Revenue Breakdown
Composition ()

No data
Revenue Streams
Profitability & Margins
Evaluating the bottom line, Bank of the James maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 27.36%, while the net margin is 22.76%. These profitability ratios, combined with a Return on Equity (ROE) of 10.86%, provide a clear picture of how effectively BOTJ converts its operational activities into shareholder value.
Comparative Benchmarking
In the context of the broader market, BOTJ competes directly with industry leaders such as FUSB and UBCP. With a market capitalization of $84.50M, it holds a leading position in the sector. When comparing efficiency, BOTJ's gross margin of N/A stands against FUSB's N/A and UBCP's N/A. Such benchmarking helps identify whether Bank of the James is trading at a premium or discount relative to its financial performance.