Historical Valuation
Five Star Bancorp (FSBC) is now in the Fair zone, suggesting that its current forward PE ratio of 11.09 is considered Fairly compared with the five-year average of 10.86. The fair price of Five Star Bancorp (FSBC) is between 31.80 to 40.47 according to relative valuation methord.
Relative Value
Fair Zone
31.80-40.47
Current Price：37.17
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Five Star Bancorp (FSBC) has a current Price-to-Book (P/B) ratio of 1.77. Compared to its 3-year average P/B ratio of 1.53 , the current P/B ratio is approximately 15.40% higher. Relative to its 5-year average P/B ratio of 1.72, the current P/B ratio is about 2.96% higher. Five Star Bancorp (FSBC) has a Forward Free Cash Flow (FCF) yield of approximately 9.11%. Compared to its 3-year average FCF yield of 9.50%, the current FCF yield is approximately -4.10% lower. Relative to its 5-year average FCF yield of 8.96% , the current FCF yield is about 1.65% lower.
P/B
Median3y
1.53
Median5y
1.72
FCF Yield
Median3y
9.50
Median5y
8.96
Competitors Valuation Multiple
AI Analysis for FSBC
The average P/S ratio for FSBC competitors is 3.04, providing a benchmark for relative valuation. Five Star Bancorp Corp (FSBC.O) exhibits a P/S ratio of 4.27, which is 40.53% above the industry average. Given its robust revenue growth of 30.25%, this premium appears sustainable.
Performance Decomposition
AI Analysis for FSBC
1Y
3Y
5Y
Market capitalization of FSBC increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of FSBC in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is FSBC currently overvalued or undervalued?
Five Star Bancorp (FSBC) is now in the Fair zone, suggesting that its current forward PE ratio of 11.09 is considered Fairly compared with the five-year average of 10.86. The fair price of Five Star Bancorp (FSBC) is between 31.80 to 40.47 according to relative valuation methord.
What is Five Star Bancorp (FSBC) fair value?
FSBC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Five Star Bancorp (FSBC) is between 31.80 to 40.47 according to relative valuation methord.
How does FSBC's valuation metrics compare to the industry average?
The average P/S ratio for FSBC's competitors is 3.04, providing a benchmark for relative valuation. Five Star Bancorp Corp (FSBC) exhibits a P/S ratio of 4.27, which is 40.53% above the industry average. Given its robust revenue growth of 30.25%, this premium appears sustainable.
What is the current P/B ratio for Five Star Bancorp (FSBC) as of Jan 09 2026?
As of Jan 09 2026, Five Star Bancorp (FSBC) has a P/B ratio of 1.77. This indicates that the market values FSBC at 1.77 times its book value.
What is the current FCF Yield for Five Star Bancorp (FSBC) as of Jan 09 2026?
As of Jan 09 2026, Five Star Bancorp (FSBC) has a FCF Yield of 9.11%. This means that for every dollar of Five Star Bancorp’s market capitalization, the company generates 9.11 cents in free cash flow.
What is the current Forward P/E ratio for Five Star Bancorp (FSBC) as of Jan 09 2026?
As of Jan 09 2026, Five Star Bancorp (FSBC) has a Forward P/E ratio of 11.09. This means the market is willing to pay $11.09 for every dollar of Five Star Bancorp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Five Star Bancorp (FSBC) as of Jan 09 2026?
As of Jan 09 2026, Five Star Bancorp (FSBC) has a Forward P/S ratio of 4.27. This means the market is valuing FSBC at $4.27 for every dollar of expected revenue over the next 12 months.