CTBI Relative Valuation
CTBI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CTBI is overvalued; if below, it's undervalued.
Historical Valuation
Community Trust Bancorp Inc (CTBI) is now in the Fair zone, suggesting that its current forward PE ratio of 10.18 is considered Fairly compared with the five-year average of 9.82. The fair price of Community Trust Bancorp Inc (CTBI) is between 49.74 to 59.09 according to relative valuation methord.
Relative Value
Fair Zone
49.74-59.09
Current Price：55.99
Fair
10.18
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Community Trust Bancorp Inc. (CTBI) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Community Trust Bancorp Inc. (CTBI) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
3.37
PS
Community Trust Bancorp Inc. (CTBI) has a current PS of 3.37. The 5-year average PS is 3.27. The thresholds are as follows: Strongly Undervalued below 2.59, Undervalued between 2.59 and 2.93, Fairly Valued between 3.61 and 2.93, Overvalued between 3.61 and 3.95, and Strongly Overvalued above 3.95. The current Forward PS of 3.37 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Community Trust Bancorp Inc. (CTBI) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Community Trust Bancorp Inc. (CTBI) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Community Trust Bancorp Inc (CTBI) has a current Price-to-Book (P/B) ratio of 1.20. Compared to its 3-year average P/B ratio of 1.15 , the current P/B ratio is approximately 4.19% higher. Relative to its 5-year average P/B ratio of 1.12, the current P/B ratio is about 6.97% higher. Community Trust Bancorp Inc (CTBI) has a Forward Free Cash Flow (FCF) yield of approximately 11.45%. Compared to its 3-year average FCF yield of 10.59%, the current FCF yield is approximately 8.15% lower. Relative to its 5-year average FCF yield of 11.36% , the current FCF yield is about 0.79% lower.
1.20
P/B
Median3y
1.15
Median5y
1.12
11.45
FCF Yield
Median3y
10.59
Median5y
11.36
Competitors Valuation Multiple
The average P/S ratio for CTBI's competitors is 2.85, providing a benchmark for relative valuation. Community Trust Bancorp Inc Corp (CTBI) exhibits a P/S ratio of , which is -100.00% above the industry average. Given its robust revenue growth of 13.00%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of CTBI increased by 14.03% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 54.05M to 61.07M.
The secondary factor is the Margin Expansion, contributed 4.11%to the performance.
Overall, the performance of CTBI in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
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What is the current FCF Yield for Community Trust Bancorp Inc (CTBI) as of Aug 14 2025?
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