CHCO

City Holding Co

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Advanced Chart

120.760

-1.34(-1.097%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

122.000

Open

121.540

VWAP

120.95

Vol

124.32K

Mkt Cap

1.75B

Low

119.695

Amount

15.04M

EV/EBITDA(TTM)

13.80

Total Shares

14.76M

2.11B

EV/OCF(TTM)

P/S(TTM)

6.00

City Holding Company is a financial holding company. The Company conducts its activities through its wholly owned subsidiary, City National Bank of West Virginia (City National). City National provides banking, trust and investment management and other financial solutions through its network of approximately 97 bank branches located in West Virginia, Kentucky, Virginia and southeastern Ohio. City National offers a full range of commercial banking services to corporations and other business customers. Loans are provided for a variety of business purposes, including financing for commercial and industrial projects, income producing commercial real estate, owner-occupied real estate and construction and land development. City National provides banking services to consumers, including checking, savings and money market accounts as well as certificates of deposit and individual retirement accounts. City National also offers credit cards through an agreement with a third-party vendor.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

78.02M

+4.39%

2.042

-0.87%

80.38M

+11.76%

2.158

+11.24%

80.17M

+5.25%

2.168

+7.33%

Estimates Revision

The market is revising No Change the revenue expectations for City Holding Company (CHCO) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by 3.75%.

Revenue Estimates for FY2025

No Change

0.00%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Up

+3.75%

In Past 3 Month

3 Analyst Rating

3.51% Upside

Wall Street analysts forecast CHCO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CHCO is 125.00 USD with a low forecast of 125.00 USD and a high forecast of 125.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

3 Hold

0 Sell

Hold

3.51% Upside

Current: 120.760

Low

125.00

Averages

125.00

High

125.00

3.51% Upside

Current: 120.760

Low

125.00

Averages

125.00

High

125.00

DA Davidson

Neutral

maintain

$128 -> $137

2025-07-24

Reason

DA Davidson

Price Target

$128 -> $137

2025-07-24

maintain

Neutral

Reason

DA Davidson raised the firm's price target on City Holding to $137 from $128 and keeps a Neutral rating on the shares. City Holding's retail focused-model delivered strength in fees, efficiency, and low-cost deposits that keep net interest margin elevated to drive above-peer returns, but this already reflected in the shares, the analyst tells investors in a research note.

Keefe Bruyette

Market Perform

maintain

$125 -> $135

2025-07-23

Reason

Keefe Bruyette

Price Target

$125 -> $135

2025-07-23

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on City Holding to $135 from $125 and keeps a Market Perform rating on the shares.

Piper Sandler

Andrew Liesch

Hold

Maintains

$135 → $125

2025-01-24

Reason

Piper Sandler

Andrew Liesch

Price Target

$135 → $125

2025-01-24

Maintains

Hold

Reason

Piper Sandler analyst Andrew Liesch lowered the firm's price target on City Holding to $125 from $135 and keeps a Neutral rating on the shares. The firm notes City reported Q4 EPS of $1.94, but excluding securities losses, Piper puts the core number at $2.11. This topped its estimate by 15c and the Street consensus by Following the quarter, the firm trimmed its margin forecast, reduced its provision and charge-off assumptions, and removed near-term share repurchase activity.

Keefe, Bruyette & Woods

Catherine Mealor

Hold

Maintains

$120 → $130

2024-12-04

Reason

Keefe, Bruyette & Woods

Catherine Mealor

Price Target

$120 → $130

2024-12-04

Maintains

Hold

Reason

Piper Sandler

Andrew Liesch

Hold

Initiates

$135

2024-11-08

Reason

Piper Sandler

Andrew Liesch

Price Target

$135

2024-11-08

Initiates

Hold

Reason

Piper Sandler assumed coverage of City Holding with a Neutral rating and $135 price target. The firm says the stock's valuation represents a premium to high-quality community bank peers. However, this premium is fully justified, and supported by City Holding's top tier profitability, deposit base and "excellent" credit quality, the analyst tells investors in a research note.

See All Ratings

Valuation Metrics

The current forward P/E ratio for City Holding Co (CHCO.O) is 14.64, compared to its 5-year average forward P/E of 14.37. For a more detailed relative valuation and DCF analysis to assess City Holding Co 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

14.37

Current PE

14.64

Overvalued PE

16.28

Undervalued PE

12.47

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Overvalued

5Y Average PS

5.21

Current PS

5.71

Overvalued PS

5.69

Undervalued PS

4.72