Historical Valuation
First BanCorp (FBP) is now in the Fair zone, suggesting that its current forward PE ratio of 10.19 is considered Fairly compared with the five-year average of 9.86. The fair price of First BanCorp (FBP) is between 19.94 to 23.99 according to relative valuation methord.
Relative Value
Fair Zone
19.94-23.99
Current Price：21.66
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
First BanCorp (FBP) has a current Price-to-Book (P/B) ratio of 1.72. Compared to its 3-year average P/B ratio of 1.86 , the current P/B ratio is approximately -7.54% higher. Relative to its 5-year average P/B ratio of 1.70, the current P/B ratio is about 1.48% higher. First BanCorp (FBP) has a Forward Free Cash Flow (FCF) yield of approximately 13.10%. Compared to its 3-year average FCF yield of 12.83%, the current FCF yield is approximately 2.08% lower. Relative to its 5-year average FCF yield of 13.26% , the current FCF yield is about -1.19% lower.
P/B
Median3y
1.86
Median5y
1.70
FCF Yield
Median3y
12.83
Median5y
13.26
Competitors Valuation Multiple
AI Analysis for FBP
The average P/S ratio for FBP competitors is 3.39, providing a benchmark for relative valuation. First BanCorp Corp (FBP.N) exhibits a P/S ratio of 3.16, which is -6.67% above the industry average. Given its robust revenue growth of 6.66%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for FBP
1Y
3Y
5Y
Market capitalization of FBP increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of FBP in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is FBP currently overvalued or undervalued?
First BanCorp (FBP) is now in the Fair zone, suggesting that its current forward PE ratio of 10.19 is considered Fairly compared with the five-year average of 9.86. The fair price of First BanCorp (FBP) is between 19.94 to 23.99 according to relative valuation methord.
What is First BanCorp (FBP) fair value?
FBP's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of First BanCorp (FBP) is between 19.94 to 23.99 according to relative valuation methord.
How does FBP's valuation metrics compare to the industry average?
The average P/S ratio for FBP's competitors is 3.39, providing a benchmark for relative valuation. First BanCorp Corp (FBP) exhibits a P/S ratio of 3.16, which is -6.67% above the industry average. Given its robust revenue growth of 6.66%, this premium appears unsustainable.
What is the current P/B ratio for First BanCorp (FBP) as of Jan 09 2026?
As of Jan 09 2026, First BanCorp (FBP) has a P/B ratio of 1.72. This indicates that the market values FBP at 1.72 times its book value.
What is the current FCF Yield for First BanCorp (FBP) as of Jan 09 2026?
As of Jan 09 2026, First BanCorp (FBP) has a FCF Yield of 13.10%. This means that for every dollar of First BanCorp’s market capitalization, the company generates 13.10 cents in free cash flow.
What is the current Forward P/E ratio for First BanCorp (FBP) as of Jan 09 2026?
As of Jan 09 2026, First BanCorp (FBP) has a Forward P/E ratio of 10.19. This means the market is willing to pay $10.19 for every dollar of First BanCorp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for First BanCorp (FBP) as of Jan 09 2026?
As of Jan 09 2026, First BanCorp (FBP) has a Forward P/S ratio of 3.16. This means the market is valuing FBP at $3.16 for every dollar of expected revenue over the next 12 months.