American International Group Inc (AIG) is not a strong buy at this moment for a beginner investor with a long-term strategy. The stock has shown limited upside potential based on analyst ratings, financial performance, and trading sentiment. While the technical indicators are neutral to slightly positive, the lack of strong catalysts and recent financial underperformance suggest a cautious approach. Holding or waiting for a better entry point would be more prudent.
The MACD is positive and expanding, indicating a slightly bullish momentum. RSI is in the neutral zone at 67.373, suggesting no overbought or oversold conditions. The stock is trading near its resistance level of R1: 78.124, with support at S1: 75.172. Moving averages are converging, indicating no clear trend.

Goldman Sachs recently upgraded AIG to Buy with a price target of $90, citing peer-high earnings growth and strong underwriting position. The stock's valuation is considered attractive by some analysts.
Analyst ratings have been largely neutral with multiple price target reductions. No significant hedge fund or insider trading activity has been observed. The options data shows a balanced sentiment with no strong bullish signals.
In Q4 2025, revenue dropped to $6.55 billion (-8.74% YoY), net income fell to $735 million (-18.15% YoY), and EPS decreased to 1.35 (-6.90% YoY). Gross margin remained unchanged. These figures indicate a challenging financial environment for the company.
Analyst sentiment is mixed to neutral. Recent price target reductions from firms like Barclays, Mizuho, and Morgan Stanley reflect cautious optimism, while Goldman Sachs and UBS have maintained a more positive outlook with higher price targets.