CHMG Relative Valuation
CHMG's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CHMG is overvalued; if below, it's undervalued.
Historical Valuation
Chemung Financial Corp (CHMG) is now in the Fair zone, suggesting that its current forward PE ratio of 8.07 is considered Fairly compared with the five-year average of 8.93. The fair price of Chemung Financial Corp (CHMG) is between 51.75 to 63.08 according to relative valuation methord.
Relative Value
Fair Zone
51.75-63.08
Current Price：53.59
Fair
8.07
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Chemung Financial Corp. (CHMG) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Chemung Financial Corp. (CHMG) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
2.12
PS
Chemung Financial Corp. (CHMG) has a current PS of 2.12. The 5-year average PS is 2.18. The thresholds are as follows: Strongly Undervalued below 1.80, Undervalued between 1.80 and 1.99, Fairly Valued between 2.37 and 1.99, Overvalued between 2.37 and 2.56, and Strongly Overvalued above 2.56. The current Forward PS of 2.12 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Chemung Financial Corp. (CHMG) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Chemung Financial Corp. (CHMG) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Chemung Financial Corp (CHMG) has a current Price-to-Book (P/B) ratio of 1.05. Compared to its 3-year average P/B ratio of 1.10 , the current P/B ratio is approximately -5.00% higher. Relative to its 5-year average P/B ratio of 1.09, the current P/B ratio is about -3.84% higher. Chemung Financial Corp (CHMG) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 13.36%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 14.45% , the current FCF yield is about -100.00% lower.
1.05
P/B
Median3y
1.10
Median5y
1.09
12.60
FCF Yield
Median3y
13.36
Median5y
14.45
Competitors Valuation Multiple
The average P/S ratio for CHMG's competitors is 0.00, providing a benchmark for relative valuation. Chemung Financial Corp Corp (CHMG) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 18.16%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of CHMG increased by 9.79% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 23.62M to 27.91M.
The secondary factor is the Margin Expansion, contributed 15.28%to the performance.
Overall, the performance of CHMG in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
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