Revenue Breakdown
Composition ()
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Revenue Streams
Chemung Financial Corp (CHMG) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is Wealth Management Group, accounting for 60.9% of total sales, equivalent to $61.66M. Other significant revenue streams include Core Banking and Holding Company and Other. Understanding this composition is critical for investors evaluating how CHMG navigates market cycles within the Banks industry.
Profitability & Margins
Evaluating the bottom line, Chemung Financial Corp maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 37.51%, while the net margin is 11.12%. These profitability ratios, combined with a Return on Equity (ROE) of 6.43%, provide a clear picture of how effectively CHMG converts its operational activities into shareholder value.
Comparative Benchmarking
In the context of the broader market, CHMG competes directly with industry leaders such as ISTR and OVLY. With a market capitalization of $287.58M, it holds a significant position in the sector. When comparing efficiency, CHMG's gross margin of N/A stands against ISTR's N/A and OVLY's N/A. Such benchmarking helps identify whether Chemung Financial Corp is trading at a premium or discount relative to its financial performance.
