Why Stablecoins Matter More to Wall Street Than Other Crypto Tokens
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 17 2025
0mins
Should l Buy V?
Source: Benzinga
Stablecoins and Institutional Interest: Stablecoins are gaining significant attention from Wall Street as they address inefficiencies in payment processing and have become integral to U.S. government financing, with major issuers holding substantial amounts of Treasury bills.
Impact on Traditional Banking: The rise of stablecoins poses a competitive threat to traditional banks by offering deposit-like functionalities without the need for bank relationships, potentially constraining banks' lending capacities and profitability.
Regulatory Developments: The introduction of the GENIUS Act has provided a regulatory framework for stablecoins, which is expected to attract institutional capital and drive market capitalization significantly, as compliance becomes easier for financial institutions.
Future Market Dynamics: The stablecoin market is projected to grow further, with potential competition from central bank digital currencies and major retailers launching their own tokens, indicating a shift towards mainstream adoption and integration into financial systems.
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Analyst Views on V
Wall Street analysts forecast V stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for V is 406.59 USD with a low forecast of 330.00 USD and a high forecast of 450.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
25 Analyst Rating
23 Buy
2 Hold
0 Sell
Strong Buy
Current: 329.240
Low
330.00
Averages
406.59
High
450.00
Current: 329.240
Low
330.00
Averages
406.59
High
450.00
About V
Visa Inc. is a global payments technology company. It facilitates global commerce and money movement across more than 200 countries and territories among a global set of consumers, merchants, financial institutions and government entities through technologies. It operates through the Payment Services segment. It provides transaction processing services (primarily authorization, clearing and settlement) to its financial institution and merchant clients through VisaNet, its proprietary advanced transaction processing network. It offers a range of Visa-branded payment products that its clients, including nearly 14,500 financial institutions, use to develop and offer payment solutions or services, including credit, debit, prepaid and cash access programs for individual, business and government account holders. It also provides value-added services to its clients, including issuing solutions, acceptance solutions, risk and identity solutions, open banking solutions and advisory services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Earnings Beat: Visa's quarterly earnings report on January 29 showed earnings of $3.17 per share, exceeding the consensus estimate of $3.14, with quarterly revenue reaching $10.9 billion, indicating strong performance and demand in the payments industry.
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