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CTBI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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High
59.490
Open
59.490
VWAP
58.83
Vol
47.97K
Mkt Cap
756.38M
Low
58.350
Amount
2.82M
EV/EBITDA(TTM)
9.83
Total Shares
--
EV
1.15B
EV/OCF(TTM)
2.59
P/S(TTM)
3.81
Community Trust Bancorp, Inc. (CTBI) is a bank holding company. CTBI owns all the capital stock of one commercial bank and one trust company, serving small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, southern West Virginia, and northeastern Tennessee. The commercial bank is Community Trust Bank, Inc., Pikeville, Kentucky (CTB) and the trust company is Community Trust and Investment Company, Lexington, Kentucky (CTIC). Through its subsidiaries, CTBI engages in a wide range of commercial and personal banking and trust and wealth management activities, which include accepting time and demand deposits; making secured and unsecured loans to corporations, individuals, and others; providing cash management services to corporate and individual customers; issuing letters of credit; renting safe deposit boxes; and providing funds transfer services. The lending activities of CTB include making commercial, construction, mortgage, and personal loans.
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Events Timeline

(ET)
2026-01-21
08:20:00
Company Reports Q4 Book Value Per Share at $47.26
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2025-10-15 (ET)
2025-10-15
08:18:38
Community Trust announces Q3 EPS of $1.32, below consensus estimate of $1.38
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2025-07-22 (ET)
2025-07-22
16:59:38
Community Trust raises dividend 12.8% to 53c
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2025-07-16 (ET)
2025-07-16
08:17:50
Community Trust reports Q2 EPS $1.38, consensus $1.26
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2025-04-16 (ET)
2025-04-16
08:26:37
Community Trust reports Q1 EPS $1.22, consensus $1.19
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News

seekingalpha
8.0
01-28seekingalpha
Community Trust Bancorp Declares Quarterly Dividend
  • Quarterly Dividend Announcement: Community Trust Bancorp (CTBI) declared a quarterly dividend of $0.53 per share, consistent with previous distributions, indicating stable cash flow and profitability, which enhances investor confidence.
  • Yield Information: The forward yield of 3.46% provides investors with a relatively attractive return, reflecting the company's robust performance in the current market environment.
  • Payment Schedule: The dividend will be payable on April 1, with a record date of March 15 and an ex-dividend date of March 13, ensuring shareholders receive their earnings promptly, thereby reinforcing shareholder loyalty.
  • Ratings and Analysis: Despite the stable dividend, market ratings for Community Trust Bancorp have been downgraded, indicating investor caution regarding future growth, which may impact the company's stock performance.
NASDAQ.COM
9.5
01-21NASDAQ.COM
Community Trust Bancorp Reports Q4 Net Income of $27.28 Million, Up 21% Year-over-Year
  • Net Income Growth: Community Trust Bancorp reported a net income of $27.28 million for Q4, translating to $1.51 per share, which represents a 21% increase from last year's $22.49 million and $1.25 per share, indicating a significant enhancement in profitability.
  • Interest Income Increase: The net interest income rose by 17.3% to $58.12 million from $49.53 million in the same quarter last year, reflecting effective management in the current interest rate environment and an expanded customer base.
  • Increased Credit Loss Provision: The provision for credit losses stood at $2.9 million, up $0.3 million from the prior-year quarter, demonstrating the company's cautious approach towards potential credit risks aimed at maintaining asset quality.
  • Decrease in Nonperforming Loans: As of December 31, 2025, total nonperforming loans were $19.2 million, down $7.5 million from a year earlier, showcasing effective measures in credit management and risk control by the company.
seekingalpha
9.5
01-12seekingalpha
Morgan Stanley Direct Lending Fund Rated 3.33 as Small-Cap Financial Stocks Struggle
  • Rating Overview: Morgan Stanley Direct Lending Fund (MSDL) holds a Quant Rating of 3.33, indicating a relatively stable hold rating amidst pressure on small-cap financial stocks, reflecting market caution in this sector.
  • Close Contenders: Trinity Capital Inc. (TRIN) and Oaktree Specialty Lending Corporation (OCSL) follow with ratings of 3.16 and 3.10, respectively, both rated hold, suggesting a conservative outlook from investors that may impact their financing capabilities.
  • Overall Performance: MidWestOne Financial Group (MOFG) and MidCap Financial Investment Corporation (MFIC) also received hold ratings of 3.03 and 3.01, indicating a general weakness in earnings revisions among small-cap financial stocks, potentially prompting investors to reassess their portfolios.
  • Market Risks: The overall low ratings for small-cap financial stocks, with Community Trust Bancorp (CTBI) and Federal Agricultural Mortgage Corporation (AGM) rated sell at 2.46 and 2.25, respectively, reflect concerns about these companies' profitability and growth prospects, which may lead to capital outflows.
NASDAQ.COM
8.0
2025-12-11NASDAQ.COM
Upcoming Ex-Dividend Dates for Federal Agricultural Mortgage, T. Rowe Price Group, and Community Trust Bancorp
  • Upcoming Ex-Dividend Dates: On 12/15/25, Federal Agricultural Mortgage Corp (AGM), T. Rowe Price Group Inc (TROW), and Community Trust Bancorp, Inc. (CTBI) will trade ex-dividend, with respective dividends of $1.50, $1.27, and $0.53 scheduled for payment on 12/31/25, 12/30/25, and 1/2/26.

  • Expected Price Adjustments: Following the ex-dividend date, AGM shares are expected to open 0.81% lower, TROW by 1.23% lower, and CTBI by 0.89% lower, based on their recent stock prices.

  • Dividend Yield Estimates: The estimated annualized yields for the upcoming dividends are 3.26% for AGM, 4.91% for TROW, and 3.57% for CTBI, indicating potential stability in their dividend payments.

  • Current Trading Performance: As of Thursday trading, AGM shares are up 1.8%, TROW shares are down 1.7%, and CTBI shares are up 2.8%.

NASDAQ.COM
5.0
2025-09-09NASDAQ.COM
Community Trust Bancorp Recognized as Leading Dividend Stock with Insider Purchases and 3.65% Yield (CTBI)
  • Insider Buying Insight: The article highlights the significance of insider buying, noting that company officers and directors often invest in their own stocks when they believe the shares are undervalued or see potential growth. Community Trust Bancorp, Inc. (CTBI) is mentioned as a notable example, with Director Franky Minnifield purchasing $102,020 worth of shares.

  • Performance and Valuation: CTBI shares have shown a positive return since the insider purchase, currently trading above the purchase price. The report emphasizes CTBI's attractive valuation metrics, strong profitability, and a solid dividend history, making it a potential candidate for dividend investors seeking value.

NASDAQ.COM
8.0
2025-08-04NASDAQ.COM
Community Trust Bancorp (CTBI) is a Top Dividend Stock Right Now: Should You Buy?
  • Dividend Focus for Income Investors: Community Trust Bancorp (CTBI) offers a dividend yield of 3.54%, significantly higher than industry and S&P averages, with consistent annual growth in dividends over the past five years.

  • Growth Potential in Semiconductor Market: The company is well-positioned to capitalize on the booming semiconductor market, projected to grow from $452 billion in 2021 to $971 billion by 2028, driven by demand in AI and IoT sectors.

Wall Street analysts forecast CTBI stock price to rise
2 Analyst Rating
Wall Street analysts forecast CTBI stock price to rise
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
56.00
Averages
57.00
High
58.00
Current: 0.000
sliders
Low
56.00
Averages
57.00
High
58.00
Raymond James
Raymond James
Outperform
downgrade
$63 -> $61
AI Analysis
2025-10-15
Reason
Raymond James
Raymond James
Price Target
$63 -> $61
AI Analysis
2025-10-15
downgrade
Outperform
Reason
Raymond James lowered the firm's price target on Community Trust to $61 from $63 and keeps an Outperform rating on the shares following Q3 results. Raymond James said trends were mixed as net charge-offs were elevated, net interest margin fell short and expenses exceeded forecasts. However, balance growth remained strong, fees modestly outperformed and asset quality remains stable across the portfolio, according to the firm. Raymond James told investors in a research note that with expectations for solid profitability and resilient growth and credit quality through the cycle, the firm believes risk-reward dynamics remain compelling for Community Trust shares trading at a discount to peers.
Piper Sandler
Overweight
initiated
$66
2025-08-18
Reason
Piper Sandler
Price Target
$66
2025-08-18
initiated
Overweight
Reason
Piper Sandler assumed coverage of Community Trust with an Overweight rating and $66 price target, which offers 20% upside. The company's has shown above-average profitability and its valuation "disconnect" to peers offers upside potential, the analyst tells investors in a research note. Piper likes Community Trust's balance sheet and "shareholder friendly" capital deployment.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for CTBI
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Valuation Metrics

The current forward P/E ratio for Community Trust Bancorp Inc (CTBI.O) is 10.67, compared to its 5-year average forward P/E of 9.96. For a more detailed relative valuation and DCF analysis to assess Community Trust Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
9.96
Current PE
10.67
Overvalued PE
10.89
Undervalued PE
9.04

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.32
Current PS
3.62
Overvalued PS
3.63
Undervalued PS
3.01

Financials

AI Analysis
Annual
Quarterly

Whales Holding CTBI

C
Community Trust and Investment Company
Holding
CTBI
-4.45%
3M Return

Trading Trends

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Frequently Asked Questions

What is Community Trust Bancorp Inc (CTBI) stock price today?

The current price of CTBI is 58.66 USD — it has decreased -1.13

What is Community Trust Bancorp Inc (CTBI)'s business?

Community Trust Bancorp, Inc. (CTBI) is a bank holding company. CTBI owns all the capital stock of one commercial bank and one trust company, serving small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, southern West Virginia, and northeastern Tennessee. The commercial bank is Community Trust Bank, Inc., Pikeville, Kentucky (CTB) and the trust company is Community Trust and Investment Company, Lexington, Kentucky (CTIC). Through its subsidiaries, CTBI engages in a wide range of commercial and personal banking and trust and wealth management activities, which include accepting time and demand deposits; making secured and unsecured loans to corporations, individuals, and others; providing cash management services to corporate and individual customers; issuing letters of credit; renting safe deposit boxes; and providing funds transfer services. The lending activities of CTB include making commercial, construction, mortgage, and personal loans.

What is the price predicton of CTBI Stock?

Wall Street analysts forecast CTBI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CTBI is57.00 USD with a low forecast of 56.00 USD and a high forecast of 58.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Community Trust Bancorp Inc (CTBI)'s revenue for the last quarter?

Community Trust Bancorp Inc revenue for the last quarter amounts to 61.07M USD, increased 13.00

What is Community Trust Bancorp Inc (CTBI)'s earnings per share (EPS) for the last quarter?

Community Trust Bancorp Inc. EPS for the last quarter amounts to 1.22 USD, increased 17.31

How many employees does Community Trust Bancorp Inc (CTBI). have?

Community Trust Bancorp Inc (CTBI) has 934 emplpoyees as of March 11 2026.

What is Community Trust Bancorp Inc (CTBI) market cap?

Today CTBI has the market capitalization of 756.38M USD.