ACT

Enact Holdings Inc

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Advanced Chart

37.650

+0.07(0.186%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

37.870

Open

37.440

VWAP

37.67

Vol

357.55K

Mkt Cap

5.55B

Low

37.440

Amount

13.47M

EV/EBITDA(TTM)

6.22

Total Shares

157.29M

5.68B

EV/OCF(TTM)

8.11

P/S(TTM)

4.73

Enact Holdings, Inc. operates principally through its wholly owned subsidiary, Enact Mortgage Insurance Corporation, a private mortgage insurance provider. The Company is engaged in the business of writing and assuming residential mortgage guaranty insurance. The insurance protects lenders and investors against certain losses resulting from nonpayment of loans secured by mortgages, deeds of trust, or other instruments constituting a lien on residential real estate. It facilitates the sale of mortgages to the secondary market, including to private investors, as well as the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). It has a diverse customer base and maintains enduring relationships across the mortgage origination market, including with national banks, non-bank mortgage lenders, local mortgage bankers, community banks and credit unions. Fannie Mae and Freddie Mac are government-sponsored enterprises.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

314.10M

+2.39%

1.167

+6.12%

313.16M

+3.77%

1.116

+2.42%

310.26M

+0.22%

1.114

-3.97%

Estimates Revision

The market is revising Downward the revenue expectations for Enact Holdings, Inc. (ACT) for FY2025, with the revenue forecasts being adjusted by -0.1% over the past three months. During the same period, the stock price has changed by 7.60%.

Revenue Estimates for FY2025

Revise Downward

-0.1%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+1.24%

In Past 3 Month

Stock Price

Go Up

+7.60%

In Past 3 Month

4 Analyst Rating

Wall Street analysts forecast ACT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ACT is 41.00 USD with a low forecast of 40.00 USD and a high forecast of 44.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

2 Hold

0 Sell

Moderate Buy

Current: 37.650

Low

40.00

Averages

41.00

High

44.00

Current: 37.650

Low

40.00

Averages

41.00

High

44.00

Moody's Investor Service

A3 -> A2

upgrade

2025-08-07

Reason

Moody's Investor Service

Price Target

2025-08-07

upgrade

A3 -> A2

Reason

Enact Holdings announced that Moody's Investor Service upgraded the insurance financial strength rating for our flagship insurance subsidiary, Enact Mortgage Insurance Corporation, to A2 from A3. Moody's also announced the upgrade of Enact Holdings, Inc.'s long-term issuer rating and senior unsecured debt rating to Baa2 from Baa3. The outlook for the ratings is stable.

JPMorgan

Richard Shane

Neutral

maintain

$37 -> $39

2025-07-11

Reason

JPMorgan

Richard Shane

Price Target

$37 -> $39

2025-07-11

maintain

Neutral

Reason

JPMorgan analyst Richard Shane raised the firm's price target on Enact Holdings to $39 from $37 and keeps a Neutral rating on the shares. The firm established year-end 2026 price targets in the consumer finance group heading into the Q2 reports. While tariff uncertainty remains elevated, the probability of "left-tailed scenarios" has diminished, which warrants a more constructive outlook, the analyst tells investors in a research note.

Keefe Bruyette

Market Perform

maintain

$39 -> $40

2025-07-07

Reason

Keefe Bruyette

Price Target

$39 -> $40

2025-07-07

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on Enact Holdings to $40 from $39 and keeps a Market Perform rating on the shares. The firm expects the sector to generate above-normal ROEs again in Q2, the analyst tells investors in a research note.

Keefe, Bruyette & Woods

Bose George

Buy

Maintains

$41 → $39

2025-04-08

Reason

Keefe, Bruyette & Woods

Bose George

Price Target

$41 → $39

2025-04-08

Maintains

Buy

Reason

Keefe Bruyette lowered the firm's price target on Enact Holdings to $39 from $41 and keeps an Outperform rating on the shares.

JP Morgan

Richard Shane

Hold

Maintains

$36 → $35

2025-01-14

Reason

JP Morgan

Richard Shane

Price Target

$36 → $35

2025-01-14

Maintains

Hold

Reason

Keefe, Bruyette & Woods

Bose George

Buy

Maintains

$43 → $41

2025-01-08

Reason

Keefe, Bruyette & Woods

Bose George

Price Target

$43 → $41

2025-01-08

Maintains

Buy

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for Enact Holdings Inc (ACT.O) is 8.22, compared to its 5-year average forward P/E of 7.15. For a more detailed relative valuation and DCF analysis to assess Enact Holdings Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Overvalued

5Y Average PE

7.15

Current PE

8.22

Overvalued PE

8.03

Undervalued PE

6.26

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Overvalued

5Y Average PS

3.74

Current PS

4.43

Overvalued PS

4.16

Undervalued PS

3.33

Financials

Annual

Quarterly

FY2025Q2

YoY :

+2.03%

304.89M

Total Revenue

FY2025Q2

YoY :

-13.72%

226.77M

Operating Profit

FY2025Q2

YoY :

-8.64%

167.81M

Net Income after Tax

FY2025Q2

YoY :

-4.31%

1.11

EPS - Diluted

FY2025Q2

YoY :

-17.40%

119.52M

Free Cash Flow

FY2025Q2

YoY :

+1.10%

57.24

FCF Margin - %

FY2025Q2

YoY :

-10.45%

55.04

Net Margin - %

FY2025Q2

YoY :

-6.20%

12.41

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

27.1M

USD

3-6

Months

68.6M

USD

6-9

Months

35.4M

USD

0-12

Months

37.0M

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

0-3

Months

0.0

Volume

3-6

Months

0.0

Volume

6-9

Months

0.0

Volume

0-12

Months

0.0

Volume

Bought

0-3

0.0

Volume

Months

3-6

0.0

Volume

Months

6-9

0.0

Volume

Months

0-12

0.0

Volume

Months

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

27.1M

USD

3-6

Months

68.6M

USD

6-9

Months

35.4M

USD

0-12

Months

37.0M

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

ACT News & Events

Events Timeline

2025-07-30 (ET)

2025-07-30

16:38:30

Enact Holdings reports Q2 adjusted EPS $1.15, consensus $1.11

2025-04-30 (ET)

2025-04-30

16:36:37

Enact Holdings reports Q1 adjusted EPS $1.10, consensus $1.09

2025-04-30

16:29:31

Enact Holdings increases quarterly dividend, announces share repurchase program

News

6.0

08-07Newsfilter

Enact Receives Ratings Upgrade from Moody's

4.0

08-06Newsfilter

Genworth Financial Receives Ratings Upgrade from Moody's

9.5

07-30Newsfilter

Enact Reports Second Quarter 2025 Results; Announces $0.21 Per Share Quarterly Dividend

People Also Watch

FAQ

What is Enact Holdings Inc (ACT) stock price today?

The current price of ACT is 37.65 USD — it has increased 0.19 % in the last trading day.

ACT

Market Estimates

Valuation Metrics

Forward PE

Forward EV/EBITDA

Forward PS

Financials

Trading Trends

ACT News & Events

Events Timeline

News

People Also Watch

FAQ

What is Enact Holdings Inc (ACT) stock price today?

What is Enact Holdings Inc (ACT)'s business?

What is the price predicton of ACT Stock?

What is Enact Holdings Inc (ACT)'s revenue for the last quarter?

What is Enact Holdings Inc (ACT)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for Enact Holdings Inc (ACT)'s fundamentals?

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