Should I Buy BOTJ? BOTJ 2026 Analysis

Should You Buy Bank of the James (BOTJ) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

18.900

1 Day change

52 Week Range

19.000

Analysis Updated At

2026/01/28

Buy BOTJ now for a long-term beginner portfolio, using a staged entry (start now, add on any dip toward ~$18.08 or ~$17.61). Fundamentals are improving meaningfully (strong YoY EPS and net income growth), while technicals suggest only limited near-term upside due to overhead resistance near ~$18.56–$18.86.

Technical Analysis

Price/levels: BOTJ is trading at 18.54, sitting just below near-term resistance (R1 18.562) and below the next resistance zone (R2 18.857). Key supports are 18.084 (pivot) then 17.607 (S1). Momentum: MACD histogram is slightly negative (-0.00867) but contracting, implying bearish pressure is fading rather than accelerating. RSI(6) is 67.9, approaching overbought, which often caps short-term upside. Moving averages are converging, consistent with a consolidation phase rather than a strong trend. Pattern-based short-horizon bias provided: modestly negative next week (-0.55%) and slightly positive next month (+0.31%). Net: technically neutral-to-slightly capped near resistance; better for long-term accumulation than a momentum chase. Intellectia Proprietary Trading Signals - [AI Stock Picker](module://ai_stock_pick): no signal on given stock today. - [SwingMax](module://swingmax): No signal on given stock recently.

Options Data

Positive Catalysts

showed strong profitability growth: net income +38.29% YoY and EPS +38.64% YoY, with revenue +9.89% YoY—supportive of long-term rerating. No major hedge fund or insider selling/buying trend reported (neutral), reducing near-term overhang risk.

Neutral/Negative Catalysts

No news in the recent week, so there are no clear event-driven catalysts to push a breakout. Technically the stock is pressing into resistance around 18.56–18.86 with RSI near overbought, which can lead to short-term stalls or mild pullbacks. Trading trend signals show hedge funds and insiders are neutral, implying limited conviction catalysts from positioning.

Financial Performance

2025/Q3: Revenue 12,094,000 (+9.89% YoY), Net Income 2,752,000 (+38.29% YoY), EPS 0.61 (+38.64% YoY). Overall trend: accelerating earnings growth versus revenue growth, suggesting improving profitability/operating leverage in the latest reported quarter season (2025/Q3).

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No analyst rating or price target change data was provided. BOTJ likely has limited Wall Street coverage, so pros/cons from analysts cannot be reliably summarized from the dataset: pro is improving EPS/net income trajectory; con is the absence of visible Street catalysts/coverage and the stock trading near resistance.

Analyst Rating

Wall Street analysts forecast BOTJ stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for BOTJ is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Buy

Hold

Sell

Current: 18.900

Low

Averages

High