FCFS Relative Valuation
FCFS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FCFS is overvalued; if below, it's undervalued.
Historical Valuation
Firstcash Holdings Inc (FCFS) is now in the Fair zone, suggesting that its current forward PE ratio of 16.13 is considered Fairly compared with the five-year average of 16.41. The fair price of Firstcash Holdings Inc (FCFS) is between 141.16 to 181.54 according to relative valuation methord.
Relative Value
Fair Zone
141.16-181.54
Current Price：165.66
Fair
16.13
PE
1Y
3Y
5Y
11.99
EV/EBITDA
Firstcash Holdings Inc. (FCFS) has a current EV/EBITDA of 11.99. The 5-year average EV/EBITDA is 11.84. The thresholds are as follows: Strongly Undervalued below 8.46, Undervalued between 8.46 and 10.15, Fairly Valued between 13.54 and 10.15, Overvalued between 13.54 and 15.23, and Strongly Overvalued above 15.23. The current Forward EV/EBITDA of 11.99 falls within the Historic Trend Line -Fairly Valued range.
16.90
EV/EBIT
Firstcash Holdings Inc. (FCFS) has a current EV/EBIT of 16.90. The 5-year average EV/EBIT is 16.80. The thresholds are as follows: Strongly Undervalued below 12.58, Undervalued between 12.58 and 14.69, Fairly Valued between 18.90 and 14.69, Overvalued between 18.90 and 21.01, and Strongly Overvalued above 21.01. The current Forward EV/EBIT of 16.90 falls within the Historic Trend Line -Fairly Valued range.
1.75
PS
Firstcash Holdings Inc. (FCFS) has a current PS of 1.75. The 5-year average PS is 1.47. The thresholds are as follows: Strongly Undervalued below 1.04, Undervalued between 1.04 and 1.26, Fairly Valued between 1.69 and 1.26, Overvalued between 1.69 and 1.91, and Strongly Overvalued above 1.91. The current Forward PS of 1.75 falls within the Overvalued range.
10.43
P/OCF
Firstcash Holdings Inc. (FCFS) has a current P/OCF of 10.43. The 5-year average P/OCF is 9.52. The thresholds are as follows: Strongly Undervalued below -7.35, Undervalued between -7.35 and 1.08, Fairly Valued between 17.96 and 1.08, Overvalued between 17.96 and 26.40, and Strongly Overvalued above 26.40. The current Forward P/OCF of 10.43 falls within the Historic Trend Line -Fairly Valued range.
14.48
P/FCF
Firstcash Holdings Inc. (FCFS) has a current P/FCF of 14.48. The 5-year average P/FCF is 14.40. The thresholds are as follows: Strongly Undervalued below 0.77, Undervalued between 0.77 and 7.59, Fairly Valued between 21.22 and 7.59, Overvalued between 21.22 and 28.03, and Strongly Overvalued above 28.03. The current Forward P/FCF of 14.48 falls within the Historic Trend Line -Fairly Valued range.
Firstcash Holdings Inc (FCFS) has a current Price-to-Book (P/B) ratio of 3.15. Compared to its 3-year average P/B ratio of 2.58 , the current P/B ratio is approximately 22.10% higher. Relative to its 5-year average P/B ratio of 2.42, the current P/B ratio is about 30.04% higher. Firstcash Holdings Inc (FCFS) has a Forward Free Cash Flow (FCF) yield of approximately 7.63%. Compared to its 3-year average FCF yield of 8.12%, the current FCF yield is approximately -6.05% lower. Relative to its 5-year average FCF yield of 7.50% , the current FCF yield is about 1.72% lower.
3.15
P/B
Median3y
2.58
Median5y
2.42
7.63
FCF Yield
Median3y
8.12
Median5y
7.50
Competitors Valuation Multiple
The average P/S ratio for FCFS's competitors is 2.22, providing a benchmark for relative valuation. Firstcash Holdings Inc Corp (FCFS) exhibits a P/S ratio of 1.75, which is -21.17% above the industry average. Given its robust revenue growth of 10.02%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of FCFS increased by 51.77% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 18.03 to 22.65.
The secondary factor is the Margin Expansion, contributed 16.17%to the performance.
Overall, the performance of FCFS in the past 1 year is driven by P/E Change. Which is more unsustainable.
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Frequently Asked Questions
Is Firstcash Holdings Inc (FCFS) currently overvalued or undervalued?
Firstcash Holdings Inc (FCFS) is now in the Fair zone, suggesting that its current forward PE ratio of 16.13 is considered Fairly compared with the five-year average of 16.41. The fair price of Firstcash Holdings Inc (FCFS) is between 141.16 to 181.54 according to relative valuation methord.
What is Firstcash Holdings Inc (FCFS) fair value?
FCFS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Firstcash Holdings Inc (FCFS) is between 141.16 to 181.54 according to relative valuation methord.
How does FCFS's valuation metrics compare to the industry average?
The average P/S ratio for FCFS's competitors is 2.22, providing a benchmark for relative valuation. Firstcash Holdings Inc Corp (FCFS) exhibits a P/S ratio of 1.75, which is -21.17% above the industry average. Given its robust revenue growth of 10.02%, this premium appears unsustainable.
What is the current P/B ratio for Firstcash Holdings Inc (FCFS) as of Jan 09 2026?
As of Jan 09 2026, Firstcash Holdings Inc (FCFS) has a P/B ratio of 3.15. This indicates that the market values FCFS at 3.15 times its book value.
What is the current FCF Yield for Firstcash Holdings Inc (FCFS) as of Jan 09 2026?
As of Jan 09 2026, Firstcash Holdings Inc (FCFS) has a FCF Yield of 7.63%. This means that for every dollar of Firstcash Holdings Inc’s market capitalization, the company generates 7.63 cents in free cash flow.
What is the current Forward P/E ratio for Firstcash Holdings Inc (FCFS) as of Jan 09 2026?
As of Jan 09 2026, Firstcash Holdings Inc (FCFS) has a Forward P/E ratio of 16.13. This means the market is willing to pay $16.13 for every dollar of Firstcash Holdings Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Firstcash Holdings Inc (FCFS) as of Jan 09 2026?
As of Jan 09 2026, Firstcash Holdings Inc (FCFS) has a Forward P/S ratio of 1.75. This means the market is valuing FCFS at $1.75 for every dollar of expected revenue over the next 12 months.