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FCFS Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
229.200
Open
226.480
VWAP
227.19
Vol
296.07K
Mkt Cap
9.98B
Low
224.690
Amount
67.27M
EV/EBITDA(TTM)
27.75
Total Shares
43.84M
EV
12.10B
EV/OCF(TTM)
19.75
P/S(TTM)
2.84
FirstCash Holdings, Inc. is an international operator of pawn stores with more than 3,000 retail locations which buy and sell a wide variety of jewelry, electronics, tools, appliances, sporting goods, musical instruments and other merchandise and make small non-recourse pawn loans secured by pledged personal property. Through its wholly owned subsidiary, American First Finance (AFF), it also provides lease-to-own and retail finance payment solutions for consumer goods and services. The Company operates in four segments: United States pawn (U.S. pawn); Latin America pawn (LatAm pawn); United Kingdom pawn (U.K. pawn), and Retail POS payment solutions (American First Finance or AFF). The Company is also a provider of customer payment solutions at the point-of-sale for retailers of consumer goods and services. Its retail POS payment solutions business line consists solely of the operations of AFF, which focuses on LTO products and facilitating other retail financing payment options.
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Events Timeline

(ET)
2026-04-23
06:10:00
FirstCash Reports Q1 Revenue of $1.05B, Exceeding Expectations
select
2026-04-23
06:10:00
FirstCash Raises 2026 Revenue Growth Outlook to Mid-Teens
select
2026-02-05 (ET)
2026-02-05
06:30:00
FirstCash Expects Revenue Growth in 2026
select

News

seekingalpha
8.5
04-29seekingalpha
FirstCash Upsizes Private Offering to $750M in Senior Notes
  • Upsized Offering: FirstCash announced that its wholly-owned subsidiary, FirstCash, Inc., has upsized its previously planned senior notes offering from $600 million to $750 million, reflecting strong market demand for its financing needs.
  • Interest Rate and Payment Schedule: The newly issued notes will carry an interest rate of 6.125% per annum, with interest payments scheduled semi-annually on May 1 and November 1, starting November 1, 2026, ensuring a steady income stream for investors.
  • Clear Use of Proceeds: FirstCash intends to utilize the proceeds from this offering to repay existing debt, thereby enhancing liquidity for future growth and general corporate purposes, demonstrating the company's commitment to maintaining financial health.
  • Issuance Timeline: The offering is expected to close on May 1, 2026, marking an active positioning in the capital markets aimed at securing funding for future expansions and investments.
Newsfilter
8.5
04-28Newsfilter
FirstCash Upsizes Private Offering to $750 Million in Senior Notes
  • Offering Size Increase: FirstCash announced that its wholly-owned subsidiary, FirstCash, Inc., has upsized its senior notes offering from $600 million to $750 million, reflecting strong market confidence in its financing needs with an additional $150 million.
  • Interest Rate and Payment Terms: The newly issued notes will carry an interest rate of 6.125% per annum, with semi-annual interest payments starting on November 1, 2026, ensuring the company maintains liquidity for future operations.
  • Clear Use of Proceeds: The proceeds from this bond issuance will be utilized to repay existing debt, aimed at enhancing the company's liquidity to support future growth strategies while also providing funding for general corporate purposes.
  • Compliance and Market Positioning: The notes will be offered through a private placement primarily to qualified institutional buyers, in reliance on exemptions under the Securities Act of 1933, further solidifying FirstCash's compliance and reputation in the financial markets.
seekingalpha
8.5
04-27seekingalpha
FirstCash Launches $600 Million Senior Notes Private Placement
  • Bond Offering Size: FirstCash, Inc. has announced the commencement of a private placement of $600 million in senior notes due 2034, aiming to optimize its financing structure subject to market conditions.
  • Clear Use of Proceeds: The proceeds from this bond issuance will be used to repay a portion of outstanding borrowings under its credit facilities and support the company's future growth strategy, demonstrating a focus on financial stability.
  • Compliance and Market Conditions: The notes will be unsecured senior obligations guaranteed by FirstCash and certain domestic subsidiaries, issued under Rule 144A and Regulation S, and have not been registered under U.S. securities laws, indicating the company's cautious approach to compliance.
  • Market Reaction: Following the bond issuance announcement, FirstCash's stock price saw a slight increase of 0.01% in after-hours trading to $219.03, reflecting market optimism regarding the company's future financing plans.
moomoo
8.5
04-27moomoo
FIRSTCASH HOLDINGS INC - ANNOUNCES PRIVATE PLACEMENT OF SENIOR NOTES WORTH $600 MILLION, MATURING IN 2034
  • Announcement of Private Placement: First Cash Holdings Inc. has announced a private placement offering of senior notes.

  • Financial Details: The offering is valued at $600 million and the notes are due in 2034.

seekingalpha
8.0
04-24seekingalpha
FirstCash Declares $0.42 Quarterly Dividend, Yield at 0.79%
  • Dividend Declaration: FirstCash has declared a quarterly dividend of $0.42 per share, consistent with previous distributions, indicating stable cash flow and profitability, which is likely to attract more investor interest.
  • Yield Insight: The forward yield of 0.79% reflects the company's appeal in the current market environment, potentially boosting shareholder confidence and stabilizing the stock price.
  • Strong Financial Performance: FirstCash reported a non-GAAP EPS of $2.69, beating expectations by $0.30, with revenue of $1.05 billion exceeding forecasts by $40 million, showcasing the company's robust performance and growth potential in the market.
  • Future Outlook: While the current valuation limits the margin of safety, FirstCash's strong business prospects and ongoing profitability lay a foundation for future growth, which may attract more long-term investors.
NASDAQ.COM
9.5
04-23NASDAQ.COM
FirstCash Reports Strong Q1 Earnings Growth Driven by Pawn Segments
  • Revenue and Profit Growth: FirstCash reported a net income of $107.702 million for Q1 2026, translating to $2.43 per share, a significant increase from $83.591 million and $1.87 per share in the same period last year, highlighting strong performance in retail pawn operations.
  • Regional Performance Highlights: Pawn revenues in the U.S. rose by 16%, while Latin America saw a remarkable 40% increase in U.S. dollar terms and 23% in local currency, indicating successful international expansion strategies.
  • EBITDA Improvement: The company's EBITDA for the quarter reached $210.945 million, up from $162.961 million a year ago, reflecting enhanced operational efficiency and profitability, further solidifying its market position.
  • Shareholder Return Plan: The Board announced a dividend of $0.42 per share to be paid on May 29 to shareholders of record as of May 15, representing an annualized dividend of $1.68 per share, demonstrating the company's commitment to ongoing shareholder returns.
Wall Street analysts forecast FCFS stock price to rise
4 Analyst Rating
Wall Street analysts forecast FCFS stock price to rise
2 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
188.00
Averages
196.50
High
205.00
Current: 0.000
sliders
Low
188.00
Averages
196.50
High
205.00
TD Cowen
Buy
maintain
$205 -> $235
AI Analysis
2026-04-24
Reason
TD Cowen
Price Target
$205 -> $235
AI Analysis
2026-04-24
maintain
Buy
Reason
TD Cowen raised the firm's price target on FirstCash to $235 from $205 and keeps a Buy rating on the shares. The firm updated its model following Q1 results and the outlook continues to be very strong and raised for Pawn.
Canaccord
Buy
maintain
$242 -> $252
2026-04-24
Reason
Canaccord
Price Target
$242 -> $252
2026-04-24
maintain
Buy
Reason
Canaccord raised the firm's price target on FirstCash to $252 from $242 and keeps a Buy rating on the shares. The firm updated its model following Q1 results which saw reocrd sales. The firm noted that business remains robust, with the core pawn customer remaining pressured and higher-income individuals seeking value, as the loan and sales counters have been equally busy.
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Valuation Metrics

The current forward P/E ratio for Firstcash Holdings Inc (FCFS.O) is 20.96, compared to its 5-year average forward P/E of 16.32. For a more detailed relative valuation and DCF analysis to assess Firstcash Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
16.32
Current PE
20.96
Overvalued PE
18.74
Undervalued PE
13.90

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
11.50
Current EV/EBITDA
11.14
Overvalued EV/EBITDA
13.02
Undervalued EV/EBITDA
9.98

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.49
Current PS
2.12
Overvalued PS
1.73
Undervalued PS
1.26

Financials

AI Analysis
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Quarterly

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Whales Holding FCFS

O
Oberweis Asset Management, Inc.
Holding
FCFS
+45.80%
3M Return
H
Hood River Capital Management LLC
Holding
FCFS
+19.19%
3M Return
N
NewSouth Capital Management, Inc.
Holding
FCFS
+14.91%
3M Return
G
Granite Investment Partners, LLC
Holding
FCFS
+8.63%
3M Return
C
CWA Asset Management Group, LLC
Holding
FCFS
+7.62%
3M Return
E
EARNEST Partners, LLC
Holding
FCFS
+2.82%
3M Return

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Frequently Asked Questions

What is Firstcash Holdings Inc (FCFS) stock price today?

The current price of FCFS is 227.68 USD — it has increased 1.24

What is Firstcash Holdings Inc (FCFS)'s business?

FirstCash Holdings, Inc. is an international operator of pawn stores with more than 3,000 retail locations which buy and sell a wide variety of jewelry, electronics, tools, appliances, sporting goods, musical instruments and other merchandise and make small non-recourse pawn loans secured by pledged personal property. Through its wholly owned subsidiary, American First Finance (AFF), it also provides lease-to-own and retail finance payment solutions for consumer goods and services. The Company operates in four segments: United States pawn (U.S. pawn); Latin America pawn (LatAm pawn); United Kingdom pawn (U.K. pawn), and Retail POS payment solutions (American First Finance or AFF). The Company is also a provider of customer payment solutions at the point-of-sale for retailers of consumer goods and services. Its retail POS payment solutions business line consists solely of the operations of AFF, which focuses on LTO products and facilitating other retail financing payment options.

What is the price predicton of FCFS Stock?

Wall Street analysts forecast FCFS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FCFS is196.50 USD with a low forecast of 188.00 USD and a high forecast of 205.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Firstcash Holdings Inc (FCFS)'s revenue for the last quarter?

Firstcash Holdings Inc revenue for the last quarter amounts to 977.32M USD, increased 28.09

What is Firstcash Holdings Inc (FCFS)'s earnings per share (EPS) for the last quarter?

Firstcash Holdings Inc. EPS for the last quarter amounts to 2.43 USD, increased 29.95

How many employees does Firstcash Holdings Inc (FCFS). have?

Firstcash Holdings Inc (FCFS) has 22000 emplpoyees as of May 10 2026.

What is Firstcash Holdings Inc (FCFS) market cap?

Today FCFS has the market capitalization of 9.98B USD.