Stock Price & Analysis

Based on the available data and recent market activity, here's a comprehensive analysis of AIG stock:

Technical Analysis

The stock is currently trading at $74.60, showing a slight decline of 0.20% in the last regular trading session. The RSI of 57.44 indicates neutral momentum, while the MACD at 0.30 suggests a slightly bullish trend.

Recent Price Action and Support/Resistance The stock is trading above its 20-day moving average of $73.02, indicating short-term bullish momentum. Based on Fibonacci levels, key support lies at $70.26, with resistance at $75.37 and $76.95.

Fundamental Analysis

Recent Developments

• AIG recently disclosed $70,000 in lobbying expenses for Q4 2024, focusing on tax proposals, data privacy legislation, and climate change issues.
• The company is scheduled to announce Q4 earnings on February 11, with analysts expecting:
  • Non-GAAP EPS of $1.27 (down 29.1% YoY)
  • Full fiscal 2024 adjusted EPS forecast of $4.91

Analyst Sentiment Recent analyst actions show mixed opinions:

• Goldman Sachs downgraded to Hold (PT: $79) on January 8, 2025
• JP Morgan maintains Buy rating (PT: $83)
• Wells Fargo maintains Hold rating (PT: $77)

Investment Recommendation HOLD. While AIG shows stable technical indicators and trades above key moving averages, several factors suggest caution:

1. Recent Goldman Sachs downgrade citing concerns about Commercial Lines loss ratio
2. Upcoming earnings expected to show significant YoY decline
3. Current price ($74.60) is near resistance levels

Based on the provided data and recent market analysis, here is the price prediction for AIG stock in 2025:

AIG stock is expected to reach $84.31 by end of 2025, representing a 13% upside from current levels, driven by strong underwriting performance and continued share buybacks. However, Goldman Sachs recently downgraded AIG with a more conservative price target of $79 due to concerns about deteriorating Commercial Lines loss ratios.

The most likely scenario puts AIG in the $79-84 range by year-end 2025, supported by the company's $5+ billion planned share repurchases and projected EPS growth to $5.35.

The S1 support level for AIG Stock is $70.33 ,The R1 resistant level for AIG Stock is $75.45.

As of the end of day on 2025-01-24, the price of AIG Stock was $73.78.

The target price for AIG Stock according to analyst rating is 84.07, with the highest price target at 90.00 and the lowest at 77.00. Analysts have a Moderate Buy rating on AIG Stock overall.

The market cap of AIG is $46.0B.

Based on the provided data and market context, here's a concise analysis of AIG's valuation:

Valuation Analysis AIG currently trades at a P/E ratio of 13.47x (Q3 2024), which is below its recent historical range, suggesting potential undervaluation. The EV/EBITDA of 7.27x also indicates reasonable pricing compared to industry peers.

Recent Performance The stock closed at $74.60 on January 23, 2025, showing a slight decline of -0.20% in regular trading. AIG has gained nearly 11% over the past year, though underperforming compared to the broader financial sector.

Analyst Consensus Recent analyst actions show mixed sentiment. Goldman Sachs downgraded AIG from Buy to Hold with a price target of $79 on January 8, 2025, citing concerns about Commercial Lines loss ratio deterioration. However, JP Morgan maintains a Buy rating with an $83 target, highlighting "outsized" earnings growth potential.

Upcoming Catalysts AIG is scheduled to report Q4 earnings on February 11, 2025. Analysts expect EPS of $1.27, down 29.1% year-over-year. For fiscal 2024, adjusted EPS is projected at $4.91, representing a 27.7% decline from 2023.

Conclusion At current levels, AIG appears fairly valued rather than overvalued, considering:

• Trading below historical P/E multiples
• Strong institutional buying interest (421 institutions adding positions)
• Mean analyst price target of $84.31 implying 13% upside
• Solid dividend yield of 2.08%
• Robust capital position with 17.9% debt-to-capital ratio

American International Group, Inc. (AIG) is a global insurance company. The Company provides insurance solutions that help businesses and individuals in approximately 190 countries and jurisdictions protect their assets and manage risks through AIG operations and network partners. The Company operates through three segments: General Insurance, Life and Retirement, and Other Operations. Its General Insurance segment consists of two segments: North America and International. Its Life and Retirement segment consists of four segments: Individual Retirement, Group Retirement, Life Insurance and Institutional Markets. Its North America and International segments consist of two product categories: Commercial Lines, which consists of Liability, Financial Lines, Property and Global Specialty, and Personal Insurance, which consists of Personal Lines, and Accident and Health. Its individual retirement consists of fixed annuities, fixed index annuities and variable annuities.

Based on the provided data and recent analyst reports, here is a concise 2030 price prediction for AIG stock:

AIG stock is projected to reach $125-130 by 2030, driven by its successful transition to a standalone P&C insurer after divesting its CRBG unit which promotes better valuation and capital flexibility. The company's strong commercial lines pricing power (currently +7% in North America) and improving combined ratio trends support this long-term target, though Goldman Sachs recently expressed concerns about potential deterioration in Commercial Lines loss ratios.

The stock's current technical indicators showing RSI at 57.44 and positive MACD of 0.30 suggest a healthy upward momentum that could help achieve this price target, supported by institutional investors' continued interest with 421 funds adding positions recently.

AIG has a total of 25200 employees.