CFSB Valuation

CFSB Bancorp Inc

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13.900

0(0.000%)1D

Overview
Forecast
Valuation
Earnings

CFSB Relative Valuation

CFSB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CFSB is overvalued; if below, it's undervalued.

Historical Valuation

CFSB Bancorp Inc (CFSB) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of CFSB Bancorp Inc (CFSB) is between to according to relative valuation methord.

Relative Value

Fair Zone

Current Price：13.90

Fair

0.00

Trailing

Forward

0.00

EV/EBITDA

CFSB Bancorp Inc. (CFSB) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

CFSB Bancorp Inc. (CFSB) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

0.00

CFSB Bancorp Inc. (CFSB) has a current PS of 0.00. The 5-year average PS is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward PS of 0.00 falls within the Strongly Undervalued range.

0.00

P/OCF

CFSB Bancorp Inc. (CFSB) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

CFSB Bancorp Inc. (CFSB) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

CFSB Bancorp Inc (CFSB) has a current Price-to-Book (P/B) ratio of 1.15. Compared to its 3-year average P/B ratio of 0.67 , the current P/B ratio is approximately 72.07% higher. Relative to its 5-year average P/B ratio of 0.73, the current P/B ratio is about 56.96% higher. CFSB Bancorp Inc (CFSB) has a Forward Free Cash Flow (FCF) yield of approximately 0.72%. Compared to its 3-year average FCF yield of 2.37%, the current FCF yield is approximately -69.42% lower. Relative to its 5-year average FCF yield of 2.39% , the current FCF yield is about -69.67% lower.

1.15

P/B

Median3y

0.67

Median5y

0.73

0.72

FCF Yield

Median3y

2.37

Median5y

2.39

Competitors Valuation Multiple

The average P/S ratio for CFSB's competitors is 0.89, providing a benchmark for relative valuation. CFSB Bancorp Inc Corp (CFSB) exhibits a P/S ratio of 0.00, which is -100.00% above the industry average. Given its robust revenue growth of 6.61%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Lake Shore Bancorp Inc

Provident Financial Holdings Inc

First Northwest Bancorp

Riverview Bancorp Inc

1.90

8.71%

106.00M

Performance Decomposition

Market capitalization of CFSB increased by 111.89% over the past 1 year. The primary factor behind the change was an decrease in P/E Change from -6.94K to -21.82K.

The secondary factor is the Revenue Growth, contributed 6.61%to the performance.

Overall, the performance of CFSB in the past 1 year is driven by P/E Change. Which is more unsustainable.

6.61%

1.68M → 1.79M

Revenue Growth

-109.24%

-2.38 → 0.22

Margin Expansion

214.52%

-6.94K → -21.82K

P/E Change

111.89%