Stock Price & Analysis

Based on the current technical indicators and recent price action, CHCO stock is showing signs of consolidation near its Fibonacci support level of 117.26. The stock closed at 119, slightly below its 50-day moving average, with a neutral RSI of 54.79.

Given the mixed technical signals and recent news of crossing below the 200-day moving average, it may be prudent to hold or wait for further confirmation before making a decision.

The price prediction for CHCO stock in 2025 is $125. This forecast is supported by the bullish MACD signal and the stock's potential to break through resistance levels, aligning with the analyst price target.

The S1 support level for CHCO Stock is $116.81 ,The R1 resistant level for CHCO Stock is $120.44.

As of the end of day on 2025-04-01, the price of CHCO Stock was $117.575.

The target price for CHCO Stock according to analyst rating is 127.50, with the highest price target at 130.00 and the lowest at 125.00. Analysts have a Hold rating on CHCO Stock overall.

The market cap of CHCO is $1.7B.

Analysis and Insights

To determine if City Holding Co. (CHCO) is overvalued, we analyze its valuation metrics, technical indicators, and market sentiment.

Valuation Metrics:

CHCO's valuation metrics have increased over the past year:

• P/E Ratio: Increased from 13.09 in Q1 2024 to 15.01 in Q4 2024.
• EV/EBITDA: Rose from 12.08 to 13.87 over the same period.
• P/S Ratio: Grew from 5.41 to 6.00.
• P/B Ratio: Increased from 2.26 to 2.38.

These rising metrics suggest the stock may be overvalued relative to its earnings and book value.

Technical Analysis:

• RSI: At 54.79, indicating a neutral position, not oversold.
• 200-Day Moving Average: The stock recently crossed below this level, a bearish signal.

Market Sentiment:

• Analyst Rating: Piper Sandler maintains a Neutral rating with a reduced price target, indicating cautious sentiment.
• Dividend Yield: 2.54% is attractive but not high enough to justify current valuations.

Conclusion:

Given the rising valuation metrics, bearish technical signals, and analyst caution, CHCO appears overvalued. Investors should exercise caution and consider waiting for a price correction or more favorable entry point.

City Holding Company is a financial holding company. The Company operates through its wholly owned subsidiary, City National Bank of West Virginia (City National). City National is a retail and consumer-oriented community bank with approximately 98 bank branches. City National provides credit, deposit, and trust and investment management services to its customers. City National include commercial banking, which offers a range of commercial banking services to corporations and other business customers; consumer banking that provides banking services to consumers, including checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts; and various other products. City National also provides mortgage banking services, trust, investment and custodial services, administration of personal trusts and estates, management of investment accounts for individuals, employee benefit plans and charitable foundations.

The price prediction for CHCO stock by 2030 is approximately $150 per share. This forecast is based on the stock's current undervaluation, strong dividend yield, and potential recovery from its recent oversold condition. The stock's fundamentals and market trends suggest a bullish outlook.

CHCO has a total of 957 employees.