Historical Valuation
Banco Bilbao Vizcaya Argentaria SA (BBVA) is now in the Overvalued zone, suggesting that its current forward PE ratio of 10.95 is considered Overvalued compared with the five-year average of 6.30. The fair price of Banco Bilbao Vizcaya Argentaria SA (BBVA) is between 12.48 to 20.38 according to relative valuation methord. Compared to the current price of 23.58 USD , Banco Bilbao Vizcaya Argentaria SA is Overvalued By 15.72%.
Relative Value
Fair Zone
12.48-20.38
Current Price：23.58
15.72%
Overvalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Banco Bilbao Vizcaya Argentaria SA (BBVA) has a current Price-to-Book (P/B) ratio of 2.03. Compared to its 3-year average P/B ratio of 1.14 , the current P/B ratio is approximately 78.34% higher. Relative to its 5-year average P/B ratio of 0.98, the current P/B ratio is about 106.86% higher. Banco Bilbao Vizcaya Argentaria SA (BBVA) has a Forward Free Cash Flow (FCF) yield of approximately 3.00%. Compared to its 3-year average FCF yield of -8.29%, the current FCF yield is approximately -136.15% lower. Relative to its 5-year average FCF yield of 14.77% , the current FCF yield is about -79.69% lower.
P/B
Median3y
1.14
Median5y
0.98
FCF Yield
Median3y
-8.29
Median5y
14.77
Competitors Valuation Multiple
AI Analysis for BBVA
The average P/S ratio for BBVA competitors is 2.82, providing a benchmark for relative valuation. Banco Bilbao Vizcaya Argentaria SA Corp (BBVA.N) exhibits a P/S ratio of 3.07, which is 8.61% above the industry average. Given its robust revenue growth of 11.34%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for BBVA
1Y
3Y
5Y
Market capitalization of BBVA increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of BBVA in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is BBVA currently overvalued or undervalued?
Banco Bilbao Vizcaya Argentaria SA (BBVA) is now in the Overvalued zone, suggesting that its current forward PE ratio of 10.95 is considered Overvalued compared with the five-year average of 6.30. The fair price of Banco Bilbao Vizcaya Argentaria SA (BBVA) is between 12.48 to 20.38 according to relative valuation methord. Compared to the current price of 23.58 USD , Banco Bilbao Vizcaya Argentaria SA is Overvalued By 15.72% .
What is Banco Bilbao Vizcaya Argentaria SA (BBVA) fair value?
BBVA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Banco Bilbao Vizcaya Argentaria SA (BBVA) is between 12.48 to 20.38 according to relative valuation methord.
How does BBVA's valuation metrics compare to the industry average?
The average P/S ratio for BBVA's competitors is 2.82, providing a benchmark for relative valuation. Banco Bilbao Vizcaya Argentaria SA Corp (BBVA) exhibits a P/S ratio of 3.07, which is 8.61% above the industry average. Given its robust revenue growth of 11.34%, this premium appears unsustainable.
What is the current P/B ratio for Banco Bilbao Vizcaya Argentaria SA (BBVA) as of Jan 09 2026?
As of Jan 09 2026, Banco Bilbao Vizcaya Argentaria SA (BBVA) has a P/B ratio of 2.03. This indicates that the market values BBVA at 2.03 times its book value.
What is the current FCF Yield for Banco Bilbao Vizcaya Argentaria SA (BBVA) as of Jan 09 2026?
As of Jan 09 2026, Banco Bilbao Vizcaya Argentaria SA (BBVA) has a FCF Yield of 3.00%. This means that for every dollar of Banco Bilbao Vizcaya Argentaria SA’s market capitalization, the company generates 3.00 cents in free cash flow.
What is the current Forward P/E ratio for Banco Bilbao Vizcaya Argentaria SA (BBVA) as of Jan 09 2026?
As of Jan 09 2026, Banco Bilbao Vizcaya Argentaria SA (BBVA) has a Forward P/E ratio of 10.95. This means the market is willing to pay $10.95 for every dollar of Banco Bilbao Vizcaya Argentaria SA’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Banco Bilbao Vizcaya Argentaria SA (BBVA) as of Jan 09 2026?
As of Jan 09 2026, Banco Bilbao Vizcaya Argentaria SA (BBVA) has a Forward P/S ratio of 3.07. This means the market is valuing BBVA at $3.07 for every dollar of expected revenue over the next 12 months.