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ACT Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
43.330
Open
43.210
VWAP
43.03
Vol
229.66K
Mkt Cap
6.01B
Low
42.740
Amount
9.88M
EV/EBITDA(TTM)
6.81
Total Shares
139.60M
EV
6.20B
EV/OCF(TTM)
8.59
P/S(TTM)
5.09
Enact Holdings, Inc. operates principally through its wholly owned subsidiary, Enact Mortgage Insurance Corporation, a private mortgage insurance provider. The Company is engaged in the business of writing and assuming residential mortgage guaranty insurance. The insurance protects lenders and investors against certain losses resulting from nonpayment of loans secured by mortgages, deeds of trust, or other instruments constituting a lien on residential real estate. It facilitates the sale of mortgages to the secondary market, including to private investors, as well as the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). It has a diverse customer base and maintains enduring relationships across the mortgage origination market, including with national banks, non-bank mortgage lenders, local mortgage bankers, community banks and credit unions. Fannie Mae and Freddie Mac are government-sponsored enterprises.
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Events Timeline

(ET)
2026-05-05
17:50:00
Enact Q1 Revenue at $312.07M, Below Consensus
select
2026-05-05
16:20:00
Enact Holdings Declares Quarterly Dividend of 24c, Up 14%
select
2026-02-03 (ET)
2026-02-03
16:50:00
Enact Holdings Authorizes $500M Share Repurchase Program
select
2026-02-03
16:30:00
Enact Q4 Revenue at $312.71M, Below Consensus
select

News

seekingalpha
9.5
05-06seekingalpha
Enact Holdings Reports Strong Q1 2026 Earnings with $172 Million Adjusted Income
  • Strong Financial Performance: Enact Holdings reported an adjusted operating income of $172 million for Q1 2026, translating to $1.21 per diluted share, demonstrating robust profitability amidst a volatile rate environment, which enhances investor confidence.
  • Insurance Business Growth: The new insurance written reached $13 billion, a 30% year-over-year increase despite an 11% sequential decline, with total insurance in force at $272 billion, indicating the company's competitive strength and market share stability.
  • Capital Return Policy: The company returned $123 million through share repurchases and dividends in Q1, announcing a dividend increase from $0.21 to $0.24 per share, reflecting a commitment to shareholders while expecting approximately $500 million in capital returns for 2026.
  • Credit Risk Management: Despite uncertainties, the company's credit portfolio remains stable with a loss ratio of 15% and a risk-weighted average FICO score of 746, indicating effective risk management and ongoing financial health.
Yahoo Finance
2.0
05-02Yahoo Finance
Analysis of Stocks Approaching Market Highs
  • Enact Holdings Risks: Enact Holdings (NASDAQ:ACT) has a one-month return of +5.3%, but stagnant net premiums over the past five years and flat sales projections for the next 12 months indicate insufficient growth potential amid market headwinds.
  • Nelnet Profitability Concerns: Nelnet (NYSE:NNI) shows a one-month return of +10.6%, yet its annual earnings per share growth of only 4.3% and a high net-debt-to-EBITDA ratio of 12x raise risks of forced asset sales, reflecting management's struggles in effective fund allocation.
  • Tidewater Growth Potential: Tidewater (NYSE:TDW) has a one-month return of +7.3%, with an impressive annual revenue growth rate of 27.8%, indicating successful market share gains, while increased EBITDA profits and a robust free cash flow margin of 14.8% provide multiple capital deployment options.
  • Market Dynamics Shift: The current market is rapidly distinguishing quality stocks from overvalued ones, with an AI system flagging six new stocks each week to help investors identify potential winners in a fast-changing environment.
Newsfilter
9.5
04-09Newsfilter
Enact Holdings Schedules Q1 2026 Earnings Release and Conference Call
  • Earnings Release Schedule: Enact Holdings will issue its Q1 2026 earnings report after market close on May 5, 2026, showcasing the company's financial performance and operational status in the market.
  • Conference Call Timing: The company plans to host a conference call on May 6, 2026, at 8:00 a.m. (ET) to review the first quarter financial results, providing an opportunity for investor interaction with management.
  • Participation Requirements: Participants are required to pre-register to obtain a dial-in number and unique PIN, with a recommendation to join at least 15 minutes early to ensure smooth participation in the Q&A session.
  • Live Webcast and Archiving: The event will be available via live webcast on the company's website, and it will be archived for one year, allowing investors who cannot attend live to access financial information and management insights later.
Newsfilter
8.5
03-25Newsfilter
Enact Releases 2025 Sustainability Report Highlighting Long-Term Value Creation
  • Sustainability Commitment: Enact Holdings' 2025 Sustainability Report showcases the company's ongoing commitment to transparency and long-term value creation, covering areas such as community impact, employee engagement, and governance, aimed at enhancing trust with stakeholders.
  • Employee and Community Investment: The report highlights Enact's efforts in employee development and community support, indicating a strong connection between the company's mission to promote sustainable homeownership and its brand image, thereby enhancing market competitiveness.
  • Stakeholder Engagement: By continuously engaging with internal and external stakeholders, Enact ensures that its sustainability priorities align with its business strategy, a practice that not only enhances transparency but also provides critical insights for future strategic decisions.
  • Future Outlook: While the report includes forward-looking statements, Enact acknowledges that risks such as economic fluctuations and market competition may impact expected outcomes; however, the company remains committed to achieving long-term financial and operational goals through sustainable practices.
seekingalpha
8.5
02-06seekingalpha
Analysis of Compelling Mid-Cap Stock Opportunities
  • Diverse Investment Options: A list of 10 mid-cap stocks with market capitalizations ranging from $1.2 billion to $8.2 billion is recognized as compelling buys, covering sectors such as commercial mortgage finance, asset management, building products, apparel retail, and healthcare services, indicating market diversity and potential growth opportunities.
  • Top Stock Recommendations: Enact Holdings (ACT) boasts a dividend growth grade of A+, alongside Artisan Partners Asset Management (APAM), Armstrong World Industries (AWI), The Buckle (BKE), and Badger Meter (BMI), highlighting these companies' strong performance in shareholder returns, making them suitable for investors seeking stable income.
  • Dividend Growth Scoring System: Seeking Alpha's comprehensive dividend scoring system evaluates a company's track record of increasing dividend payments, helping investors assess commitment to growing shareholder returns through regular increases, with grades ranging from A+ to F, where B- and above is considered a Buy and D+ or below a Sell.
  • Broad Industry Coverage: Other notable companies on the list include Cal-Maine Foods (CALM) and Chemed (CHE), representing the packaged foods and healthcare services sectors, while Cohen & Steers (CNS) and CareTrust REIT (CTRE) offer opportunities in asset management and healthcare REITs, showcasing the investment potential of mid-cap stocks across various fields.
seekingalpha
9.5
02-04seekingalpha
Enact Holdings Reports Strong Q4 2025 Earnings with $688M Operating Income
  • Strong Financial Performance: Enact Holdings reported an adjusted operating income of $688 million for 2025, translating to $4.61 per diluted share, reflecting the company's commitment to shareholder value creation with over $500 million returned to shareholders, thereby boosting investor confidence.
  • Innovative Pricing Engine: The deployment of the Rate360 pricing engine enhances risk selection and pricing capabilities through advanced modeling and machine learning, which is expected to further optimize the competitiveness of insurance products and drive future revenue growth.
  • Capital Return Plans: Management announced a capital return expectation of approximately $500 million for 2026, with $157 million returned to shareholders through share repurchases and dividends in Q4, indicating a sustained commitment to capital allocation priorities and enhancing market confidence in future performance.
  • Insurance Business Growth: New insurance written totaled $14 billion in Q4, an 8% year-over-year increase, indicating strong market demand, while the loss ratio improved significantly to 7%, which will help enhance the company's profitability and financial stability.
Wall Street analysts forecast ACT stock price to rise
3 Analyst Rating
Wall Street analysts forecast ACT stock price to rise
0 Buy
3 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
44.00
Averages
46.00
High
50.00
Current: 0.000
sliders
Low
44.00
Averages
46.00
High
50.00
BofA
Buy
maintain
$49 -> $46
AI Analysis
2026-05-06
Reason
BofA
Price Target
$49 -> $46
AI Analysis
2026-05-06
maintain
Buy
Reason
BofA lowered the firm's price target on Enact Holdings to $46 from $49 and keeps a Buy rating on the shares following quarterly results. Overall, the firm views Q1 as mixed. While losses were a little higher than it had forecast, core housing credit fundamentals remain solid and ACT delivered a 12% ROE and grew book value 12% year-over-year.
BofA
Buy
maintain
$48 -> $49
2026-04-21
Reason
BofA
Price Target
$48 -> $49
2026-04-21
maintain
Buy
Reason
BofA raised the firm's price target on Enact Holdings to $49 from $48 and keeps a Buy rating on the shares. The firm's new target accounts for updated mortgage market and market share expectations, the analyst tells investors.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for ACT
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Valuation Metrics

The current forward P/E ratio for Enact Holdings Inc (ACT.O) is 8.25, compared to its 5-year average forward P/E of 7.32. For a more detailed relative valuation and DCF analysis to assess Enact Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.32
Current PE
8.25
Overvalued PE
8.23
Undervalued PE
6.40

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.85
Current EV/EBITDA
6.72
Overvalued EV/EBITDA
3.87
Undervalued EV/EBITDA
-2.17

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.85
Current PS
4.68
Overvalued PS
4.32
Undervalued PS
3.38

Financials

AI Analysis
Annual
Quarterly

Whales Holding ACT

G
Genworth Financial, Inc.
Holding
ACT
-0.16%
3M Return

Trading Trends

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Frequently Asked Questions

What is Enact Holdings Inc (ACT) stock price today?

The current price of ACT is 43.02 USD — it has increased 0.12

What is Enact Holdings Inc (ACT)'s business?

Enact Holdings, Inc. operates principally through its wholly owned subsidiary, Enact Mortgage Insurance Corporation, a private mortgage insurance provider. The Company is engaged in the business of writing and assuming residential mortgage guaranty insurance. The insurance protects lenders and investors against certain losses resulting from nonpayment of loans secured by mortgages, deeds of trust, or other instruments constituting a lien on residential real estate. It facilitates the sale of mortgages to the secondary market, including to private investors, as well as the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). It has a diverse customer base and maintains enduring relationships across the mortgage origination market, including with national banks, non-bank mortgage lenders, local mortgage bankers, community banks and credit unions. Fannie Mae and Freddie Mac are government-sponsored enterprises.

What is the price predicton of ACT Stock?

Wall Street analysts forecast ACT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ACT is46.00 USD with a low forecast of 44.00 USD and a high forecast of 50.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Enact Holdings Inc (ACT)'s revenue for the last quarter?

Enact Holdings Inc revenue for the last quarter amounts to 312.07M USD, increased 1.73

What is Enact Holdings Inc (ACT)'s earnings per share (EPS) for the last quarter?

Enact Holdings Inc. EPS for the last quarter amounts to 1.18 USD, increased 9.26

How many employees does Enact Holdings Inc (ACT). have?

Enact Holdings Inc (ACT) has 419 emplpoyees as of May 18 2026.

What is Enact Holdings Inc (ACT) market cap?

Today ACT has the market capitalization of 6.01B USD.