Historical Valuation
Bank of the James (BOTJ) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Bank of the James (BOTJ) is between -- to -- according to relative valuation methord.
Relative Value
Fair Zone
-----
Current Price：18.22
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Bank of the James (BOTJ) has a current Price-to-Book (P/B) ratio of 1.09. Compared to its 3-year average P/B ratio of 0.93 , the current P/B ratio is approximately 17.22% higher. Relative to its 5-year average P/B ratio of 0.99, the current P/B ratio is about 10.93% higher. Bank of the James (BOTJ) has a Forward Free Cash Flow (FCF) yield of approximately 12.70%. Compared to its 3-year average FCF yield of 13.37%, the current FCF yield is approximately -5.01% lower. Relative to its 5-year average FCF yield of 13.52% , the current FCF yield is about -6.04% lower.
P/B
Median3y
0.93
Median5y
0.99
FCF Yield
Median3y
13.37
Median5y
13.52
Competitors Valuation Multiple
AI Analysis for BOTJ
The average P/S ratio for BOTJ competitors is 0.63, providing a benchmark for relative valuation. Bank of the James Corp (BOTJ.O) exhibits a P/S ratio of 0.00, which is -100% above the industry average. Given its robust revenue growth of 9.89%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for BOTJ
1Y
3Y
5Y
Market capitalization of BOTJ increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of BOTJ in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is BOTJ currently overvalued or undervalued?
Bank of the James (BOTJ) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Bank of the James (BOTJ) is between to according to relative valuation methord.
What is Bank of the James (BOTJ) fair value?
BOTJ's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Bank of the James (BOTJ) is between to according to relative valuation methord.
How does BOTJ's valuation metrics compare to the industry average?
The average P/S ratio for BOTJ's competitors is 0.63, providing a benchmark for relative valuation. Bank of the James Corp (BOTJ) exhibits a P/S ratio of 0.00, which is -100.00% above the industry average. Given its robust revenue growth of 9.89%, this premium appears unsustainable.
What is the current P/B ratio for Bank of the James (BOTJ) as of Jan 10 2026?
As of Jan 10 2026, Bank of the James (BOTJ) has a P/B ratio of 1.09. This indicates that the market values BOTJ at 1.09 times its book value.
What is the current FCF Yield for Bank of the James (BOTJ) as of Jan 10 2026?
As of Jan 10 2026, Bank of the James (BOTJ) has a FCF Yield of 12.70%. This means that for every dollar of Bank of the James’s market capitalization, the company generates 12.70 cents in free cash flow.
What is the current Forward P/E ratio for Bank of the James (BOTJ) as of Jan 10 2026?
As of Jan 10 2026, Bank of the James (BOTJ) has a Forward P/E ratio of 0.00. This means the market is willing to pay $0.00 for every dollar of Bank of the James’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Bank of the James (BOTJ) as of Jan 10 2026?
As of Jan 10 2026, Bank of the James (BOTJ) has a Forward P/S ratio of 0.00. This means the market is valuing BOTJ at $0.00 for every dollar of expected revenue over the next 12 months.