ACT Relative Valuation
ACT's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, ACT is overvalued; if below, it's undervalued.
Historical Valuation
Enact Holdings Inc (ACT) is now in the Undervalued zone, suggesting that its current forward PE ratio of 8.62 is considered Undervalued compared with the five-year average of 7.23. The fair price of Enact Holdings Inc (ACT) is between 80.18 to 86.84 according to relative valuation methord. Compared to the current price of 39.81 USD , Enact Holdings Inc is Undervalued By 50.35%.
Relative Value
Fair Zone
80.18-86.84
Current Price:39.81
50.35%
Undervalued
8.62
PE
1Y
3Y
5Y
0.00
EV/EBITDA
Enact Holdings Inc. (ACT) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Enact Holdings Inc. (ACT) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 2.91. The thresholds are as follows: Strongly Undervalued below -2.58, Undervalued between -2.58 and 0.16, Fairly Valued between 5.66 and 0.16, Overvalued between 5.66 and 8.41, and Strongly Overvalued above 8.41. The current Forward EV/EBIT of 0.00 falls within the Undervalued range.
4.46
PS
Enact Holdings Inc. (ACT) has a current PS of 4.46. The 5-year average PS is 3.79. The thresholds are as follows: Strongly Undervalued below 2.92, Undervalued between 2.92 and 3.36, Fairly Valued between 4.23 and 3.36, Overvalued between 4.23 and 4.66, and Strongly Overvalued above 4.66. The current Forward PS of 4.46 falls within the Overvalued range.
0.00
P/OCF
Enact Holdings Inc. (ACT) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Enact Holdings Inc. (ACT) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Enact Holdings Inc (ACT) has a current Price-to-Book (P/B) ratio of 1.08. Compared to its 3-year average P/B ratio of 1.02 , the current P/B ratio is approximately 6.37% higher. Relative to its 5-year average P/B ratio of 0.98, the current P/B ratio is about 10.14% higher. Enact Holdings Inc (ACT) has a Forward Free Cash Flow (FCF) yield of approximately 12.31%. Compared to its 3-year average FCF yield of 12.96%, the current FCF yield is approximately -5.01% lower. Relative to its 5-year average FCF yield of 13.81% , the current FCF yield is about -10.84% lower.
1.08
P/B
Median3y
1.02
Median5y
0.98
12.31
FCF Yield
Median3y
12.96
Median5y
13.81
Competitors Valuation Multiple
The average P/S ratio for ACT's competitors is 1.55, providing a benchmark for relative valuation. Enact Holdings Inc Corp (ACT) exhibits a P/S ratio of 4.46, which is 187.6% above the industry average. Given its robust revenue growth of 0.60%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of ACT increased by 18.51% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 7.10 to 9.09.
The secondary factor is the Revenue Growth, contributed 0.60%to the performance.
Overall, the performance of ACT in the past 1 year is driven by P/E Change. Which is more unsustainable.
People Also Watch
Frequently Asked Questions
Is Enact Holdings Inc (ACT) currently overvalued or undervalued?
Enact Holdings Inc (ACT) is now in the Undervalued zone, suggesting that its current forward PE ratio of 8.62 is considered Undervalued compared with the five-year average of 7.23. The fair price of Enact Holdings Inc (ACT) is between 80.18 to 86.84 according to relative valuation methord. Compared to the current price of 39.81 USD , Enact Holdings Inc is Undervalued By 50.35% .
What is Enact Holdings Inc (ACT) fair value?
ACT's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Enact Holdings Inc (ACT) is between 80.18 to 86.84 according to relative valuation methord.
How does ACT's valuation metrics compare to the industry average?
The average P/S ratio for ACT's competitors is 1.55, providing a benchmark for relative valuation. Enact Holdings Inc Corp (ACT) exhibits a P/S ratio of 4.46, which is 187.60% above the industry average. Given its robust revenue growth of 0.60%, this premium appears unsustainable.
What is the current P/B ratio for Enact Holdings Inc (ACT) as of Jan 09 2026?
As of Jan 09 2026, Enact Holdings Inc (ACT) has a P/B ratio of 1.08. This indicates that the market values ACT at 1.08 times its book value.
What is the current FCF Yield for Enact Holdings Inc (ACT) as of Jan 09 2026?
As of Jan 09 2026, Enact Holdings Inc (ACT) has a FCF Yield of 12.31%. This means that for every dollar of Enact Holdings Inc’s market capitalization, the company generates 12.31 cents in free cash flow.
What is the current Forward P/E ratio for Enact Holdings Inc (ACT) as of Jan 09 2026?
As of Jan 09 2026, Enact Holdings Inc (ACT) has a Forward P/E ratio of 8.62. This means the market is willing to pay $8.62 for every dollar of Enact Holdings Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Enact Holdings Inc (ACT) as of Jan 09 2026?
As of Jan 09 2026, Enact Holdings Inc (ACT) has a Forward P/S ratio of 4.46. This means the market is valuing ACT at $4.46 for every dollar of expected revenue over the next 12 months.