AFL Relative Valuation
AFL's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, AFL is overvalued; if below, it's undervalued.
Historical Valuation
Aflac Inc (AFL) is now in the Overvalued zone, suggesting that its current forward PE ratio of 15.69 is considered Overvalued compared with the five-year average of 12.47. The fair price of Aflac Inc (AFL) is between 78.03 to 102.15 according to relative valuation methord. Compared to the current price of 113.79 USD , Aflac Inc is Overvalued By 11.39%.
Relative Value
Fair Zone
78.03-102.15
Current Price：113.79
11.39%
Overvalued
15.81
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Aflac Inc. (AFL) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is -24.18. The thresholds are as follows: Strongly Undervalued below -188.17, Undervalued between -188.17 and -106.18, Fairly Valued between 57.81 and -106.18, Overvalued between 57.81 and 139.81, and Strongly Overvalued above 139.81. The current Forward EV/EBITDA of 0.00 falls within the Historic Trend Line -Fairly Valued range.
13.99
EV/EBIT
Aflac Inc. (AFL) has a current EV/EBIT of 13.99. The 5-year average EV/EBIT is 10.84. The thresholds are as follows: Strongly Undervalued below 7.22, Undervalued between 7.22 and 9.03, Fairly Valued between 12.65 and 9.03, Overvalued between 12.65 and 14.46, and Strongly Overvalued above 14.46. The current Forward EV/EBIT of 13.99 falls within the Overvalued range.
114.61
PS
Aflac Inc. (AFL) has a current PS of 114.61. The 5-year average PS is 3.59. The thresholds are as follows: Strongly Undervalued below -18.40, Undervalued between -18.40 and -7.41, Fairly Valued between 14.59 and -7.41, Overvalued between 14.59 and 25.58, and Strongly Overvalued above 25.58. The current Forward PS of 114.61 falls within the Strongly Overvalued range.
0.00
P/OCF
Aflac Inc. (AFL) has a current P/OCF of 0.00. The 5-year average P/OCF is 4.48. The thresholds are as follows: Strongly Undervalued below -7.93, Undervalued between -7.93 and -1.72, Fairly Valued between 10.69 and -1.72, Overvalued between 10.69 and 16.89, and Strongly Overvalued above 16.89. The current Forward P/OCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/FCF
Aflac Inc. (AFL) has a current P/FCF of 0.00. The 5-year average P/FCF is 11.37. The thresholds are as follows: Strongly Undervalued below -13.76, Undervalued between -13.76 and -1.20, Fairly Valued between 23.93 and -1.20, Overvalued between 23.93 and 36.50, and Strongly Overvalued above 36.50. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.
Aflac Inc (AFL) has a current Price-to-Book (P/B) ratio of 2.09. Compared to its 3-year average P/B ratio of 2.14 , the current P/B ratio is approximately -2.64% higher. Relative to its 5-year average P/B ratio of 1.76, the current P/B ratio is about 18.53% higher. Aflac Inc (AFL) has a Forward Free Cash Flow (FCF) yield of approximately 0.04%. Compared to its 3-year average FCF yield of 6.28%, the current FCF yield is approximately -99.31% lower. Relative to its 5-year average FCF yield of 9.59% , the current FCF yield is about -99.55% lower.
2.10
P/B
Median3y
2.14
Median5y
1.76
0.04
FCF Yield
Median3y
6.28
Median5y
9.59
Competitors Valuation Multiple
The average P/S ratio for AFL's competitors is 101.30, providing a benchmark for relative valuation. Aflac Inc Corp (AFL) exhibits a P/S ratio of 114.61, which is 13.14% above the industry average. Given its robust revenue growth of 60.73%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of AFL increased by 1.10% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 1.21 to 14.93.
The secondary factor is the Revenue Growth, contributed 60.73%to the performance.
Overall, the performance of AFL in the past 1 year is driven by P/E Change. Which is more unsustainable.
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FAQ
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