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CHMG Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
69.410
Open
69.410
VWAP
66.78
Vol
19.90K
Mkt Cap
327.41M
Low
64.390
Amount
1.33M
EV/EBITDA(TTM)
16.74
Total Shares
4.82M
EV
424.12M
EV/OCF(TTM)
--
P/S(TTM)
3.45
Chemung Financial Corporation is a financial holding company. The Company through the Chemung Canal Trust Company (Bank) and CFS Group, Inc (CFS), provides a range of financial services, including demand, savings and time deposits, commercial, residential, and consumer loans, interest rate swaps, letters of credit, wealth management services, employee benefit plans, insurance products, mutual funds, and brokerage services. The Company primarily focuses on banking and wealth management services. Its core banking segment attracts deposits from the public and uses such funds to originate consumer, commercial, commercial real estate, and other loans. Wealth management services provided by the Bank include services as executor and trustee under wills and agreements, and guardian, custodian, trustee, and agent for pension, profit-sharing and other employee benefit trusts, as well as various investment, pension, estate planning, and employee benefit administrative services.
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Events Timeline

(ET)
2026-04-17
08:40:00
Chemung Financial Reports Q1 Tangible Book Value of $49.85
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2026-01-26 (ET)
2026-01-26
16:20:00
Chemung Financial Reports Q4 Tangible Book Value of $48.43
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2025-10-21 (ET)
2025-10-21
16:21:43
Chemung Financial announces Q3 EPS of $1.62, surpassing consensus estimate of $1.61
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2025-08-19 (ET)
2025-08-19
16:25:05
Chemung Financial Raises Quarterly Dividend to 34 Cents per Share
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2025-07-17 (ET)
2025-07-17
16:58:45
Chemung Financial reports Q2 EPS $1.31 vs. $1.05 a year ago
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News

moomoo
4.0
04-21moomoo
CHEMUNG FINANCIAL CORP: KBW Increases Target Price from $64 to $72
  • Company Update: Chemung Financial Corp has raised its price target for KBW to $72.
  • Previous Price Target: The previous price target was set at $64.
seekingalpha
9.5
04-18seekingalpha
Chemung Financial Reports Record Q1 Earnings and Efficiency
  • Profitability Surge: Chemung Financial's Q1 GAAP EPS reached $1.91 with revenues of $29.9 million, indicating a significant enhancement in profitability that reflects the company's robust financial management and market performance.
  • Historic Efficiency Ratio: The quarterly adjusted efficiency ratio of 58.27% marks the lowest in the corporation's history, improving by 1.85% from Q4 2025 and 7.37% from Q1 2025, highlighting a historic breakthrough in cost control and operational efficiency.
  • Strong Loan Growth: Annualized loan growth totaled 7.5%, with nearly 15% growth in the Western New York Canal Bank division, demonstrating strong market demand in the region and the success of the company's expansion strategy.
  • New Office Opening: The corporation opened a representative office in downtown Buffalo, New York, to support the growing operations of its Canal Bank division, which will further enhance its influence and service capabilities in the local market.
NASDAQ.COM
9.5
04-18NASDAQ.COM
Regional Banks Exceed Q1 Earnings Expectations
  • Strong Regional Bank Performance: Regional banks have kicked off the Q1 earnings season positively, benefiting from a normalized yield curve and improved loan activity, which significantly enhances profitability and investor sentiment, driving up valuations.
  • Impressive Results from Bank7: Bank7 reported Q1 EPS of $1.25, exceeding expectations by 23.76% and showing a 15.74% increase from the previous year, reflecting strong market performance in Oklahoma, Kansas, and Texas.
  • Chemung Financial Surpasses Expectations: Chemung Financial achieved Q1 EPS of $1.91, 17% above estimates and over 50% higher year-over-year, indicating robust operations in southern New York and northern Pennsylvania.
  • Increased Investment Appeal: With rising EPS estimates and attractive P/E ratios, these regional banks' dividend yields and improving industry outlook make them focal points for investors, suggesting that current market conditions may present an ideal buying opportunity.
Newsfilter
9.5
04-17Newsfilter
Chemung Financial Reports Record Earnings in Q1 2026
  • Record Quarterly Earnings: Chemung Financial Corporation reported a net income of $9.2 million and earnings per share of $1.91 for Q1 2026, marking the highest quarterly earnings in the company's history, reflecting a 14.6% increase from Q4 2025 and validating the effectiveness of strategic initiatives.
  • Efficiency Ratio at Historic Low: The adjusted efficiency ratio for Q1 was 58.27%, improving by 1.85% from Q4 2025, indicating significant progress in cost control and operational efficiency, which enhances profitability.
  • Strong Loan Growth: The annualized loan growth rate for Q1 was 7.5%, with nearly 15% growth in the Western New York Canal Bank division, demonstrating robust demand and successful market expansion, further solidifying the company's market position.
  • Increased Dividends: A dividend of $0.34 per share was declared in Q1 2026, reflecting the company's commitment to returning value to shareholders while maintaining strong earnings growth, thereby boosting investor confidence.
seekingalpha
8.0
02-18seekingalpha
Chemung Financial Declares Quarterly Dividend of $0.34
  • Quarterly Dividend Announcement: Chemung Financial declares a quarterly dividend of $0.34 per share, consistent with previous distributions, reflecting the company's stable cash flow and profitability.
  • Dividend Yield: The forward yield of 2.3% provides investors with a relatively stable return, enhancing the company's attractiveness in the current market environment.
  • Payment Schedule: The dividend is payable on April 1, with a record date of March 18 and an ex-dividend date also on March 18, ensuring shareholders receive their earnings promptly.
  • Investor Confidence: By maintaining its dividend payments, Chemung Financial further bolsters investor confidence, indicating an optimistic outlook on the company's future financial performance.
Newsfilter
8.0
02-17Newsfilter
Chemung Financial Corporation Declares Quarterly Cash Dividend
  • Quarterly Cash Dividend: Chemung Financial Corporation's Board of Directors has approved a quarterly cash dividend of $0.34 per share, payable on April 1, 2026, aimed at enhancing shareholder returns and attracting more investor interest.
  • Company Size and History: Chemung Financial Corporation is a $2.7 billion financial services holding company established in 1833, operating 30 offices, and as the oldest locally-owned community bank in New York State, it demonstrates a strong market position and customer trust.
  • Full-Service Banking: Its principal subsidiary, Chemung Canal Trust Company, offers comprehensive banking services and full trust powers, catering to diverse financial needs of clients and further solidifying the company's importance in the community.
  • Diverse Financial Services: Chemung Financial Corporation also owns CFS Group, Inc., which provides non-traditional financial services including mutual funds, annuities, brokerage services, tax preparation, and insurance, enhancing its market competitiveness and customer base.
Wall Street analysts forecast CHMG stock price to rise
1 Analyst Rating
Wall Street analysts forecast CHMG stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
60.00
Averages
60.00
High
60.00
Current: 0.000
sliders
Low
60.00
Averages
60.00
High
60.00
Keefe Bruyette
David Konrad
Market Perform
maintain
$64 -> $72
AI Analysis
2026-04-20
New
Reason
Keefe Bruyette
David Konrad
Price Target
$64 -> $72
AI Analysis
2026-04-20
New
maintain
Market Perform
Reason
Keefe Bruyette analyst David Konrad raised the firm's price target on Chemung Financial to $72 from $64 and keeps a Market Perform rating on the shares. The firm views the company's Q1 report as "impressive." Chemung's outlook is "stable" with "strong growth and some normalization in fees/expenses," the analyst tells investors in a research note.
Keefe Bruyette
Market Perform
maintain
$60 -> $64
2026-01-28
Reason
Keefe Bruyette
Price Target
$60 -> $64
2026-01-28
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Chemung Financial to $64 from $60 and keeps a Market Perform rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for CHMG
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Valuation Metrics

The current forward P/E ratio for Chemung Financial Corp (CHMG.O) is 9.69, compared to its 5-year average forward P/E of 9.04. For a more detailed relative valuation and DCF analysis to assess Chemung Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
9.04
Current PE
9.69
Overvalued PE
10.03
Undervalued PE
8.05

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.61
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
3.17
Undervalued EV/EBITDA
-1.96

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
2.18
Current PS
0.00
Overvalued PS
2.37
Undervalued PS
2.00

Financials

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Frequently Asked Questions

What is Chemung Financial Corp (CHMG) stock price today?

The current price of CHMG is 66.55 USD — it has decreased -2.06

What is Chemung Financial Corp (CHMG)'s business?

Chemung Financial Corporation is a financial holding company. The Company through the Chemung Canal Trust Company (Bank) and CFS Group, Inc (CFS), provides a range of financial services, including demand, savings and time deposits, commercial, residential, and consumer loans, interest rate swaps, letters of credit, wealth management services, employee benefit plans, insurance products, mutual funds, and brokerage services. The Company primarily focuses on banking and wealth management services. Its core banking segment attracts deposits from the public and uses such funds to originate consumer, commercial, commercial real estate, and other loans. Wealth management services provided by the Bank include services as executor and trustee under wills and agreements, and guardian, custodian, trustee, and agent for pension, profit-sharing and other employee benefit trusts, as well as various investment, pension, estate planning, and employee benefit administrative services.

What is the price predicton of CHMG Stock?

Wall Street analysts forecast CHMG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CHMG is60.00 USD with a low forecast of 60.00 USD and a high forecast of 60.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Chemung Financial Corp (CHMG)'s revenue for the last quarter?

Chemung Financial Corp revenue for the last quarter amounts to 28.82M USD, increased 15.80

What is Chemung Financial Corp (CHMG)'s earnings per share (EPS) for the last quarter?

Chemung Financial Corp. EPS for the last quarter amounts to 1.91 USD, increased 51.59

How many employees does Chemung Financial Corp (CHMG). have?

Chemung Financial Corp (CHMG) has 348 emplpoyees as of April 22 2026.

What is Chemung Financial Corp (CHMG) market cap?

Today CHMG has the market capitalization of 327.41M USD.