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CPF Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
35.030
Open
35.030
VWAP
34.76
Vol
100.71K
Mkt Cap
904.93M
Low
34.580
Amount
3.50M
EV/EBITDA(TTM)
8.07
Total Shares
26.10M
EV
896.51M
EV/OCF(TTM)
4.51
P/S(TTM)
3.28
Central Pacific Financial Corp. is the bank holding company of Central Pacific Bank (the Bank). The Bank is engaged in offering traditional deposit and lending products and services to consumer and business customers, such as accepting demand, money market, savings and time deposits, originating loans, including commercial loans, construction loans, commercial real estate loans, residential mortgage loans, and consumer loans and fiduciary and investment management services. Its investment securities portfolio includes mortgage-backed securities (MBS), other debt securities and equity securities. Its MBS portfolio comprises residential MBS issued by United States government entities and agencies. It offers wealth management products and services, such as non-deposit investment products, annuities, investment management, asset custody and general consultation and planning services. It has approximately 27 bank branches and 55 ATMs located throughout the State of Hawaii.
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Events Timeline

(ET)
2026-04-29
06:50:00
Q1 Net Charge-Offs Decrease to $2.4M
select
2026-01-28 (ET)
2026-01-28
06:00:00
Central Pacific Financial Reports Q4 Revenue of $76.29M
select
2025-10-29 (ET)
2025-10-29
06:41:24
Central Pacific announces Q3 adjusted EPS of 73 cents, slightly below consensus of 74 cents.
select

News

seekingalpha
9.5
04-29seekingalpha
Central Pacific Financial Corp. Q1 2026 Earnings Call Highlights
  • Strong Financial Performance: In Q1 2026, Central Pacific Financial Corp. reported a net income of $20.7 million and earnings per share of $0.78, reflecting sustained growth in loans and core deposits that enhances its competitive position in the market.
  • Loan and Deposit Growth: The total loan portfolio grew by $31 million in the first quarter, reaching $5.3 billion, while total deposits increased by $90 million to $6.7 billion, indicating effective execution in capital deployment and market opportunity capture.
  • Capital Return Strategy: The company paid a cash dividend of $0.29 per share and repurchased approximately 321,000 shares for a total of $10.5 million in Q1, demonstrating its commitment to shareholder returns while maintaining a balance of $44.5 million under its repurchase program.
  • Future Outlook: Management projects a net interest margin of 3.50% to 3.55% for Q2, with full-year net interest income expected to grow by 4% to 6%, while remaining flexible to respond to market opportunities despite facing loan pricing pressures.
seekingalpha
8.0
04-29seekingalpha
Central Pacific Financial Declares Quarterly Dividend
  • Quarterly Dividend Announcement: Central Pacific Financial has declared a quarterly dividend of $0.29 per share, consistent with previous distributions, reflecting the company's stable cash flow and profitability, which enhances investor confidence.
  • Yield Overview: The forward yield of 3.42% for this dividend is attractive in the current market environment, potentially drawing in income-seeking investors and further increasing the stock's appeal.
  • Shareholder Record Dates: The dividend will be payable on June 15, with a record date of May 29 and an ex-dividend date also set for May 29, providing investors with a clear timeline for their investment decisions.
  • Financial Performance Summary: Although Central Pacific Financial missed its revenue expectations in Q1, the stable dividend policy indicates confidence in future cash flows, which may support stock performance in the long run.
seekingalpha
9.5
04-29seekingalpha
Central Pacific Financial Q1 Earnings Beat Expectations
  • Earnings Beat: Central Pacific Financial reported a Q1 GAAP EPS of $0.78, exceeding expectations by $0.04, which reflects the company's robust profitability and boosts investor confidence.
  • Revenue Miss: The revenue of $70.6 million, although up 2.6% year-over-year, fell short of expectations by $3.4 million, indicating potential pressures from increased market competition on revenue growth.
  • Loan and Deposit Growth: Total loans reached $5.32 billion, an increase of $31.3 million from the prior quarter, while total deposits rose to $6.70 billion, up $89.6 million, demonstrating effective strategies in attracting customer deposits and loans.
  • Share Buyback Program: The company repurchased 321,396 shares of common stock at a total cost of $10.5 million during the quarter, reflecting confidence in its stock value and potentially enhancing EPS.
Newsfilter
9.5
04-29Newsfilter
Central Pacific Financial Corp. Q1 2026 Financial Highlights
  • Net Income Performance: In Q1 2026, Central Pacific Financial Corp. reported net income of $20.7 million, or $0.78 per diluted share, reflecting a decrease from $22.9 million in the previous quarter but a 6.5% increase year-over-year, demonstrating the company's resilience amid economic fluctuations.
  • Loan and Deposit Growth: As of March 31, 2026, total loans reached $5.32 billion, up $31.3 million from the prior quarter, while total deposits increased to $6.70 billion, up $89.6 million, indicating the company's success in attracting customer deposits and loan demand.
  • Shareholder Returns and Equity: The company repurchased 321,396 shares of common stock at a total cost of $10.5 million during the quarter, reflecting a commitment to shareholder returns, while total shareholders' equity reached $593.9 million as of March 31, a 6.5% increase from the same period last year.
  • Efficiency and Tax Rate: The efficiency ratio for Q1 was 59.87%, unchanged from the previous quarter, indicating effective cost control, while the effective tax rate rose to 23.0%, reflecting the impact of changes in tax policies on the company's finances.
Newsfilter
9.5
04-08Newsfilter
Central Pacific Financial Corp. to Release Q1 2026 Earnings on April 29
  • Earnings Release Schedule: Central Pacific Financial Corp. will announce its Q1 2026 earnings on April 29, 2026, before the NYSE opens, providing critical financial data for investor analysis.
  • Management Conference Call: Management will review the earnings results via conference call and live audio webcast at 2:00 p.m. ET on April 29, 2026, offering investors an opportunity to interact with leadership and enhance transparency.
  • Participation Details: Interested investors can join the conference by calling 1-800-715-9871 (conference ID: 6299769) or register for the webcast on the company's website, ensuring convenient access to information.
  • Company Background: As of December 31, 2025, Central Pacific Financial Corp. had approximately $7.41 billion in assets, with its primary subsidiary, Central Pacific Bank, operating 27 branches and 55 ATMs in Hawaii, demonstrating its solid position in the local market.
Barron's
1.0
02-10Barron's
Wall Street Banks Are Taking Notice of an Activist Investor
  • Finance Conferences in Florida: Wall Street executives are gathering in southeast Florida for a series of finance industry conferences this week.

  • Activist Hedge Fund's Role: A small activist hedge fund known for advocating changes at U.S. banks is becoming more assertive during this event.

Wall Street analysts forecast CPF stock price to rise
2 Analyst Rating
Wall Street analysts forecast CPF stock price to rise
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
34.00
Averages
35.50
High
37.00
Current: 0.000
sliders
Low
34.00
Averages
35.50
High
37.00
Keefe Bruyette
Market Perform
maintain
$36 -> $37
AI Analysis
2026-04-09
Reason
Keefe Bruyette
Price Target
$36 -> $37
AI Analysis
2026-04-09
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Central Pacific to $37 from $36 and keeps a Market Perform rating on the shares.
Piper Sandler
Overweight
to
Overweight
downgrade
$39 -> $37
2026-04-02
Reason
Piper Sandler
Price Target
$39 -> $37
2026-04-02
downgrade
Overweight
to
Overweight
Reason
Piper Sandler lowered the firm's price target on Central Pacific to $37 from $39 and keeps an Overweight rating on the shares. The firm is making some estimate and price target changes for its Western bank coverage in conjunction with the Regional & Community Banks Q1 Preview.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for CPF
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Valuation Metrics

The current forward P/E ratio for Central Pacific Financial Corp (CPF.N) is 9.43, compared to its 5-year average forward P/E of 10.19. For a more detailed relative valuation and DCF analysis to assess Central Pacific Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.19
Current PE
9.43
Overvalued PE
11.61
Undervalued PE
8.76

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.75
Current EV/EBITDA
4.53
Overvalued EV/EBITDA
3.62
Undervalued EV/EBITDA
-2.13

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.48
Current PS
2.80
Overvalued PS
2.91
Undervalued PS
2.05

Financials

AI Analysis
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Quarterly

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Whales Holding CPF

B
Basswood Capital Management, L.L.C.
Holding
CPF
-7.08%
3M Return

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Frequently Asked Questions

What is Central Pacific Financial Corp (CPF) stock price today?

The current price of CPF is 34.67 USD — it has decreased -0.43

What is Central Pacific Financial Corp (CPF)'s business?

Central Pacific Financial Corp. is the bank holding company of Central Pacific Bank (the Bank). The Bank is engaged in offering traditional deposit and lending products and services to consumer and business customers, such as accepting demand, money market, savings and time deposits, originating loans, including commercial loans, construction loans, commercial real estate loans, residential mortgage loans, and consumer loans and fiduciary and investment management services. Its investment securities portfolio includes mortgage-backed securities (MBS), other debt securities and equity securities. Its MBS portfolio comprises residential MBS issued by United States government entities and agencies. It offers wealth management products and services, such as non-deposit investment products, annuities, investment management, asset custody and general consultation and planning services. It has approximately 27 bank branches and 55 ATMs located throughout the State of Hawaii.

What is the price predicton of CPF Stock?

Wall Street analysts forecast CPF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CPF is35.50 USD with a low forecast of 34.00 USD and a high forecast of 37.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Central Pacific Financial Corp (CPF)'s revenue for the last quarter?

Central Pacific Financial Corp revenue for the last quarter amounts to 70.87M USD, increased 5.70

What is Central Pacific Financial Corp (CPF)'s earnings per share (EPS) for the last quarter?

Central Pacific Financial Corp. EPS for the last quarter amounts to 0.78 USD, increased 20.00

How many employees does Central Pacific Financial Corp (CPF). have?

Central Pacific Financial Corp (CPF) has 722 emplpoyees as of May 08 2026.

What is Central Pacific Financial Corp (CPF) market cap?

Today CPF has the market capitalization of 904.93M USD.