Historical Valuation
Central Pacific Financial Corp (CPF) is now in the Fair zone, suggesting that its current forward PE ratio of 10.31 is considered Fairly compared with the five-year average of 10.21. The fair price of Central Pacific Financial Corp (CPF) is between 28.37 to 35.63 according to relative valuation methord.
Relative Value
Fair Zone
28.37-35.63
Current Price：31.93
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Central Pacific Financial Corp (CPF) has a current Price-to-Book (P/B) ratio of 1.42. Compared to its 3-year average P/B ratio of 1.21 , the current P/B ratio is approximately 17.12% higher. Relative to its 5-year average P/B ratio of 1.27, the current P/B ratio is about 12.33% higher. Central Pacific Financial Corp (CPF) has a Forward Free Cash Flow (FCF) yield of approximately 11.75%. Compared to its 3-year average FCF yield of 15.09%, the current FCF yield is approximately -22.12% lower. Relative to its 5-year average FCF yield of 13.36% , the current FCF yield is about -12.01% lower.
P/B
Median3y
1.21
Median5y
1.27
FCF Yield
Median3y
15.09
Median5y
13.36
Competitors Valuation Multiple
AI Analysis for CPF
The average P/S ratio for CPF competitors is 2.68, providing a benchmark for relative valuation. Central Pacific Financial Corp Corp (CPF.N) exhibits a P/S ratio of 2.73, which is 1.87% above the industry average. Given its robust revenue growth of 12.95%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for CPF
1Y
3Y
5Y
Market capitalization of CPF increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of CPF in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is CPF currently overvalued or undervalued?
Central Pacific Financial Corp (CPF) is now in the Fair zone, suggesting that its current forward PE ratio of 10.31 is considered Fairly compared with the five-year average of 10.21. The fair price of Central Pacific Financial Corp (CPF) is between 28.37 to 35.63 according to relative valuation methord.
What is Central Pacific Financial Corp (CPF) fair value?
CPF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Central Pacific Financial Corp (CPF) is between 28.37 to 35.63 according to relative valuation methord.
How does CPF's valuation metrics compare to the industry average?
The average P/S ratio for CPF's competitors is 2.68, providing a benchmark for relative valuation. Central Pacific Financial Corp Corp (CPF) exhibits a P/S ratio of 2.73, which is 1.87% above the industry average. Given its robust revenue growth of 12.95%, this premium appears unsustainable.
What is the current P/B ratio for Central Pacific Financial Corp (CPF) as of Jan 09 2026?
As of Jan 09 2026, Central Pacific Financial Corp (CPF) has a P/B ratio of 1.42. This indicates that the market values CPF at 1.42 times its book value.
What is the current FCF Yield for Central Pacific Financial Corp (CPF) as of Jan 09 2026?
As of Jan 09 2026, Central Pacific Financial Corp (CPF) has a FCF Yield of 11.75%. This means that for every dollar of Central Pacific Financial Corp’s market capitalization, the company generates 11.75 cents in free cash flow.
What is the current Forward P/E ratio for Central Pacific Financial Corp (CPF) as of Jan 09 2026?
As of Jan 09 2026, Central Pacific Financial Corp (CPF) has a Forward P/E ratio of 10.31. This means the market is willing to pay $10.31 for every dollar of Central Pacific Financial Corp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Central Pacific Financial Corp (CPF) as of Jan 09 2026?
As of Jan 09 2026, Central Pacific Financial Corp (CPF) has a Forward P/S ratio of 2.73. This means the market is valuing CPF at $2.73 for every dollar of expected revenue over the next 12 months.