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CASH Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
88.660
Open
88.300
VWAP
88.02
Vol
136.54K
Mkt Cap
1.91B
Low
87.440
Amount
12.02M
EV/EBITDA(TTM)
7.34
Total Shares
21.76M
EV
1.62B
EV/OCF(TTM)
3.46
P/S(TTM)
3.10
Pathward Financial, Inc. is a financial holding company. The Company operates through its subsidiary Pathward, National Association (the Bank). The Bank operates through three segments: Consumer, Commercial, and Corporate Services/Other. The Consumer segment includes the banking-as-a-service (BaaS) business line, which collaborates with partners to navigate payment and lending needs. The Bank's capabilities range from prepaid cards and deposit accounts to payment processing and consumer lending. The Bank offers a variety of installment and revolving consumer lending products through its credit solutions. The Commercial segment offers a variety of products through its working capital, equipment finance, structured finance, and insurance premium finance lending solutions. The Corporate Services/Other segment includes certain shared services as well as treasury related functions, such as the investment portfolio, warehouse finance, wholesale deposit, and borrowings.
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Events Timeline

(ET)
2026-01-22
16:10:00
Company Reports Q1 Revenue of $173.1M
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2025-11-06 (ET)
2025-11-06
09:58:28
Pathward Financial Collaborates with Upstart to Provide Personal Loans
select
2025-10-21 (ET)
2025-10-21
16:10:57
Pathward Financial Announces Q4 EPS of $1.69, Exceeding Estimates of $1.38
select
2025-09-10 (ET)
2025-09-10
08:20:28
Pathward Financial Expands Collaboration with Oportun Financial
select
2025-07-28 (ET)
2025-07-28
16:13:39
Pathward Financial reports preliminary Q3 EPS $1.81, consensus $1.67
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News

seekingalpha
8.0
02-26seekingalpha
Pathward Financial Declares Quarterly Dividend of $0.05
  • Quarterly Dividend Declaration: Pathward Financial has declared a quarterly dividend of $0.05 per share, consistent with previous distributions, indicating the company's stable cash flow and commitment to shareholder returns.
  • Dividend Yield: The forward yield stands at 0.21%, reflecting the company's attractiveness in the current market environment, which may draw increased investor interest.
  • Payment Schedule: The dividend is payable on April 1, with a record date of March 12 and an ex-dividend date also on March 12, ensuring shareholders receive timely returns.
  • Earnings Guidance Increase: Pathward Financial has raised its 2026 EPS guidance to $8.55-$9.05, signaling positive developments in expanding its partner pipeline, which could further bolster market confidence.
Newsfilter
8.0
02-26Newsfilter
Pathward Financial Announces Cash Dividend
  • Dividend Announcement: Pathward Financial has declared a cash dividend of $0.05 per share for the second fiscal quarter of 2026, payable on April 1, 2026, to shareholders of record as of March 12, 2026, demonstrating the company's ongoing commitment to shareholder returns.
  • Financial Health Metrics: As of December 31, 2025, Pathward Financial reported total assets of $7.56 billion and shareholders' equity of $853.7 million, indicating strong financial stability that supports future dividend payments and investor confidence.
  • Mission of Financial Inclusion: As a U.S.-based financial holding company, Pathward Financial aims to enhance financial availability and choice through its subsidiary Pathward®, N.A., which supports both individual and business financial needs, highlighting its strategic focus in the financial services sector.
  • Transparency in Communication: The company provides detailed information regarding its financial status and dividend announcements on its website, enhancing investor trust and transparency, which further solidifies its position in the market.
seekingalpha
4.5
02-23seekingalpha
Financial Sector Starts 2026 with Poor Performance Despite Strong Fundamentals
  • Market Disconnection: Despite all major financial ETFs posting double-digit gains in 2025, the State Street Financial Select Sector SPDR ETF (XLF) underperformed in January, ranking as one of only two sectors with negative returns, highlighting a significant disconnect between market sentiment and strong fundamentals.
  • Top Regional Banks: Among mid-cap U.S. regional banks with high momentum grades (A- to A+), Pathward Financial (CASH) leads with a price-to-book (P/B) multiple of 2.48x, indicating strong market momentum while maintaining a premium valuation that may attract investor interest.
  • High Momentum Rankings: Following Pathward, Axos Financial (AX) and Nicolet Bankshares (NIC) both exhibit strong performance with P/B multiples of 1.88x, while First Bancorp (FBNC) and Popular (BPOP) round out the top five at 1.56x, showcasing their competitive positioning and appeal in the market.
  • Momentum Grade Insights: Mechanics Bancorp (MCHB) stands out with the highest momentum grade of “A+” and a P/B multiple of 1.25x, reflecting its strong market performance and potentially offering a compelling investment opportunity for investors.
Benzinga
6.5
02-01Benzinga
Kevin O'Leary's Key Advice for Entrepreneurs
  • Financial Forecasting Risks: Kevin O'Leary highlights that the quickest way for startups to fail in their first year is by overly trusting their financial predictions, often referred to as 'hockey-stick forecasts,' which are rarely accurate and can lead to resource misallocation.
  • Importance of Flexibility: He emphasizes that entrepreneurs should remain flexible and pivot their strategies until they truly understand the velocity of their business, thus avoiding financial crises caused by sticking to erroneous forecasts.
  • Cash Flow as Lifeblood: O'Leary notes that cash preservation is crucial, as cash flow is the lifeblood of any business, and founders must manage their funds carefully in the early stages to ensure survival and growth.
  • Ability to Adapt: His advice aligns with common business wisdom that the ability to adapt to changing circumstances is a key factor in business survival and success, particularly for entrepreneurs who need to continuously assess market and business dynamics.
Fool
8.5
01-29Fool
Shepherd Wealth Management Liquidates Entire Position in Pathward Financial
  • Complete Liquidation: On January 20, 2026, Shepherd Wealth Management disclosed the liquidation of its entire position in Pathward Financial, selling 15,726 shares for an estimated $10.06 million, indicating a significant decrease in the fund's net position and a pessimistic outlook on the company's future prospects.
  • Asset Allocation Shift: Following this transaction, Pathward Financial now represents 0% of the fund's reported AUM, down from 6.7% in the previous quarter, highlighting a major shift in investment strategy that could influence future investment decisions.
  • Underperformance: As of January 20, 2026, Pathward Financial's shares were priced at $74.18, reflecting a 5.16% decline over the past year, underperforming the S&P 500 Index by 17.67 percentage points, raising concerns about its profitability and market position.
  • Strategic Overhaul: Shepherd Wealth Management executed a dramatic portfolio restructuring in Q4 2025, pivoting towards the Invesco Water Resources ETF as its largest holding, suggesting a belief in better opportunities in water infrastructure and nuclear energy, which may reshape its investment strategy and market dynamics.
NASDAQ.COM
2.0
01-23NASDAQ.COM
Pathward (CASH) Q1 2026 Earnings Call Transcript
Wall Street analysts forecast CASH stock price to rise
1 Analyst Rating
Wall Street analysts forecast CASH stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
88.00
Averages
88.00
High
88.00
Current: 0.000
sliders
Low
88.00
Averages
88.00
High
88.00
Piper Sandler
Strong Buy
initiated
$107
AI Analysis
2026-03-12
Reason
Piper Sandler
Price Target
$107
AI Analysis
2026-03-12
initiated
Strong Buy
Reason
Piper Sandler assumed coverage of Pathward Financial with an Overweight rating and $107 price target. The firm notes the company has above-peer returns across its forecast that should drive multiple expansion with shares trading at a below-peer 10-times 2026. Piper believes its estimates may prove conservative and sees more upside risk on further partner wins as accretive to ROA/ EPS and entering a likely strong Q1 tax season.
Keefe Bruyette
Tim Switzer
Market Perform -> Outperform
upgrade
$88 -> $100
2026-01-23
Reason
Keefe Bruyette
Tim Switzer
Price Target
$88 -> $100
2026-01-23
upgrade
Market Perform -> Outperform
Reason
Keefe Bruyette analyst Tim Switzer earlier today upgraded Pathward Financial to Outperform from Market Perform with a price target of $100, up from $88. The stock in morning trading is up 6% to $84.91. Pathward's share underperformance since May has created an "attractive opportunity" to own a company that is among the best positioned in the banking-as-a-service space, the analyst tells investors in a research note. Keefe believes Pathward's credit performance should stabilize in 2026 absent a recession.
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Valuation Metrics

The current forward P/E ratio for Pathward Financial Inc (CASH.O) is 8.50, compared to its 5-year average forward P/E of 9.12. For a more detailed relative valuation and DCF analysis to assess Pathward Financial Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
9.12
Current PE
8.50
Overvalued PE
11.10
Undervalued PE
7.14

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.16
Current PS
1.89
Overvalued PS
2.67
Undervalued PS
1.64

Financials

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Frequently Asked Questions

What is Pathward Financial Inc (CASH) stock price today?

The current price of CASH is 87.97 USD — it has decreased -0.96

What is Pathward Financial Inc (CASH)'s business?

Pathward Financial, Inc. is a financial holding company. The Company operates through its subsidiary Pathward, National Association (the Bank). The Bank operates through three segments: Consumer, Commercial, and Corporate Services/Other. The Consumer segment includes the banking-as-a-service (BaaS) business line, which collaborates with partners to navigate payment and lending needs. The Bank's capabilities range from prepaid cards and deposit accounts to payment processing and consumer lending. The Bank offers a variety of installment and revolving consumer lending products through its credit solutions. The Commercial segment offers a variety of products through its working capital, equipment finance, structured finance, and insurance premium finance lending solutions. The Corporate Services/Other segment includes certain shared services as well as treasury related functions, such as the investment portfolio, warehouse finance, wholesale deposit, and borrowings.

What is the price predicton of CASH Stock?

Wall Street analysts forecast CASH stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CASH is88.00 USD with a low forecast of 88.00 USD and a high forecast of 88.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Pathward Financial Inc (CASH)'s revenue for the last quarter?

Pathward Financial Inc revenue for the last quarter amounts to 135.23M USD, increased 8.90

What is Pathward Financial Inc (CASH)'s earnings per share (EPS) for the last quarter?

Pathward Financial Inc. EPS for the last quarter amounts to 1.57 USD, increased 27.64

How many employees does Pathward Financial Inc (CASH). have?

Pathward Financial Inc (CASH) has 1177 emplpoyees as of March 29 2026.

What is Pathward Financial Inc (CASH) market cap?

Today CASH has the market capitalization of 1.91B USD.