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CPF Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
31.130
Open
31.100
VWAP
30.70
Vol
204.46K
Mkt Cap
809.49M
Low
30.355
Amount
6.28M
EV/EBITDA(TTM)
7.54
Total Shares
26.44M
EV
804.18M
EV/OCF(TTM)
12.72
P/S(TTM)
2.98
Central Pacific Financial Corp. is the bank holding company of Central Pacific Bank (the Bank). The Bank is engaged in offering traditional deposit and lending products and services to consumer and business customers, such as accepting demand, money market, savings and time deposits, originating loans, including commercial loans, construction loans, commercial real estate loans, residential mortgage loans, and consumer loans and fiduciary and investment management services. Its investment securities portfolio includes mortgage-backed securities (MBS), other debt securities and equity securities. Its MBS portfolio comprises residential MBS issued by United States government entities and agencies. It offers wealth management products and services, such as non-deposit investment products, annuities, investment management, asset custody and general consultation and planning services. It has approximately 27 bank branches and 55 ATMs located throughout the State of Hawaii.
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Events Timeline

(ET)
2026-01-28
06:00:00
Central Pacific Financial Reports Q4 Revenue of $76.29M
select
2025-10-29 (ET)
2025-10-29
06:41:24
Central Pacific announces Q3 adjusted EPS of 73 cents, slightly below consensus of 74 cents.
select
2025-07-25 (ET)
2025-07-25
06:31:09
Central Pacific reports Q2 EPS 67c vs. 58c last year
select
2025-04-23 (ET)
2025-04-23
06:38:10
Central Pacific reports Q1 adjusted EPS 65c vs. 48c last year
select

News

Barron's
1.0
02-10Barron's
Wall Street Banks Are Taking Notice of an Activist Investor
  • Finance Conferences in Florida: Wall Street executives are gathering in southeast Florida for a series of finance industry conferences this week.

  • Activist Hedge Fund's Role: A small activist hedge fund known for advocating changes at U.S. banks is becoming more assertive during this event.

8.5
02-09PRnewswire
HoldCo Asset Management Unveils New Presentation at UBS Conference
  • Asset Management Scale: HoldCo Asset Management manages approximately $2.8 billion in regulatory assets, showcasing its strength and influence in the financial services sector, indicating its significant position within the industry.
  • Activist Shareholder Campaigns: The firm has launched five public activist campaigns targeting banks such as KeyCorp and Comerica, demonstrating its proactive role in driving corporate governance and management changes, which is expected to impact upcoming shareholder meetings.
  • Soft Activism Engagements: Additionally, HoldCo has engaged in behind-the-scenes 'soft activism' dialogues with four banks, reflecting its diversified strategy to promote industry change through constructive discussions aimed at achieving substantive improvements.
  • Management Changes: Co-founders of HoldCo noted that over the past six months, management teams and boards have made significant changes due to their initiatives, indicating the effectiveness of their shareholder activism and potentially reducing the need for future proxy contests, thereby enhancing investor confidence.
seekingalpha
8.0
01-28seekingalpha
Central Pacific Financial Announces Dividend Increase
  • Quarterly Dividend Increase: Central Pacific Financial declares a quarterly dividend of $0.29 per share, reflecting a 3.6% increase from the previous $0.28, indicating sustained profitability and enhancing investor confidence.
  • Forward Yield: The forward yield of 3.66% not only provides shareholders with a stable cash return but also has the potential to attract more income-seeking investors, thereby strengthening market competitiveness.
  • Earnings Beat Expectations: The company reports a non-GAAP EPS of $0.85, beating expectations by $0.12, with revenue of $76.29 million exceeding forecasts by $0.86 million, showcasing strong market performance and promising growth potential.
  • Shareholder Return Plan: The dividend will be payable on March 16, with a record date of February 27 and an ex-dividend date also on February 27, ensuring timely returns for shareholders and further solidifying the relationship between the company and its investors.
seekingalpha
9.5
01-28seekingalpha
Central Pacific Financial Q4 Earnings Beat Expectations
  • Earnings Beat: Central Pacific Financial reported a Q4 Non-GAAP EPS of $0.85, exceeding expectations by $0.12, indicating strong profitability growth.
  • Significant Revenue Growth: The company achieved revenue of $76.29 million in Q4, a 30.7% year-over-year increase, surpassing market expectations by $0.86 million, reflecting robust business expansion and demand.
  • Increased Shareholder Returns: The Board authorized a new $55 million share repurchase program and raised the quarterly cash dividend by 3.6% to $0.29 per share, demonstrating confidence in future cash flows and commitment to shareholders.
  • Improved Efficiency Ratio: The efficiency ratio improved to 59.88%, down from 62.84% in the previous quarter, indicating enhanced operational efficiency that contributes to overall profitability.
Businesswire
9.5
01-28Businesswire
Central Pacific Financial Reports Strong Q4 2025 Earnings
  • Net Income Growth: Central Pacific Financial reported a net income of $22.9 million for Q4 2025, translating to an EPS of $0.85, which represents a 23.5% increase from the previous quarter, reflecting successful financial management and boosting shareholder confidence.
  • Interest Income Increase: The net interest income for Q4 reached $62.1 million, up 1.3% quarter-over-quarter and 11.3% year-over-year, primarily driven by a decrease in interest expenses, further enhancing the company's profitability.
  • Asset Quality Improvement: Nonperforming assets totaled $14.4 million, or 0.19% of total assets, slightly up from 0.15% a year ago, indicating stable asset quality and effective risk management practices within the company.
  • Increased Shareholder Returns: The company repurchased 529,613 shares of common stock at a total cost of $16.3 million in 2025 and declared a quarterly cash dividend of $0.29, a 3.6% increase from the previous quarter, demonstrating a strong commitment to returning value to shareholders.
Newsfilter
9.5
01-28Newsfilter
Central Pacific Financial Corp. Reports Strong Q4 and Full Year 2025 Results
  • Net Income Growth: Central Pacific Financial Corp. reported a net income of $22.9 million for Q4 2025, translating to $0.85 per diluted share, a significant increase from $18.6 million and $0.69 in the previous quarter, indicating sustained improvement in profitability.
  • Return on Assets Improvement: The return on average assets (ROA) rose to 1.25% in Q4, up from 1.01% in the prior quarter, reflecting effective asset management and profitability strategies.
  • Shareholder Return Initiatives: The Board of Directors authorized a new $55 million share repurchase program for 2026 and increased the quarterly cash dividend by 3.6% to $0.29 per share, demonstrating a commitment to shareholder returns and confidence in future growth.
  • Efficiency Ratio Enhancement: The efficiency ratio improved to 59.88% in Q4 2025, down from 62.84% in the previous quarter, indicating positive progress in cost control and operational efficiency enhancements.
Wall Street analysts forecast CPF stock price to rise
2 Analyst Rating
Wall Street analysts forecast CPF stock price to rise
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
34.00
Averages
35.50
High
37.00
Current: 0.000
sliders
Low
34.00
Averages
35.50
High
37.00
Keefe Bruyette
Market Perform
maintain
$34 -> $36
AI Analysis
2026-02-02
Reason
Keefe Bruyette
Price Target
$34 -> $36
AI Analysis
2026-02-02
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Central Pacific to $36 from $34 and keeps a Market Perform rating on the shares.
Piper Sandler
Overweight
initiated
$35
2025-08-21
Reason
Piper Sandler
Price Target
$35
2025-08-21
initiated
Overweight
Reason
Piper Sandler assumed coverage of Central Pacific with an Overweight rating and $35 price target. The Hawaii banks are positioned well to improve profitability by increasing net interest income despite low-single-digit loan and deposit growth outlooks, the analyst tells investors in a research note. Piper's favorite name in the group is Central Pacific due to its discounted relative valuation despite a competitive profitability outlook.
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Valuation Metrics

The current forward P/E ratio for Central Pacific Financial Corp (CPF.N) is 10.31, compared to its 5-year average forward P/E of 10.28. For a more detailed relative valuation and DCF analysis to assess Central Pacific Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.28
Current PE
10.31
Overvalued PE
11.72
Undervalued PE
8.85

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.48
Current PS
2.73
Overvalued PS
2.93
Undervalued PS
2.03

Financials

AI Analysis
Annual
Quarterly

Whales Holding CPF

B
Basswood Capital Management, L.L.C.
Holding
CPF
-11.27%
3M Return

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

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Frequently Asked Questions

What is Central Pacific Financial Corp (CPF) stock price today?

The current price of CPF is 30.62 USD — it has decreased -0.78

What is Central Pacific Financial Corp (CPF)'s business?

Central Pacific Financial Corp. is the bank holding company of Central Pacific Bank (the Bank). The Bank is engaged in offering traditional deposit and lending products and services to consumer and business customers, such as accepting demand, money market, savings and time deposits, originating loans, including commercial loans, construction loans, commercial real estate loans, residential mortgage loans, and consumer loans and fiduciary and investment management services. Its investment securities portfolio includes mortgage-backed securities (MBS), other debt securities and equity securities. Its MBS portfolio comprises residential MBS issued by United States government entities and agencies. It offers wealth management products and services, such as non-deposit investment products, annuities, investment management, asset custody and general consultation and planning services. It has approximately 27 bank branches and 55 ATMs located throughout the State of Hawaii.

What is the price predicton of CPF Stock?

Wall Street analysts forecast CPF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CPF is35.50 USD with a low forecast of 34.00 USD and a high forecast of 37.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Central Pacific Financial Corp (CPF)'s revenue for the last quarter?

Central Pacific Financial Corp revenue for the last quarter amounts to 71.96M USD, increased 30.56

What is Central Pacific Financial Corp (CPF)'s earnings per share (EPS) for the last quarter?

Central Pacific Financial Corp. EPS for the last quarter amounts to 0.85 USD, increased 102.38

How many employees does Central Pacific Financial Corp (CPF). have?

Central Pacific Financial Corp (CPF) has 722 emplpoyees as of March 14 2026.

What is Central Pacific Financial Corp (CPF) market cap?

Today CPF has the market capitalization of 809.49M USD.