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FCFS

Firstcash Holdings Inc
$
122.160
-0.13(-0.106%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings
Line
Line
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Candle
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
122.670
Open
120.160
VWAP
121.75
Vol
257.93K
Mkt Cap
5.43B
Low
120.160
Amount
31.40M
EV/EBITDA(TTM)
23.07
Total Shares
45.47M
EV
7.48B
EV/OCF(TTM)
13.76
P/S(TTM)
1.92
FirstCash Holdings, Inc. is an operator of pawn stores in the United States and Latin America. The Company is a provider of technology-driven, retail point-of-sale (POS) payment solutions focused on serving cash and credit-constrained consumers in the U.S. and Puerto Rico. It operates two business lines: pawn operations and retail POS payment solutions, which are organized into three reportable segments. The U.S. pawn segment consists of pawn operations in 29 U.S. states and the District of Columbia, while the Latin America pawn segment consists of pawn operations in Mexico, Guatemala, Colombia and El Salvador. The retail POS payment solutions segment consists of the operations of American First Finance, LLC (AFF) in all 50 states in the U.S., the District of Columbia and Puerto Rico. Its pawn stores buy and sell a variety of jewelry, electronics, appliances, sporting goods, musical instruments and other merchandise, and help customers in providing small non-recourse pawn loans.
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Market Estimates

Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q1
FY2025Q4
FY2025Q3
874.73M
+4.58%
2.342
+13.16%
892.90M
+1.03%
2.175
+2.59%
827.80M
-1.14%
1.830
+9.58%
Estimates Revision
The market is revising Upward the revenue expectations for FirstCash Holdings, Inc. (FCFS) for FY2025, with the revenue forecasts being adjusted by 1.38% over the past three months. During the same period, the stock price has changed by -7.42%.
Revenue Estimates for FY2025
Revise Upward
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+1.38%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
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+1.36%
In Past 3 Month
Stock Price
Go Down
down Image
-7.42%
In Past 3 Month
4 Analyst Rating
up Image
21.42% Upside
Wall Street analysts forecast FCFS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FCFS is 148.33 USD with a low forecast of 145.00 USD and a high forecast of 150.00  USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Buy
1 Hold
0 Sell
Strong Buy
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21.42% Upside
Current: 122.160
sliders
Low
145.00
Averages
148.33
High
150.00
Stephens & Co.
Kyle Joseph
Buy
Reiterates
$137
2025-02-19
Reason
Stephens & Co.
Kyle Joseph
Buy
Initiates
$137
2024-11-13
Reason
TD Cowen
Moshe Orenbuch
Strong Buy
Maintains
$134 → $130
2024-10-28
Reason
TD Cowen lowered the firm's price target on FirstCash to $130 from $134 and keeps a Buy rating on the shares. The firm said they reported 3Q EPS mostly in line with its estimates.

Valuation Metrics

The current forward P/E ratio for Firstcash Holdings Inc (FCFS.O) is 16.06, compared to its 5-year average forward P/E of 16.92. For a more detailed relative valuation and DCF analysis to assess Firstcash Holdings Inc 's fair value, click here.

Forward PE

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Fair
5Y Average PE
16.92
Current PE
16.06
Overvalued PE
19.85
Undervalued PE
13.99

Forward EV/EBITDA

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Fair
5Y Average EV/EBITDA
12.10
Current EV/EBITDA
11.64
Overvalued EV/EBITDA
13.97
Undervalued EV/EBITDA
10.24

Forward PS

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Overvalued
5Y Average PS
1.46
Current PS
1.69
Overvalued PS
1.67
Undervalued PS
1.25

Financials

Annual
Quarterly
FY2025Q2
YoY :
-2.54%
754.55M
Total Revenue
FY2025Q2
YoY :
-12.90%
32.32M
Operating Profit
FY2025Q2
YoY :
+21.87%
59.81M
Net Income after Tax
FY2025Q2
YoY :
+24.07%
1.34
EPS - Diluted
FY2025Q2
YoY :
-110.92%
-9.82M
Free Cash Flow
FY2025Q2
YoY :
+2.21%
41.20
Gross Profit Margin - %
FY2025Q2
YoY :
+5.56%
12.54
FCF Margin - %
FY2025Q2
YoY :
+25.08%
7.93
Net Margin - %
FY2025Q2
YoY :
+11.01%
9.98
ROIC

Trading Trends

Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
510.6K
USD
1
3-6
Months
34.7M
USD
3
6-9
Months
861.9K
USD
3
0-12
Months
1.7M
USD
4
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
8.5K
Volume
1
6-9
Months
18.6K
Volume
2
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
1
39.1K
Volume
Months
6-9
1
563.3K
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
1
32.5K
USD
Months

FCFS News & Events

Events Timeline

2025-07-24 (ET)
2025-07-24
06:12:21
FirstCash says 2025 outlook "highly positive"
select
2025-07-24
06:10:50
FirstCash reports Q2 EPS $1.34, consensus $1.67
select
2025-07-11 (ET)
2025-07-11
18:14:53
FirstCash announces settlement of CFPB litigation
select
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News

9.5
07-24Newsfilter
PinnedFirstCash Reports Record Second Quarter Operating Results; Strong Performance Across All Segments Drives Over 30% Year-to-Date EPS Growth; Increases Quarterly Cash Dividend 11%
9.5
07-24NASDAQ.COM
FirstCash Holdings (FCFS) Q2 Earnings and Revenues Beat Estimates
3.0
07-21NASDAQ.COM
How The Pieces Add Up: IJK Headed For $104
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FAQ

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What is Firstcash Holdings Inc (FCFS) stock price today?

The current price of FCFS is 122.16 USD — it has decreased -0.11 % in the last trading day.

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What is Firstcash Holdings Inc (FCFS)'s revenue for the last quarter?

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What is Firstcash Holdings Inc (FCFS)'s earnings per share (EPS) for the last quarter?

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What changes have occurred in the market's expectations for Firstcash Holdings Inc (FCFS)'s fundamentals?

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