BBVA Relative Valuation
BBVA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, BBVA is overvalued; if below, it's undervalued.
Historical Valuation
Banco Bilbao Vizcaya Argentaria SA (BBVA) is now in the Overvalued zone, suggesting that its current forward PE ratio of 10.31 is considered Overvalued compared with the five-year average of 6.31. The fair price of Banco Bilbao Vizcaya Argentaria SA (BBVA) is between 12.01 to 20.01 according to relative valuation methord. Compared to the current price of 22.63 USD , Banco Bilbao Vizcaya Argentaria SA is Overvalued By 13.12%.
Relative Value
Fair Zone
12.01-20.01
Current Price：22.63
13.12%
Overvalued
10.31
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Banco Bilbao Vizcaya Argentaria SA. (BBVA) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Banco Bilbao Vizcaya Argentaria SA. (BBVA) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
2.95
PS
Banco Bilbao Vizcaya Argentaria SA. (BBVA) has a current PS of 2.95. The 5-year average PS is 1.64. The thresholds are as follows: Strongly Undervalued below 0.90, Undervalued between 0.90 and 1.27, Fairly Valued between 2.00 and 1.27, Overvalued between 2.00 and 2.37, and Strongly Overvalued above 2.37. The current Forward PS of 2.95 falls within the Strongly Overvalued range.
0.00
P/OCF
Banco Bilbao Vizcaya Argentaria SA. (BBVA) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.09. The thresholds are as follows: Strongly Undervalued below -0.73, Undervalued between -0.73 and -0.32, Fairly Valued between 0.50 and -0.32, Overvalued between 0.50 and 0.91, and Strongly Overvalued above 0.91. The current Forward P/OCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/FCF
Banco Bilbao Vizcaya Argentaria SA. (BBVA) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Banco Bilbao Vizcaya Argentaria SA (BBVA) has a current Price-to-Book (P/B) ratio of 1.92. Compared to its 3-year average P/B ratio of 1.12 , the current P/B ratio is approximately 71.40% higher. Relative to its 5-year average P/B ratio of 0.97, the current P/B ratio is about 97.87% higher. Banco Bilbao Vizcaya Argentaria SA (BBVA) has a Forward Free Cash Flow (FCF) yield of approximately 3.12%. Compared to its 3-year average FCF yield of -6.07%, the current FCF yield is approximately -151.37% lower. Relative to its 5-year average FCF yield of 16.56% , the current FCF yield is about -81.15% lower.
1.92
P/B
Median3y
1.12
Median5y
0.97
3.12
FCF Yield
Median3y
-6.07
Median5y
16.56
Competitors Valuation Multiple
The average P/S ratio for BBVA's competitors is 2.49, providing a benchmark for relative valuation. Banco Bilbao Vizcaya Argentaria SA Corp (BBVA) exhibits a P/S ratio of 2.95, which is 18.22% above the industry average. Given its robust revenue growth of 11.34%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of BBVA increased by 134.16% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 4.81 to 11.04.
The secondary factor is the Revenue Growth, contributed 11.34%to the performance.
Overall, the performance of BBVA in the past 1 year is driven by P/E Change. Which is more unsustainable.
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FAQ
Is Banco Bilbao Vizcaya Argentaria SA (BBVA) currently overvalued or undervalued?
What is Banco Bilbao Vizcaya Argentaria SA (BBVA) fair value?
How does BBVA's valuation metrics compare to the industry average?
What is the current P/B ratio for Banco Bilbao Vizcaya Argentaria SA (BBVA) as of Dec 13 2025?
What is the current FCF Yield for Banco Bilbao Vizcaya Argentaria SA (BBVA) as of Dec 13 2025?
What is the current Forward P/E ratio for Banco Bilbao Vizcaya Argentaria SA (BBVA) as of Dec 13 2025?