Historical Valuation
Pathward Financial Inc (CASH) is now in the Fair zone, suggesting that its current forward PE ratio of 8.50 is considered Fairly compared with the five-year average of 9.20. The fair price of Pathward Financial Inc (CASH) is between 69.73 to 97.31 according to relative valuation methord.
Relative Value
Fair Zone
69.73-97.31
Current Price：74.19
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Pathward Financial Inc (CASH) has a current Price-to-Book (P/B) ratio of 1.91. Compared to its 3-year average P/B ratio of 2.03 , the current P/B ratio is approximately -6.09% higher. Relative to its 5-year average P/B ratio of 1.95, the current P/B ratio is about -2.16% higher. Pathward Financial Inc (CASH) has a Forward Free Cash Flow (FCF) yield of approximately 14.74%. Compared to its 3-year average FCF yield of -5.51%, the current FCF yield is approximately -367.26% lower. Relative to its 5-year average FCF yield of 5.03% , the current FCF yield is about 193.02% lower.
P/B
Median3y
2.03
Median5y
1.95
FCF Yield
Median3y
-5.51
Median5y
5.03
Competitors Valuation Multiple
AI Analysis for CASH
The average P/S ratio for CASH competitors is 2.87, providing a benchmark for relative valuation. Pathward Financial Inc Corp (CASH.O) exhibits a P/S ratio of 1.89, which is -34.03% above the industry average. Given its robust revenue growth of 3.75%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for CASH
1Y
3Y
5Y
Market capitalization of CASH increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of CASH in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is CASH currently overvalued or undervalued?
Pathward Financial Inc (CASH) is now in the Fair zone, suggesting that its current forward PE ratio of 8.50 is considered Fairly compared with the five-year average of 9.20. The fair price of Pathward Financial Inc (CASH) is between 69.73 to 97.31 according to relative valuation methord.
What is Pathward Financial Inc (CASH) fair value?
CASH's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Pathward Financial Inc (CASH) is between 69.73 to 97.31 according to relative valuation methord.
How does CASH's valuation metrics compare to the industry average?
The average P/S ratio for CASH's competitors is 2.87, providing a benchmark for relative valuation. Pathward Financial Inc Corp (CASH) exhibits a P/S ratio of 1.89, which is -34.03% above the industry average. Given its robust revenue growth of 3.75%, this premium appears unsustainable.
What is the current P/B ratio for Pathward Financial Inc (CASH) as of Jan 10 2026?
As of Jan 10 2026, Pathward Financial Inc (CASH) has a P/B ratio of 1.91. This indicates that the market values CASH at 1.91 times its book value.
What is the current FCF Yield for Pathward Financial Inc (CASH) as of Jan 10 2026?
As of Jan 10 2026, Pathward Financial Inc (CASH) has a FCF Yield of 14.74%. This means that for every dollar of Pathward Financial Inc’s market capitalization, the company generates 14.74 cents in free cash flow.
What is the current Forward P/E ratio for Pathward Financial Inc (CASH) as of Jan 10 2026?
As of Jan 10 2026, Pathward Financial Inc (CASH) has a Forward P/E ratio of 8.50. This means the market is willing to pay $8.50 for every dollar of Pathward Financial Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Pathward Financial Inc (CASH) as of Jan 10 2026?
As of Jan 10 2026, Pathward Financial Inc (CASH) has a Forward P/S ratio of 1.89. This means the market is valuing CASH at $1.89 for every dollar of expected revenue over the next 12 months.