CHCO Valuation

City Holding Co

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117.880

-0.96(-0.808%)1D

CHCO Relative Valuation

CHCO's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CHCO is overvalued; if below, it's undervalued.

Historical Valuation

City Holding Co (CHCO) is now in the Fair zone, suggesting that its current forward PE ratio of 13.40 is considered Fairly compared with the five-year average of 14.25. The fair price of City Holding Co (CHCO) is between 106.80 to 131.50 according to relative valuation methord.

Relative Value

Fair Zone

106.80-131.50

Current Price：117.88

Fair

13.40

Trailing

Forward

0.00

EV/EBITDA

City Holding Co. (CHCO) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

City Holding Co. (CHCO) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

117.88

City Holding Co. (CHCO) has a current PS of 117.88. The 5-year average PS is 5.72. The thresholds are as follows: Strongly Undervalued below -8.75, Undervalued between -8.75 and -1.52, Fairly Valued between 12.96 and -1.52, Overvalued between 12.96 and 20.19, and Strongly Overvalued above 20.19. The current Forward PS of 117.88 falls within the Strongly Overvalued range.

0.00

P/OCF

City Holding Co. (CHCO) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

City Holding Co. (CHCO) has a current P/FCF of 0.00. The 5-year average P/FCF is 1.30. The thresholds are as follows: Strongly Undervalued below -10.16, Undervalued between -10.16 and -4.43, Fairly Valued between 7.03 and -4.43, Overvalued between 7.03 and 12.75, and Strongly Overvalued above 12.75. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.

City Holding Co (CHCO) has a current Price-to-Book (P/B) ratio of 2.14. Compared to its 3-year average P/B ratio of 2.34 , the current P/B ratio is approximately -8.68% higher. Relative to its 5-year average P/B ratio of 2.14, the current P/B ratio is about -0.08% higher. City Holding Co (CHCO) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 7.53%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 7.61% , the current FCF yield is about -100.00% lower.

2.14

P/B

Median3y

2.34

Median5y

2.14

0.00

FCF Yield

Median3y

7.53

Median5y

7.61

Competitors Valuation Multiple

The average P/S ratio for CHCO's competitors is 69.20, providing a benchmark for relative valuation. City Holding Co Corp (CHCO) exhibits a P/S ratio of 117.88, which is 70.36% above the industry average. Given its robust revenue growth of 6.96%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Nicolet Bankshares Inc

Pathward Financial Inc

Foreign Trade Bank of Latin America Inc

Performance Decomposition

Market capitalization of CHCO decreased by 10.23% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 39.65 to 43.76.

The secondary factor is the Revenue Growth, contributed 6.96%to the performance.

Overall, the performance of CHCO in the past 1 year is driven by Margin Expansion. Which is more sustainable.

6.96%

75.18M → 80.41M

Revenue Growth

10.37%

39.65 → 43.76

Margin Expansion

-27.56%

18.75 → 13.58

P/E Change

-10.23%