Not a good buy right now at ~$92 pre-market: price is extended and technically overbought near/above key resistance.
Upside exists (analyst upgrade/PT $100, strong quarter), but the current entry is poor for an impatient buyer because the risk of a near-term pullback is elevated.
Momentum: RSI_6 = 88.48 (overbought), suggesting the move is stretched and prone to cooling.
MACD: Histogram positive (1.304) but contracting, implying bullish momentum is still present but fading.
Levels: Pivot 84.341; Resistance R1 91.731 (price ~92 is right at/just above it), next resistance R2 96.297; Support S1 76.952.
Pattern-based odds (given): 80% chance of +2.27% next day, +7.8% next week, +18.66% next month—constructive, but the immediate setup is overheated versus resistance.
Options Data
Bullish
Open Interest Put-Call Ratio
Bullish
Option Volume Put-Call Ratio
Positioning/Sentiment: Open interest put/call 0.13 = heavily call-skewed (bullish positioning).
Flow: Volume put/call 0.5 also tilts bullish, but absolute volume is tiny (todays_volume 3), so read with caution.
Volatility: IV 30D 28.69 vs HV 33.16 (options not especially expensive vs realized), but IV percentile 78 indicates relatively elevated IV versus its own history.
Open interest: Calls (1143) dominate puts (151), consistent with bullish sentiment.
Technical Summary
Sell
5
Buy
9
Positive Catalysts
suggests investors are positioned for upside.
Neutral/Negative Catalysts
Overbought/extended: RSI_6 near 88 and price sitting at/above R1 (91.731) increases pullback risk.
Momentum cooling: MACD histogram is positive but contracting.
Institutional action (news): Shepherd Wealth Management liquidated its entire position (~$10.06M), a notable negative sentiment datapoint.
No proprietary buy signals today (AI Stock Picker / SwingMax), reducing conviction for an immediate entry.
2026/Q1: Net income $35.117M (+12.21% YoY) indicates profitable growth.
2026/Q1: EPS $1.57 (+21.71% YoY) is a clear acceleration versus earnings growth.
Gross margin listed as 0 (likely not meaningful for a bank / data artifact), so profitability is better judged via net income and EPS trends (both rising).
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
Latest change (2026-01-23): Keefe Bruyette upgraded CASH to Outperform from Market Perform and raised PT to $100 from $88.
Wall Street pro view (pros): Upgrade thesis centers on attractive valuation after underperformance, strong positioning in banking-as-a-service, and expectation that credit stabilizes in 2026 (absent recession).
Wall Street con view (cons): The core risk embedded in the note is credit sensitivity (stabilization depends on macro/backdrop), and today’s technicals show the stock is short-term stretched, making the immediate risk/reward less favorable.
Wall Street analysts forecast CASH stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for CASH is 88 USD with a low forecast of 88 USD and a high forecast of 88 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
Wall Street analysts forecast CASH stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for CASH is 88 USD with a low forecast of 88 USD and a high forecast of 88 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
0 Buy
1 Hold
0 Sell
Hold
Current: 91.570
Low
88
Averages
88
High
88
Current: 91.570
Low
88
Averages
88
High
88
Keefe Bruyette
Tim Switzer
Market Perform -> Outperform
upgrade
$88 -> $100
AI Analysis
2026-01-23
Reason
Keefe Bruyette
Tim Switzer
Price Target
$88 -> $100
AI Analysis
2026-01-23
upgrade
Market Perform -> Outperform
Reason
Keefe Bruyette analyst Tim Switzer earlier today upgraded Pathward Financial to Outperform from Market Perform with a price target of $100, up from $88. The stock in morning trading is up 6% to $84.91. Pathward's share underperformance since May has created an "attractive opportunity" to own a company that is among the best positioned in the banking-as-a-service space, the analyst tells investors in a research note. Keefe believes Pathward's credit performance should stabilize in 2026 absent a recession.
Keefe Bruyette
Market Perform
maintain
$86 -> $88
2025-07-11
Reason
Keefe Bruyette
Price Target
$86 -> $88
2025-07-11
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Pathward Financial to $88 from $86 and keeps a Market Perform rating on the shares.
Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for CASH
