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FSBC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
37.345
Open
36.960
VWAP
36.91
Vol
119.20K
Mkt Cap
786.86M
Low
36.585
Amount
4.40M
EV/EBITDA(TTM)
4.22
Total Shares
21.38M
EV
366.23M
EV/OCF(TTM)
0.51
P/S(TTM)
5.06
Five Star Bancorp is a bank holding company that operates through its wholly owned subsidiary, Five Star Bank, a California state-chartered non-member bank. The Company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California through approximately eight branch offices. It offers a complete array of deposit products for small and medium-sized businesses, professionals, and individuals, including a variety of checking and savings accounts, time deposits, and money market accounts. The Company also provides a range of deposit services, including debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. It focuses primarily on commercial lending. It offers a variety of loans to small and medium-sized businesses, professionals, and individuals, including commercial real estate, commercial, commercial land and construction, and farmland loans.
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Events Timeline

(ET)
2026-01-30
16:30:00
Five Star Bancorp Files $300M Mixed Securities Shelf
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2026-01-26 (ET)
2026-01-26
18:40:00
Five Star Bank Q4 Tangible Book Value Reaches $20.87
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2026-01-21 (ET)
2026-01-21
16:40:00
FS Bancorp Increases Quarterly Cash Dividend to $0.29
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2025-10-27 (ET)
2025-10-27
18:32:10
Five Star Bancorp announces Q3 earnings per share of 77 cents, surpassing consensus estimate of 71 cents.
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News

seekingalpha
4.5
02-23seekingalpha
Financial Sector Starts 2026 with Poor Performance Despite Strong Fundamentals
  • Market Disconnection: Despite all major financial ETFs posting double-digit gains in 2025, the State Street Financial Select Sector SPDR ETF (XLF) underperformed in January, ranking as one of only two sectors with negative returns, indicating a lack of market confidence in the financial sector.
  • Strong Performance of Regional Banks: Among small-cap regional banks, Five Star Bancorp (FSBC) leads with a price-to-book (P/B) multiple of 1.95x and an A momentum grade, suggesting strong market performance and investment appeal, likely attracting investors seeking high-value opportunities.
  • Momentum Ratings and Valuations: Northeast Bank (NBN) and Red River Bancshares (RRBI) follow closely with P/B multiples of 1.86x and 1.67x, respectively, both holding A momentum ratings, indicating their competitive edge in the current market environment and potential for stable returns for investors.
  • Investor Focus on Regional Banks: Other notable banks like Amalgamated Financial (AMAL) and Southern First Bancshares (SFST) also feature A+ momentum grades and competitive P/B multiples, keeping them in the spotlight for investors, demonstrating the attractiveness of regional banks amidst market volatility.
seekingalpha
9.5
01-27seekingalpha
Five Star Bancorp Reports Strong Q4 2025 Earnings Growth
  • Significant Earnings Growth: Five Star Bancorp reported a net income of $17.6 million for Q4 2025, reflecting a 35% year-over-year increase, with earnings per share rising to $0.83, showcasing the company's strong performance in loans and deposits, thereby solidifying its market position.
  • Dividend Increase: The company raised its quarterly cash dividend to $0.25 per share, an increase of $0.05, marking the first dividend hike since April 2023, which reflects management's confidence in future profitability.
  • Loan and Deposit Growth: In 2025, Five Star Bank achieved a 15% growth in total loans and an 18% increase in deposits, with non-wholesale deposits rising by $738.1 million, indicating successful customer acquisition in a competitive market.
  • Optimistic Future Outlook: Management anticipates a 10% growth in the balance sheet for 2026, emphasizing that sustained organic growth will be a strategic focus supported by the current team, while also monitoring capital needs and market competition.
NASDAQ.COM
2.0
01-26NASDAQ.COM
Five Star Bancorp (FSBC) Earnings Transcript
NASDAQ.COM
2.0
01-26NASDAQ.COM
Five Star Bancorp (FSBC) Earnings Call Transcript
Globenewswire
8.0
01-16Globenewswire
Five Star Bancorp Declares $0.25 Cash Dividend Per Share
  • Dividend Announcement: Five Star Bancorp has declared a cash dividend of $0.25 per share, expected to be paid on February 9, 2026, indicating the company's continued strong financial performance and boosting investor confidence.
  • Dividend Increase: This dividend marks a $0.05 increase from the previous payout, representing the first rise since April 2023, reflecting the company's successful organic growth strategy and commitment to clients and community partners.
  • Shareholder Returns: The dividend will be paid to shareholders of record as of February 2, 2026, further solidifying the relationship between the company and its shareholders while enhancing market expectations for future performance.
  • Company Background: Headquartered in Rancho Cordova, California, Five Star Bank operates nine branches and is dedicated to providing quality financial services, showcasing its competitive position in the local market.
Globenewswire
9.5
01-13Globenewswire
Five Star Bancorp to Report Q4 and FY 2025 Results on January 26, 2026
  • Earnings Release Schedule: Five Star Bancorp is set to report its quarterly and annual financial results for the year ended December 31, 2025, after market close on January 26, 2026, reflecting the company's commitment to transparency and timely information disclosure.
  • Live Webcast Meeting: Management will host a live webcast on January 27, 2026, at 1:00 PM ET to review the financial results with analysts and investors, enhancing engagement and communication with stakeholders.
  • Information Access Channels: The webcast will be accessible via the 'News & Events' section of the company’s website, ensuring that investors can easily obtain the latest information, thereby improving accessibility and transparency.
  • Company Background Overview: Five Star Bancorp is a bank holding company headquartered in Rancho Cordova, California, operating through its wholly owned subsidiary, Five Star Bank, which has nine branches in Northern California, demonstrating a solid foundation in the local market.
Wall Street analysts forecast FSBC stock price to rise
3 Analyst Rating
Wall Street analysts forecast FSBC stock price to rise
1 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
37.00
Averages
38.00
High
40.00
Current: 0.000
sliders
Low
37.00
Averages
38.00
High
40.00
Keefe Bruyette
Market Perform
maintain
$40 -> $41
AI Analysis
2026-01-29
Reason
Keefe Bruyette
Price Target
$40 -> $41
AI Analysis
2026-01-29
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Five Star Bancorp to $41 from $40 and keeps a Market Perform rating on the shares.
DA Davidson
Buy
maintain
$43 -> $45
2026-01-28
Reason
DA Davidson
Price Target
$43 -> $45
2026-01-28
maintain
Buy
Reason
DA Davidson raised the firm's price target on Five Star Bancorp to $45 from $43 and keeps a Buy rating on the shares. The company's Q4 results once again exceeded expectations, with stronger than expected net interest income growth and net interest margin expansion, the analyst tells investors in a research note.
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Valuation Metrics

The current forward P/E ratio for Five Star Bancorp (FSBC.O) is 11.09, compared to its 5-year average forward P/E of 10.86. For a more detailed relative valuation and DCF analysis to assess Five Star Bancorp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.86
Current PE
11.09
Overvalued PE
12.48
Undervalued PE
9.25

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.05
Current PS
4.27
Overvalued PS
4.75
Undervalued PS
3.35

Financials

AI Analysis
Annual
Quarterly

Whales Holding FSBC

D
Davis Capital Partners, LLC
Holding
FSBC
-5.27%
3M Return
B
Brighton Jones LLC
Holding
FSBC
-6.40%
3M Return

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

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Frequently Asked Questions

What is Five Star Bancorp (FSBC) stock price today?

The current price of FSBC is 36.81 USD — it has decreased -1.52

What is Five Star Bancorp (FSBC)'s business?

Five Star Bancorp is a bank holding company that operates through its wholly owned subsidiary, Five Star Bank, a California state-chartered non-member bank. The Company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California through approximately eight branch offices. It offers a complete array of deposit products for small and medium-sized businesses, professionals, and individuals, including a variety of checking and savings accounts, time deposits, and money market accounts. The Company also provides a range of deposit services, including debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. It focuses primarily on commercial lending. It offers a variety of loans to small and medium-sized businesses, professionals, and individuals, including commercial real estate, commercial, commercial land and construction, and farmland loans.

What is the price predicton of FSBC Stock?

Wall Street analysts forecast FSBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FSBC is38.00 USD with a low forecast of 37.00 USD and a high forecast of 40.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Five Star Bancorp (FSBC)'s revenue for the last quarter?

Five Star Bancorp revenue for the last quarter amounts to 43.10M USD, increased 23.73

What is Five Star Bancorp (FSBC)'s earnings per share (EPS) for the last quarter?

Five Star Bancorp. EPS for the last quarter amounts to 0.83 USD, increased 31.75

How many employees does Five Star Bancorp (FSBC). have?

Five Star Bancorp (FSBC) has 233 emplpoyees as of March 12 2026.

What is Five Star Bancorp (FSBC) market cap?

Today FSBC has the market capitalization of 786.86M USD.