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FSBC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
41.490
Open
41.390
VWAP
40.60
Vol
102.32K
Mkt Cap
861.67M
Low
39.985
Amount
4.15M
EV/EBITDA(TTM)
5.05
Total Shares
21.38M
EV
439.12M
EV/OCF(TTM)
0.61
P/S(TTM)
5.53
Five Star Bancorp is a bank holding company that operates through its wholly owned subsidiary, Five Star Bank, a California state-chartered non-member bank. The Company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California through approximately eight branch offices. It offers a complete array of deposit products for small and medium-sized businesses, professionals, and individuals, including a variety of checking and savings accounts, time deposits, and money market accounts. The Company also provides a range of deposit services, including debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. It focuses primarily on commercial lending. It offers a variety of loans to small and medium-sized businesses, professionals, and individuals, including commercial real estate, commercial, commercial land and construction, and farmland loans.
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Events Timeline

(ET)
2026-04-27
18:40:00
Five Star Bank Reports Q1 2026 EPS of $0.87
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2026-01-30 (ET)
2026-01-30
16:30:00
Five Star Bancorp Files $300M Mixed Securities Shelf
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2026-01-26 (ET)
2026-01-26
18:40:00
Five Star Bank Q4 Tangible Book Value Reaches $20.87
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2026-01-21 (ET)
2026-01-21
16:40:00
FS Bancorp Increases Quarterly Cash Dividend to $0.29
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2025-10-27 (ET)
2025-10-27
18:32:10
Five Star Bancorp announces Q3 earnings per share of 77 cents, surpassing consensus estimate of 71 cents.
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News

moomoo
9.5
04-27moomoo
PinnedFive Star Bancorp Reports Q1 Net Interest Income of $43.457 Million
  • Financial Performance: Five Star Bancorp reported a net interest income of USD 43.457 million for Q1.
  • Quarterly Results: The financial results indicate a strong performance in the bank's interest income during the first quarter.
seekingalpha
9.5
04-28seekingalpha
Five Star Bancorp Q1 2026 Earnings Highlights
  • Earnings Per Share Growth: Q1 2026 EPS rose to $0.87, up $0.04 from the previous quarter, indicating sustained profitability that is expected to positively impact shareholder returns.
  • Loan and Deposit Growth: Annualized loan growth reached 14% and deposit growth soared to 26%, demonstrating significant progress in building stable core deposit funding, which enhances competitive positioning in the market.
  • Strong Asset Quality: Nonperforming loans represented only 7 basis points of total loans, with all capital ratios well above regulatory thresholds, showcasing the company's robustness in credit and capital management, which boosts investor confidence.
  • Net Interest Income Increase: Net interest income rose to $43.5 million, a 3% increase from Q4 2025, while net interest margin improved from 3.66% to 3.70%, indicating the company's ability to maintain profitability amid changing interest rate environments.
NASDAQ.COM
9.5
04-28NASDAQ.COM
Five Star Bancorp Reports Strong Q1 Revenue Growth
  • Significant Revenue Growth: Five Star Bancorp reported $45.1 million in revenue for Q1 2026, marking a 27.6% year-over-year increase and surpassing the Zacks Consensus Estimate of $44.4 million, indicating strong market performance.
  • Earnings Per Share Beat: The company achieved an EPS of $0.87 for the quarter, a 40.3% increase from $0.62 a year ago, exceeding analyst expectations of $0.80, reflecting a notable enhancement in profitability.
  • Investor Focus on Key Metrics: While investors closely monitor year-over-year changes in revenue and earnings, comparing key financial metrics provides deeper insights into the company's fundamentals, aiding in better stock price projections.
  • Quantum Computing Outlook: Quantum computing is viewed as the next technological revolution, with major tech firms rapidly integrating this technology, potentially leading to significant shifts in future market dynamics.
NASDAQ.COM
9.5
04-28NASDAQ.COM
Five Star Bancorp Reports Strong Quarterly Earnings Beat
  • Earnings Beat: Five Star Bancorp (FSBC) reported quarterly earnings of $0.87 per share, exceeding the Zacks consensus estimate of $0.80, and showing a significant increase from $0.62 a year ago, indicating sustained improvement in profitability.
  • Significant Revenue Growth: The company posted revenues of $45.1 million for the quarter, surpassing the Zacks consensus estimate by 1.59% and reflecting a 32.5% increase from $35.34 million a year ago, showcasing enhanced competitiveness in the market.
  • Market Outperformance: Since the beginning of the year, Five Star Bancorp shares have risen approximately 13.2%, significantly outperforming the S&P 500's gain of 4.7%, indicating increased investor confidence in its future performance.
  • Cautious Future Outlook: Despite the optimistic current earnings outlook, the unfavorable trend in estimate revisions has resulted in a Zacks Rank of #4 (Sell) for Five Star Bancorp, suggesting potential underperformance in the near term, prompting investors to monitor future earnings expectations closely.
Newsfilter
9.5
04-27Newsfilter
Five Star Bancorp Reports Q1 Net Income Growth
  • Net Income Growth: In Q1 2026, Five Star Bank reported net income of $18.6 million, reflecting a 5.1% increase from $17.6 million in Q4 2025, demonstrating the company's success in seizing market opportunities.
  • Earnings Per Share Increase: The basic earnings per share rose to $0.87, up 4.82% from $0.83 in Q4 2025, indicating enhanced profitability and improved shareholder returns.
  • Loan and Deposit Growth: As of March 31, 2026, total loans increased by $138.5 million, or 3%, while total deposits rose by $268.3 million, or 6.39%, showcasing the company's effective strategy in expanding market share.
  • Stable Capital Ratios: As of March 31, 2026, the common equity Tier 1 capital ratio stood at 10.45%, continuing to meet regulatory requirements and ensuring the company's capital adequacy and long-term stability.
seekingalpha
8.0
04-20seekingalpha
Five Star Bancorp Declares $0.25 Quarterly Dividend
  • Quarterly Dividend Declaration: Five Star Bancorp has declared a quarterly dividend of $0.25 per share, consistent with previous distributions, indicating the company's stable cash flow and profitability, which is likely to attract more investor interest.
  • Dividend Yield: The forward yield of 2.41% reflects the company's competitiveness in the current market environment, potentially enhancing shareholder confidence and stabilizing the stock price.
  • Record Date for Shareholders: The dividend will be payable on May 11, with a record date of May 4 and an ex-dividend date also on May 4, ensuring that shareholders can timely receive their dividend payouts, thereby strengthening the relationship between the company and its investors.
  • Future Growth Target: Five Star Bancorp aims for a 10% balance sheet growth in 2026 while boosting dividends and expanding its presence in the Bay Area, indicating a positive outlook and strategic positioning for future development.
Wall Street analysts forecast FSBC stock price to rise
3 Analyst Rating
Wall Street analysts forecast FSBC stock price to rise
1 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
37.00
Averages
38.00
High
40.00
Current: 0.000
sliders
Low
37.00
Averages
38.00
High
40.00
DA Davidson
Buy
maintain
$45
AI Analysis
2026-04-29
New
Reason
DA Davidson
Price Target
$45
AI Analysis
2026-04-29
New
maintain
Buy
Reason
DA Davidson raised the firm's price target on Five Star Bancorp to $48.50 from $45 and keeps a Buy rating on the shares. The company's Q1 results again exceeded expectations with stronger-than-expected net interest income growth and a 4 basis point net interest margin expansion, the analyst tells investors in a research note.
Stephens
Stephens
Equal Weight
maintain
$41 -> $43
2026-04-29
New
Reason
Stephens
Stephens
Price Target
$41 -> $43
2026-04-29
New
maintain
Equal Weight
Reason
Stephens raised the firm's price target on Five Star Bancorp to $43 from $41 and keeps an Equal Weight rating on the shares. The firm adjusted estimates following the company's Q1 report.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for FSBC
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Valuation Metrics

The current forward P/E ratio for Five Star Bancorp (FSBC.O) is 0.00, compared to its 5-year average forward P/E of 10.86. For a more detailed relative valuation and DCF analysis to assess Five Star Bancorp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
10.86
Current PE
0.00
Overvalued PE
12.48
Undervalued PE
9.24

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.46
Current EV/EBITDA
3.74
Overvalued EV/EBITDA
2.31
Undervalued EV/EBITDA
-1.38

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.04
Current PS
4.02
Overvalued PS
4.71
Undervalued PS
3.36

Financials

AI Analysis
Annual
Quarterly

Whales Holding FSBC

B
Brighton Jones LLC
Holding
FSBC
+5.26%
3M Return
D
Davis Capital Partners, LLC
Holding
FSBC
-3.72%
3M Return

Trading Trends

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Frequently Asked Questions

What is Five Star Bancorp (FSBC) stock price today?

The current price of FSBC is 40.31 USD — it has decreased -1.18

What is Five Star Bancorp (FSBC)'s business?

Five Star Bancorp is a bank holding company that operates through its wholly owned subsidiary, Five Star Bank, a California state-chartered non-member bank. The Company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California through approximately eight branch offices. It offers a complete array of deposit products for small and medium-sized businesses, professionals, and individuals, including a variety of checking and savings accounts, time deposits, and money market accounts. The Company also provides a range of deposit services, including debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. It focuses primarily on commercial lending. It offers a variety of loans to small and medium-sized businesses, professionals, and individuals, including commercial real estate, commercial, commercial land and construction, and farmland loans.

What is the price predicton of FSBC Stock?

Wall Street analysts forecast FSBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FSBC is38.00 USD with a low forecast of 37.00 USD and a high forecast of 40.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Five Star Bancorp (FSBC)'s revenue for the last quarter?

Five Star Bancorp revenue for the last quarter amounts to 43.10M USD, increased 23.73

What is Five Star Bancorp (FSBC)'s earnings per share (EPS) for the last quarter?

Five Star Bancorp. EPS for the last quarter amounts to 0.83 USD, increased 31.75

How many employees does Five Star Bancorp (FSBC). have?

Five Star Bancorp (FSBC) has 233 emplpoyees as of April 30 2026.

What is Five Star Bancorp (FSBC) market cap?

Today FSBC has the market capitalization of 861.67M USD.