000 (+20.40% YoY). EPS increased to 1.07 (+20.22% YoY). These trends indicate improving earnings power and healthy year-over-year growth in profitability, which is supportive for long-term fundamentals.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No analyst rating or price-target change data was provided, so a clear Wall Street consensus (pros/cons view) cannot be confirmed from the dataset. Based on the available information only: Pros would center on accelerating YoY earnings growth; cons are the currently weakening technical trend and lack of confirming sentiment/coverage signals in the provided data. Politician/congress activity: No recent congress trading data available (last 90 days).

1 Analyst Rating

Wall Street analysts forecast FUNC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FUNC is 42 USD with a low forecast of 42 USD and a high forecast of 42 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

0 Hold

0 Sell

Moderate Buy

Current: 37.130

Low

Averages

High