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FBP Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
21.300
Open
21.210
VWAP
21.12
Vol
103.28K
Mkt Cap
3.29B
Low
20.970
Amount
2.18M
EV/EBITDA(TTM)
6.76
Total Shares
156.57M
EV
2.92B
EV/OCF(TTM)
14.02
P/S(TTM)
3.54
First BanCorp. is a financial holding company. As of December 31, 2016, the Company controlled two subsidiaries: FirstBank Puerto Rico (the Bank or FirstBank) and FirstBank Insurance Agency, Inc. (FirstBank Insurance Agency). It operates in six segments: Commercial and Corporate Banking, which consists of lending and other services; Consumer (Retail) Banking, which consists of consumer lending and deposit-taking activities; Mortgage Banking, which consists of the origination, sale, and servicing of a range of residential mortgage loan products and related hedging activities; Treasury and Investments, which consists of treasury and investment management functions; United States Operations, which consists of all banking activities conducted by FirstBank on the United States mainland, and Virgin Islands Operations, which consists of banking activities conducted by FirstBank in the United States Virgin Islands and British Virgin Islands, including retail and commercial banking services.
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Events Timeline

(ET)
2026-02-09
07:10:00
First BanCorp CFO Orlando Berges to Retire in 2026
select
2026-01-27 (ET)
2026-01-27
07:20:00
First BanCorp Reports Q4 CET1 Capital Ratio of 16.76%
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2026-01-26 (ET)
2026-01-26
07:10:00
First BanCorp Declares Quarterly Cash Dividend of $0.20
select

News

Newsfilter
9.5
03-16Newsfilter
First BanCorp to Report Q1 2026 Financial Results on April 22
  • Earnings Release Announcement: First BanCorp has announced that it will report its financial results for the first quarter ended March 31, 2026, before the market opens on April 22, 2026, demonstrating the company's commitment to transparency and timely information disclosure.
  • Conference Call Details: The company will hold a conference call and live webcast at 10:00 AM Eastern Time on the same day to discuss the financial results in depth with investors and analysts, enhancing market engagement.
  • Participation Access: Investors are encouraged to visit the company's investor relations website at least 15 minutes prior to the call to ensure smooth participation, with dial-in numbers and access codes provided for convenience across different channels.
  • Replay Services: A telephone replay will be available until May 22, 2026, and a replay of the webcast will be archived until April 22, 2027, ensuring that investors who cannot participate live can still access critical information.
seekingalpha
5.0
02-09seekingalpha
First BanCorp CFO Orlando Berges Retires; Successor Appointed
  • Executive Retirement: First BanCorp. announced the retirement of CFO Orlando Berges effective June 30, which may impact the company's financial strategy and investor confidence moving forward.
  • Succession Plan: The appointment of Senior Vice President and Chief Accounting Officer Ortiz as the new CFO effective July 1 indicates stability in executive succession planning within the company.
  • Financial Performance: In its Q4 2025 earnings report, First BanCorp. reported a GAAP EPS of $0.55, beating expectations by $0.04, with revenue of $257.17 million in line with market forecasts, demonstrating resilience in the current economic environment.
  • Future Strategy: The company outlines a strategy for 2026 targeting 3-5% organic loan growth and a 100% earnings return, reflecting confidence in future growth and a positive market outlook.
NASDAQ.COM
5.0
02-09NASDAQ.COM
First BanCorp CFO Orlando Berges to Retire in 2026 After 17 Years
  • Executive Retirement Announcement: First BanCorp has announced that CFO Orlando Berges will retire on June 30, 2026, after nearly 17 years of distinguished service, during which he played a central role in the corporation's transformation and long-term strengthening.
  • Successor Appointment: The company also announced that current Senior Vice President and Chief Accounting Officer Said Ortiz will take over as CFO effective July 1, 2026; Ortiz joined the corporation in 2013 and brings over 19 years of experience in accounting, auditing, and financial management.
  • Seamless Transition Plan: Berges and Ortiz will work closely over the coming months to ensure a smooth transition, reflecting the company's commitment to leadership stability.
  • Leadership Succession: This executive change not only recognizes internal talent but also lays the groundwork for future financial management and strategic development, ensuring the company remains competitive in an evolving market environment.
moomoo
5.0
02-09moomoo
FIRST BANCORP ANNOUNCES ORLANDO BERGES' RETIREMENT EFFECTIVE JUNE 30, 2026
  • First Bancorp Announcement: First Bancorp has announced that Orlando Berges will retire from his position, effective June 30, 2026.

  • Leadership Transition: The retirement of Berges marks a significant leadership transition for the company, indicating a potential shift in strategic direction.

seekingalpha
9.5
01-27seekingalpha
First BanCorp Reports Record Q4 2025 Earnings with Strong Guidance
  • Strong Performance: First BanCorp reported a net income of $87 million for Q4 2025, translating to $0.55 per share and an impressive return on assets of 1.8%, highlighting significant improvements in revenue and operational efficiency that further solidify its market position.
  • Loan Growth: The bank originated $1.4 billion in loans during the quarter, with total loans increasing by $80 million, primarily driven by growth in commercial segments, which not only enhances client support capabilities but also lays a foundation for future revenue growth.
  • Dividend Increase: The Board approved an 11% increase in the quarterly common stock dividend to $0.20 per share, reflecting a robust capital return strategy, with over 28% of outstanding shares repurchased since the buyback program began in 2021, demonstrating a strong commitment to shareholders.
  • Outlook Guidance: Management anticipates organic loan growth of 3% to 5% in 2026 while maintaining a 52% or better efficiency ratio, indicating a focus on sustaining asset quality while continuing to prioritize profitability and shareholder returns.
seekingalpha
9.5
01-27seekingalpha
First BanCorp Reports Q4 Earnings Beat Expectations
  • Earnings Performance: First BanCorp's Q4 GAAP EPS of $0.55 exceeded expectations by $0.04, demonstrating robust profitability growth amid challenging market conditions.
  • Stable Revenue Growth: The company reported revenue of $257.17 million, reflecting a 6.5% year-over-year increase, aligning with market expectations and indicating stable business performance.
  • Increased Credit Loss Reserves: The provision for credit losses rose to $23 million from $17.6 million a year earlier, highlighting the company's cautious approach to potential credit risks in its portfolio.
  • Significant Core Deposit Growth: Core deposits, excluding brokered and government deposits, increased by $266.5 million to $13.1 billion, primarily driven by non-interest-bearing deposits in the Puerto Rico region, thereby strengthening the company's funding base.
Wall Street analysts forecast FBP stock price to rise
3 Analyst Rating
Wall Street analysts forecast FBP stock price to rise
1 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
24.00
Averages
24.25
High
24.50
Current: 0.000
sliders
Low
24.00
Averages
24.25
High
24.50
Piper Sandler
Manuel Navas
Neutral
maintain
$23 -> $24
AI Analysis
2026-01-30
Reason
Piper Sandler
Manuel Navas
Price Target
$23 -> $24
AI Analysis
2026-01-30
maintain
Neutral
Reason
Piper Sandler analyst Manuel Navas raised the firm's price target on First BanCorp to $24 from $23 and keeps a Neutral rating on the shares following quarterly results. The firm notes 2026 outlook for more steady net interest margin expansion and better expense control raises its EPS 2%.
Truist
Buy
maintain
$24 -> $25
2026-01-29
Reason
Truist
Price Target
$24 -> $25
2026-01-29
maintain
Buy
Reason
Truist raised the firm's price target on First BanCorp to $25 from $24 and keeps a Buy rating on the shares after its Q4 results. The firm is adjusting its model to reflect higher net interest income driven by a higher net interest margin and a lower tax rate, the analyst tells investors in a research note.
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Valuation Metrics

The current forward P/E ratio for First BanCorp (FBP.N) is 10.19, compared to its 5-year average forward P/E of 9.94. For a more detailed relative valuation and DCF analysis to assess First BanCorp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
9.94
Current PE
10.19
Overvalued PE
11.08
Undervalued PE
8.80

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.98
Current PS
3.16
Overvalued PS
3.31
Undervalued PS
2.65

Financials

AI Analysis
Annual
Quarterly

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Whales Holding FBP

F
Frontier Capital Management
Holding
FBP
+22.89%
3M Return
V
Verition Fund Management LLC
Holding
FBP
-3.88%
3M Return

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Frequently Asked Questions

What is First BanCorp (FBP) stock price today?

The current price of FBP is 21.075 USD — it has increased 0.21

What is First BanCorp (FBP)'s business?

First BanCorp. is a financial holding company. As of December 31, 2016, the Company controlled two subsidiaries: FirstBank Puerto Rico (the Bank or FirstBank) and FirstBank Insurance Agency, Inc. (FirstBank Insurance Agency). It operates in six segments: Commercial and Corporate Banking, which consists of lending and other services; Consumer (Retail) Banking, which consists of consumer lending and deposit-taking activities; Mortgage Banking, which consists of the origination, sale, and servicing of a range of residential mortgage loan products and related hedging activities; Treasury and Investments, which consists of treasury and investment management functions; United States Operations, which consists of all banking activities conducted by FirstBank on the United States mainland, and Virgin Islands Operations, which consists of banking activities conducted by FirstBank in the United States Virgin Islands and British Virgin Islands, including retail and commercial banking services.

What is the price predicton of FBP Stock?

Wall Street analysts forecast FBP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FBP is24.25 USD with a low forecast of 24.00 USD and a high forecast of 24.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is First BanCorp (FBP)'s revenue for the last quarter?

First BanCorp revenue for the last quarter amounts to 243.74M USD, increased 6.21

What is First BanCorp (FBP)'s earnings per share (EPS) for the last quarter?

First BanCorp. EPS for the last quarter amounts to 0.55 USD, increased 19.57

How many employees does First BanCorp (FBP). have?

First BanCorp (FBP) has 3218 emplpoyees as of March 25 2026.

What is First BanCorp (FBP) market cap?

Today FBP has the market capitalization of 3.29B USD.