First BanCorp (FBP) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The company has strong financial growth trends, positive analyst sentiment with raised price targets, and a favorable technical setup. Despite a lack of recent news or significant trading trends, the stock's financial performance and long-term growth potential make it a solid choice.
The MACD is positive and expanding, indicating bullish momentum. The RSI is neutral at 71.151, and moving averages are converging, suggesting a stable trend. Key support is at 20.77, and resistance is at 21.168, with the stock currently trading near resistance levels.

Strong financial performance in Q4 2025 with revenue up 6.21% YoY, net income up 15.06% YoY, and EPS up 19.57% YoY. Analysts have raised price targets and highlighted improved net interest margins and expense control.
No recent news or significant trading trends from hedge funds, insiders, or Congress. Post-market price change of -0.99% indicates slight short-term selling pressure.
In Q4 2025, revenue increased to $243.74M (+6.21% YoY), net income rose to $87.10M (+15.06% YoY), and EPS improved to $0.55 (+19.57% YoY). These metrics highlight strong growth and profitability.
Analysts are positive with raised price targets: Piper Sandler to $24, Truist to $25, and Keefe Bruyette to $24.50. Ratings range from Neutral to Buy, reflecting confidence in the company's financial outlook and growth potential.