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CTBI Overview

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$
0.000
0.000(0.000%)
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0.000(0.000%)Aft-market
ET
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0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
68.715
Open
66.570
VWAP
66.87
Vol
105.92K
Mkt Cap
756.38M
Low
65.945
Amount
7.08M
EV/EBITDA(TTM)
9.83
Total Shares
--
EV
1.15B
EV/OCF(TTM)
2.59
P/S(TTM)
3.81
Community Trust Bancorp, Inc. (CTBI) is a bank holding company. CTBI owns all the capital stock of one commercial bank and one trust company, serving small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, southern West Virginia, and northeastern Tennessee. The commercial bank is Community Trust Bank, Inc., Pikeville, Kentucky (CTB) and the trust company is Community Trust and Investment Company, Lexington, Kentucky (CTIC). Through its subsidiaries, CTBI engages in a wide range of commercial and personal banking and trust and wealth management activities, which include accepting time and demand deposits; making secured and unsecured loans to corporations, individuals, and others; providing cash management services to corporate and individual customers; issuing letters of credit; renting safe deposit boxes; and providing funds transfer services. The lending activities of CTB include making commercial, construction, mortgage, and personal loans.
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Events Timeline

(ET)
2026-04-15
08:30:00
Company Reports NII of $58.8M
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2026-01-21 (ET)
2026-01-21
08:20:00
Company Reports Q4 Book Value Per Share at $47.26
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2025-10-15 (ET)
2025-10-15
08:18:38
Community Trust announces Q3 EPS of $1.32, below consensus estimate of $1.38
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2025-07-22 (ET)
2025-07-22
16:59:38
Community Trust raises dividend 12.8% to 53c
select
2025-07-16 (ET)
2025-07-16
08:17:50
Community Trust reports Q2 EPS $1.38, consensus $1.26
select
2025-04-16 (ET)
2025-04-16
08:26:37
Community Trust reports Q1 EPS $1.22, consensus $1.19
select

News

seekingalpha
9.5
04-15seekingalpha
Community Trust Bancorp Q1 Earnings Beat Expectations
  • Strong Earnings Performance: Community Trust Bancorp reported a Q1 GAAP EPS of $1.50, beating expectations by $0.11, which reflects the company's ongoing enhancement in profitability and strengthens investor confidence.
  • Significant Revenue Growth: The bank's revenue for Q1 reached $74.2 million, representing a 12.2% year-over-year increase and exceeding market expectations by $1.2 million, indicating the company's sustained competitiveness and business expansion capabilities.
  • Improved Net Interest Income: Net interest income for the quarter was $58.8 million, up $0.7 million from the prior quarter and $7.5 million or 14.7% from the same quarter last year, showcasing the company's adaptability and profitability amid changing interest rate environments.
  • Decrease in Credit Loss Provision: The provision for credit losses stood at $2.3 million for the quarter, down $0.6 million from the prior quarter and $1.3 million from the same quarter last year, demonstrating improved asset quality and effective risk management practices.
NASDAQ.COM
9.5
04-15NASDAQ.COM
Community Trust Bancorp Reports Q1 Earnings Growth
  • Significant Earnings Growth: Community Trust Bancorp's Q1 net income reached $27.19 million, translating to an EPS of $1.50, which marks a robust increase from last year's $21.97 million and $1.22 per share, showcasing strong profitability enhancement.
  • Steady Revenue Increase: The company's revenue for the first quarter was $87.76 million, up 7.0% from $82.05 million last year, reflecting ongoing business expansion and sustained customer demand.
  • Financial Performance Comparison: Compared to the same period last year, net income grew by 22.7% and EPS by 22.9%, indicating effective strategies in cost control and revenue growth.
  • Increased Market Confidence: This earnings growth not only boosts investor confidence but may also provide funding for future shareholder returns and reinvestment, further solidifying the company's market position.
Newsfilter
9.5
04-15Newsfilter
Community Trust Bancorp Reports Q1 2026 Earnings
  • Net Income Growth: Community Trust Bancorp reported a net income of $27.2 million for Q1 2026, slightly down from $27.3 million in Q4 2025 but up 24.0% from $22.0 million in Q1 2025, indicating sustained improvement in profitability.
  • Increase in Net Interest Income: The net interest income for the quarter was $58.8 million, which is $0.7 million higher than the previous quarter and represents a 14.7% year-over-year increase, reflecting effective asset management and enhanced earning capacity in the current interest rate environment.
  • Loan Portfolio Expansion: As of Q1 2026, total loans reached $5.0 billion, an increase of $95.9 million from the prior quarter and a 7.6% year-over-year growth, demonstrating the company's proactive expansion in the credit market and strong customer demand.
  • Increase in Shareholders' Equity: Shareholders' equity stood at $871.2 million as of Q1 2026, up $15.2 million from the previous quarter and an 11.1% increase year-over-year, showcasing the company's financial stability and strengthened capital base.
Fool
6.5
04-14Fool
Community Trust Increases Stake in CTBI by 122,541 Shares
  • Stake Increase: According to an SEC filing dated April 13, 2026, Community Trust & Investment Company increased its stake in Community Trust Bancorp (CTBI) by 122,541 shares, with an estimated transaction value of $7.45 million, indicating ongoing confidence in the company.
  • Value Appreciation: By the end of Q1 2026, Community Trust's total holdings in CTBI reached 2,088,088 shares, with the position's value rising by $15.74 million during the period, reflecting CTBI's strong performance.
  • Core Holding Status: CTBI represents 6.89% of Community Trust's portfolio, ranking alongside well-known companies like Nvidia and Alphabet, underscoring its significance in the investment strategy.
  • Attractive Dividend Yield: With a dividend yield of 3.21% and a history of regular increases, CTBI appeals to long-term investors focused on dividends, although investors should consider other financial metrics to assess risks.
NASDAQ.COM
8.5
04-14NASDAQ.COM
Community Trust & Investment Company Increases Stake in CTBI
  • Share Increase: Community Trust & Investment Company increased its stake in CTBI by 122,541 shares in Q1 2026, with an estimated trade value of $7.45 million, reflecting confidence in the company and a strategic portfolio adjustment.
  • Quarter-End Value Growth: By the end of the quarter, the total holdings of CTBI reached 2,088,088 shares, with a position value increase of $15.74 million, indicating a positive stock price movement and its significance in the investment portfolio.
  • Portfolio Positioning: CTBI accounts for 6.89% of Community Trust & Investment Company's total AUM, ranking it among the largest holdings, which underscores the company's strong influence in the regional financial market.
  • Attractiveness and Risks: With a dividend yield of 3.21%, CTBI is appealing to investors; however, the cyclical nature of bank stocks serves as a reminder for investors to carefully assess other financial metrics before investing.
Yahoo Finance
8.5
04-14Yahoo Finance
Community Trust Increases CTBI Stake by 122,541 Shares
  • Share Increase: According to an SEC filing dated April 13, 2026, Community Trust & Investment Company increased its stake in Community Trust Bancorp (CTBI) by 122,541 shares, with an estimated transaction value of $7.45 million, indicating ongoing confidence in the bank.
  • Value Appreciation: By the end of the first quarter, Community Trust's total CTBI shares reached 2,088,088, with the position's value rising by $15.74 million during the period, reflecting the company's robust performance in the market.
  • Core Holding Position: CTBI represents 6.89% of Community Trust's assets under management, ranking alongside well-known companies like Nvidia and Alphabet, highlighting its significance in the investment portfolio.
  • Attractive Dividend Yield: With a dividend yield of 3.21% and a history of regular increases, CTBI appeals to long-term investors who value dividends, although bank stocks typically carry cyclical risks.
Wall Street analysts forecast CTBI stock price to rise
2 Analyst Rating
Wall Street analysts forecast CTBI stock price to rise
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
56.00
Averages
57.00
High
58.00
Current: 0.000
sliders
Low
56.00
Averages
57.00
High
58.00
Raymond James
Raymond James
Outperform
downgrade
$63 -> $61
AI Analysis
2025-10-15
Reason
Raymond James
Raymond James
Price Target
$63 -> $61
AI Analysis
2025-10-15
downgrade
Outperform
Reason
Raymond James lowered the firm's price target on Community Trust to $61 from $63 and keeps an Outperform rating on the shares following Q3 results. Raymond James said trends were mixed as net charge-offs were elevated, net interest margin fell short and expenses exceeded forecasts. However, balance growth remained strong, fees modestly outperformed and asset quality remains stable across the portfolio, according to the firm. Raymond James told investors in a research note that with expectations for solid profitability and resilient growth and credit quality through the cycle, the firm believes risk-reward dynamics remain compelling for Community Trust shares trading at a discount to peers.
Piper Sandler
Overweight
initiated
$66
2025-08-18
Reason
Piper Sandler
Price Target
$66
2025-08-18
initiated
Overweight
Reason
Piper Sandler assumed coverage of Community Trust with an Overweight rating and $66 price target, which offers 20% upside. The company's has shown above-average profitability and its valuation "disconnect" to peers offers upside potential, the analyst tells investors in a research note. Piper likes Community Trust's balance sheet and "shareholder friendly" capital deployment.
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Valuation Metrics

The current forward P/E ratio for Community Trust Bancorp Inc (CTBI.O) is 10.67, compared to its 5-year average forward P/E of 9.96. For a more detailed relative valuation and DCF analysis to assess Community Trust Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
9.96
Current PE
10.67
Overvalued PE
10.87
Undervalued PE
9.04

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.31
Current PS
3.62
Overvalued PS
3.62
Undervalued PS
3.00

Financials

AI Analysis
Annual
Quarterly

Whales Holding CTBI

C
Community Trust and Investment Company
Holding
CTBI
+5.48%
3M Return

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Frequently Asked Questions

What is Community Trust Bancorp Inc (CTBI) stock price today?

The current price of CTBI is 65.96 USD — it has decreased -1.61

What is Community Trust Bancorp Inc (CTBI)'s business?

Community Trust Bancorp, Inc. (CTBI) is a bank holding company. CTBI owns all the capital stock of one commercial bank and one trust company, serving small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, southern West Virginia, and northeastern Tennessee. The commercial bank is Community Trust Bank, Inc., Pikeville, Kentucky (CTB) and the trust company is Community Trust and Investment Company, Lexington, Kentucky (CTIC). Through its subsidiaries, CTBI engages in a wide range of commercial and personal banking and trust and wealth management activities, which include accepting time and demand deposits; making secured and unsecured loans to corporations, individuals, and others; providing cash management services to corporate and individual customers; issuing letters of credit; renting safe deposit boxes; and providing funds transfer services. The lending activities of CTB include making commercial, construction, mortgage, and personal loans.

What is the price predicton of CTBI Stock?

Wall Street analysts forecast CTBI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CTBI is57.00 USD with a low forecast of 56.00 USD and a high forecast of 58.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Community Trust Bancorp Inc (CTBI)'s revenue for the last quarter?

Community Trust Bancorp Inc revenue for the last quarter amounts to 61.07M USD, increased 13.00

What is Community Trust Bancorp Inc (CTBI)'s earnings per share (EPS) for the last quarter?

Community Trust Bancorp Inc. EPS for the last quarter amounts to 1.22 USD, increased 17.31

How many employees does Community Trust Bancorp Inc (CTBI). have?

Community Trust Bancorp Inc (CTBI) has 934 emplpoyees as of April 21 2026.

What is Community Trust Bancorp Inc (CTBI) market cap?

Today CTBI has the market capitalization of 756.38M USD.