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CHMG Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
53.211
Open
53.200
VWAP
53.07
Vol
3.54K
Mkt Cap
254.88M
Low
53.000
Amount
187.71K
EV/EBITDA(TTM)
--
Total Shares
4.81M
EV
368.61M
EV/OCF(TTM)
--
P/S(TTM)
2.81
Chemung Financial Corporation is a financial holding company. The Company through the Chemung Canal Trust Company (Bank) and CFS Group, Inc (CFS), provides a range of financial services, including demand, savings and time deposits, commercial, residential, and consumer loans, interest rate swaps, letters of credit, wealth management services, employee benefit plans, insurance products, mutual funds, and brokerage services. The Company primarily focuses on banking and wealth management services. Its core banking segment attracts deposits from the public and uses such funds to originate consumer, commercial, commercial real estate, and other loans. Wealth management services provided by the Bank include services as executor and trustee under wills and agreements, and guardian, custodian, trustee, and agent for pension, profit-sharing and other employee benefit trusts, as well as various investment, pension, estate planning, and employee benefit administrative services.
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Events Timeline

(ET)
2026-01-26
16:20:00
Chemung Financial Reports Q4 Tangible Book Value of $48.43
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2025-10-21 (ET)
2025-10-21
16:21:43
Chemung Financial announces Q3 EPS of $1.62, surpassing consensus estimate of $1.61
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2025-08-19 (ET)
2025-08-19
16:25:05
Chemung Financial Raises Quarterly Dividend to 34 Cents per Share
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2025-07-17 (ET)
2025-07-17
16:58:45
Chemung Financial reports Q2 EPS $1.31 vs. $1.05 a year ago
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2025-02-19 (ET)
2025-02-19
16:57:25
Chemung Financial increases quarterly dividend 3.2% to 32c per share
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2025-01-28 (ET)
2025-01-28
15:22:49
Chemung Financial reports Q4 EPS $1.24, consensus $1.21
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News

seekingalpha
8.0
02-18seekingalpha
Chemung Financial Declares Quarterly Dividend of $0.34
  • Quarterly Dividend Announcement: Chemung Financial declares a quarterly dividend of $0.34 per share, consistent with previous distributions, reflecting the company's stable cash flow and profitability.
  • Dividend Yield: The forward yield of 2.3% provides investors with a relatively stable return, enhancing the company's attractiveness in the current market environment.
  • Payment Schedule: The dividend is payable on April 1, with a record date of March 18 and an ex-dividend date also on March 18, ensuring shareholders receive their earnings promptly.
  • Investor Confidence: By maintaining its dividend payments, Chemung Financial further bolsters investor confidence, indicating an optimistic outlook on the company's future financial performance.
Newsfilter
8.0
02-17Newsfilter
Chemung Financial Corporation Declares Quarterly Cash Dividend
  • Quarterly Cash Dividend: Chemung Financial Corporation's Board of Directors has approved a quarterly cash dividend of $0.34 per share, payable on April 1, 2026, aimed at enhancing shareholder returns and attracting more investor interest.
  • Company Size and History: Chemung Financial Corporation is a $2.7 billion financial services holding company established in 1833, operating 30 offices, and as the oldest locally-owned community bank in New York State, it demonstrates a strong market position and customer trust.
  • Full-Service Banking: Its principal subsidiary, Chemung Canal Trust Company, offers comprehensive banking services and full trust powers, catering to diverse financial needs of clients and further solidifying the company's importance in the community.
  • Diverse Financial Services: Chemung Financial Corporation also owns CFS Group, Inc., which provides non-traditional financial services including mutual funds, annuities, brokerage services, tax preparation, and insurance, enhancing its market competitiveness and customer base.
seekingalpha
9.5
01-26seekingalpha
Chemung Financial Reports Strong Q4 Earnings
  • Earnings Performance: Chemung Financial's Q4 GAAP EPS of $1.61 aligns with market expectations, demonstrating the company's ongoing commitment to maintaining stable profitability.
  • Significant Revenue Growth: The company reported revenue of $30.51 million, a 17.9% year-over-year increase, exceeding market expectations by $1.03 million, indicating strong business momentum, particularly in lending and deposit services.
  • Positive Market Reaction: The revenue beat may positively impact Chemung Financial's stock price, enhancing investor confidence in its future growth potential.
  • Strong Financial Health: The continuous revenue growth and stable profitability suggest a solid financial position, providing a robust foundation for future investments and expansion.
NASDAQ.COM
6.0
01-05NASDAQ.COM
Chemung Financial Corporation Earnings Estimate Cut by 3.9%
  • Earnings Estimate Cut: Chemung Financial Corporation's current year earnings estimate has been revised downward by 3.9% over the last 60 days, indicating potential profitability challenges that could negatively impact its stock performance.
  • Industry Impact: Similarly, Archer-Daniels-Midland Company's earnings estimate has been cut by 4%, reflecting overall weakness in the agricultural commodities sector, which may lead to decreased investor confidence.
  • Market Reaction: Cool Company Ltd. has seen a 6% downward revision in its earnings estimate, raising concerns about the liquefied natural gas transportation industry and potentially affecting its future financing capabilities.
  • Investment Recommendations: Zacks Investment Research has highlighted five top stock picks, and despite inherent risks, stocks like Hims & Hers Health have previously surged by 209%, showcasing the diverse potential within the market.
NASDAQ.COM
9.5
2025-10-22NASDAQ.COM
CHEMUNG FINANCIAL CORP Announces Increase in Q3 Earnings
  • Earnings Growth: CHEMUNG FINANCIAL CORP reported third-quarter earnings of $7.79 million, or $1.62 per share, an increase from $5.72 million, or $1.19 per share, in the previous year.

  • Interest and Dividend Income: The company's total interest and dividend income rose to $33.88 million compared to $32.36 million last year.

Newsfilter
8.0
2025-08-19Newsfilter
Chemung Financial Corporation Declares Increase in Dividend
  • Dividend Increase Announcement: Chemung Financial Corporation has approved a $0.02 increase in its quarterly dividend, raising it to $0.34 per share, payable on October 1, 2025.

  • Percentage Increase: This increase represents a 6.3% rise over the previous dividend and brings the total cumulative increase for 2025 to $0.03 per share, or 9.7%.

  • Company Background: Chemung Financial Corporation is a $2.9 billion financial services holding company based in Elmira, New York, operating through its subsidiary, Chemung Canal Trust Company, which is the oldest community bank in New York State.

  • Additional Services: The corporation also includes CFS Group, Inc., offering various non-traditional financial services such as mutual funds, annuities, brokerage, tax preparation, and insurance.

Wall Street analysts forecast CHMG stock price to rise
1 Analyst Rating
Wall Street analysts forecast CHMG stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
60.00
Averages
60.00
High
60.00
Current: 0.000
sliders
Low
60.00
Averages
60.00
High
60.00
Keefe Bruyette
Market Perform
maintain
$60 -> $64
AI Analysis
2026-01-28
Reason
Keefe Bruyette
Price Target
$60 -> $64
AI Analysis
2026-01-28
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Chemung Financial to $64 from $60 and keeps a Market Perform rating on the shares.
Keefe Bruyette
Market Perform
maintain
$55 -> $59
2025-07-21
Reason
Keefe Bruyette
Price Target
$55 -> $59
2025-07-21
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Chemung Financial to $59 from $55 and keeps a Market Perform rating on the shares. Underlying trends remain positive, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for CHMG
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Valuation Metrics

The current forward P/E ratio for Chemung Financial Corp (CHMG.O) is 8.21, compared to its 5-year average forward P/E of 9.00. For a more detailed relative valuation and DCF analysis to assess Chemung Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
9.00
Current PE
8.21
Overvalued PE
10.00
Undervalued PE
8.00

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.19
Current PS
2.16
Overvalued PS
2.37
Undervalued PS
2.02

Financials

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Frequently Asked Questions

What is Chemung Financial Corp (CHMG) stock price today?

The current price of CHMG is 53 USD — it has decreased -0.75

What is Chemung Financial Corp (CHMG)'s business?

Chemung Financial Corporation is a financial holding company. The Company through the Chemung Canal Trust Company (Bank) and CFS Group, Inc (CFS), provides a range of financial services, including demand, savings and time deposits, commercial, residential, and consumer loans, interest rate swaps, letters of credit, wealth management services, employee benefit plans, insurance products, mutual funds, and brokerage services. The Company primarily focuses on banking and wealth management services. Its core banking segment attracts deposits from the public and uses such funds to originate consumer, commercial, commercial real estate, and other loans. Wealth management services provided by the Bank include services as executor and trustee under wills and agreements, and guardian, custodian, trustee, and agent for pension, profit-sharing and other employee benefit trusts, as well as various investment, pension, estate planning, and employee benefit administrative services.

What is the price predicton of CHMG Stock?

Wall Street analysts forecast CHMG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CHMG is60.00 USD with a low forecast of 60.00 USD and a high forecast of 60.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Chemung Financial Corp (CHMG)'s revenue for the last quarter?

Chemung Financial Corp revenue for the last quarter amounts to 29.24M USD, increased 16.45

What is Chemung Financial Corp (CHMG)'s earnings per share (EPS) for the last quarter?

Chemung Financial Corp. EPS for the last quarter amounts to 0.68 USD, decreased -45.16

How many employees does Chemung Financial Corp (CHMG). have?

Chemung Financial Corp (CHMG) has 343 emplpoyees as of March 12 2026.

What is Chemung Financial Corp (CHMG) market cap?

Today CHMG has the market capitalization of 254.88M USD.