FSBC Relative Valuation
FSBC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FSBC is overvalued; if below, it's undervalued.
Historical Valuation
Five Star Bancorp (FSBC) is now in the Fair zone, suggesting that its current forward PE ratio of 11.00 is considered Fairly compared with the five-year average of 10.85. The fair price of Five Star Bancorp (FSBC) is between 30.74 to 39.04 according to relative valuation methord.
Relative Value
Fair Zone
30.74-39.04
Current Price：35.06
Fair
10.89
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Five Star Bancorp. (FSBC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Five Star Bancorp. (FSBC) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
4.23
PS
Five Star Bancorp. (FSBC) has a current PS of 4.23. The 5-year average PS is 4.04. The thresholds are as follows: Strongly Undervalued below 2.64, Undervalued between 2.64 and 3.34, Fairly Valued between 4.75 and 3.34, Overvalued between 4.75 and 5.45, and Strongly Overvalued above 5.45. The current Forward PS of 4.23 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Five Star Bancorp. (FSBC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Five Star Bancorp. (FSBC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Five Star Bancorp (FSBC) has a current Price-to-Book (P/B) ratio of 1.75. Compared to its 3-year average P/B ratio of 1.54 , the current P/B ratio is approximately 14.08% higher. Relative to its 5-year average P/B ratio of 1.71, the current P/B ratio is about 2.22% higher. Five Star Bancorp (FSBC) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 9.44%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 8.96% , the current FCF yield is about -100.00% lower.
1.73
P/B
Median3y
1.54
Median5y
1.71
9.18
FCF Yield
Median3y
9.44
Median5y
8.96
Competitors Valuation Multiple
The average P/S ratio for FSBC's competitors is , providing a benchmark for relative valuation. Five Star Bancorp Corp (FSBC) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 30.25%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of FSBC increased by 19.23% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 31.48M to 41.00M.
The secondary factor is the Margin Expansion, contributed 14.70%to the performance.
Overall, the performance of FSBC in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
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