BOTJ Relative Valuation
BOTJ's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, BOTJ is overvalued; if below, it's undervalued.
Historical Valuation
Bank of the James (BOTJ) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Bank of the James (BOTJ) is between to according to relative valuation methord.
Relative Value
Fair Zone
-
Current Price：17.67
Fair
0.00
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Bank of the James. (BOTJ) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Bank of the James. (BOTJ) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
0.00
PS
Bank of the James. (BOTJ) has a current PS of 0.00. The 5-year average PS is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward PS of 0.00 falls within the Strongly Undervalued range.
0.00
P/OCF
Bank of the James. (BOTJ) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Bank of the James. (BOTJ) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Bank of the James (BOTJ) has a current Price-to-Book (P/B) ratio of 1.05. Compared to its 3-year average P/B ratio of 0.94 , the current P/B ratio is approximately 11.78% higher. Relative to its 5-year average P/B ratio of 0.98, the current P/B ratio is about 6.59% higher. Bank of the James (BOTJ) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 13.51%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 13.30% , the current FCF yield is about -100.00% lower.
1.05
P/B
Median3y
0.94
Median5y
0.98
13.28
FCF Yield
Median3y
13.51
Median5y
13.30
Competitors Valuation Multiple
The average P/S ratio for BOTJ's competitors is 0.00, providing a benchmark for relative valuation. Bank of the James Corp (BOTJ) exhibits a P/S ratio of 0.00, which is NaN% above the industry average. Given its robust revenue growth of 9.89%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of BOTJ increased by 12.55% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 18.08 to 22.76.
The secondary factor is the Revenue Growth, contributed 9.89%to the performance.
Overall, the performance of BOTJ in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
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What is the current FCF Yield for Bank of the James (BOTJ) as of Dec 05 2025?
What is the current Forward P/E ratio for Bank of the James (BOTJ) as of Dec 05 2025?