Wealthy Families Reflect on Estate Gifting
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1 hour ago
0mins
Should l Buy NTRS?
Source: CNBC
- Estate Tax Changes: Following the passage of the One Big Beautiful Bill Act, the estate tax exemption increased from $7 million to $15 million, prompting many wealthy families to accelerate gifts before the deadline, leading to regrets about over-gifting and impacting their financial security.
- Trust Loan Risks: Parents considering loans from trusts to reclaim gifted assets face potential tax risks, as the IRS may classify trust assets as part of the parents' taxable estate, particularly if they cannot repay the loan, which could jeopardize their financial stability.
- Pressure from Asset Appreciation: As gifted assets significantly appreciate, some parents feel financial strain, especially when their children's wealth surpasses their own, intensifying feelings of regret over wealth transfers and affecting family dynamics.
- Increasing Inheritance Disputes: With rising family wealth, inheritance disputes are becoming more common, highlighting emotional and financial conflicts between parents and children, prompting advice for parents to incorporate flexibility in estate planning to mitigate future conflicts.
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Analyst Views on NTRS
Wall Street analysts forecast NTRS stock price to fall
11 Analyst Rating
2 Buy
8 Hold
1 Sell
Hold
Current: 141.410
Low
97.50
Averages
108.65
High
128.00
Current: 141.410
Low
97.50
Averages
108.65
High
128.00
About NTRS
Northern Trust Corporation is a provider of wealth management, asset servicing, asset management and banking to corporations, institutions, affluent families and individuals. The Company’s segments include Asset Servicing and Wealth Management. Asset Servicing is a global provider of asset servicing and related services to corporate and public retirement funds, foundations, endowments, fund managers, insurance companies, sovereign wealth funds, and other institutional investors around the globe. Asset servicing and related services encompass a full range of capabilities, including custody, fund administration, investment operations outsourcing, investment management, investment risk and analytical services, securities lending, and others. Wealth Management provides trust, investment management, custody, and philanthropic services; financial consulting; guardianship and estate administration; family business consulting; family financial education; brokerage services; and others.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Wealthy Families Reflect on Estate Gifting
- Estate Tax Changes: Following the passage of the One Big Beautiful Bill Act, the estate tax exemption increased from $7 million to $15 million, prompting many wealthy families to accelerate gifts before the deadline, leading to regrets about over-gifting and impacting their financial security.
- Trust Loan Risks: Parents considering loans from trusts to reclaim gifted assets face potential tax risks, as the IRS may classify trust assets as part of the parents' taxable estate, particularly if they cannot repay the loan, which could jeopardize their financial stability.
- Pressure from Asset Appreciation: As gifted assets significantly appreciate, some parents feel financial strain, especially when their children's wealth surpasses their own, intensifying feelings of regret over wealth transfers and affecting family dynamics.
- Increasing Inheritance Disputes: With rising family wealth, inheritance disputes are becoming more common, highlighting emotional and financial conflicts between parents and children, prompting advice for parents to incorporate flexibility in estate planning to mitigate future conflicts.
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Financial Performance: BNY Mellon reported record revenues of $20.1 billion in 2025, with a net income of approximately $5.3 billion, while Northern Trust also showed solid results, with a 9% increase in net interest income, reflecting the benefits of higher short-term interest rates.
Investment Strategies: Both banks are investing in technology upgrades, including AI and digital custody, to enhance their services, although they face risks from potential drops in interest rates or prolonged market downturns that could pressure revenue streams.
Stock Recommendations: Analysts suggest that BNY Mellon is more exciting due to its faster earnings growth and aggressive buybacks, while Northern Trust is viewed as a steadier option with higher dividend yields, appealing to investors seeking income and lower volatility.
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Northern Trust Selected by Moorstone for Fund Administration Services
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- Comprehensive Solutions: Utilizing the Omnium® platform, Northern Trust offers a full suite of solutions including middle office services and financial and regulatory reporting, aimed at enhancing operational efficiency for alternative asset managers.
- Client Trust and Value: Timothy Schmidt, COO of Moorstone, emphasized that choosing Northern Trust was due to its deep industry experience and collaborative approach, which will support their long-term growth and value creation for investment partners.
- Industry Leadership: As a leading provider of wealth management and asset servicing, Northern Trust manages $18.7 trillion in assets, showcasing its exceptional position and innovative capabilities in the financial services industry.
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Northern Trust to Host Q1 2026 Earnings Call and Annual Meeting
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- Annual Meeting Live Stream: The annual stockholders' meeting will also be held on the same day at 10:30 a.m. CT, with a live webcast available to facilitate shareholder participation and discussions on governance and strategic direction.
- Webcast Replays: Both webcasts will be available for replay for approximately four weeks post-event, ensuring that investors who cannot attend live can still access critical information, thereby enhancing transparency and shareholder engagement.
- Company Background: Founded in 1889, Northern Trust is a leading provider of wealth management and asset servicing, with $1.8 trillion in assets under management as of December 31, 2025, underscoring its industry leadership and commitment to exceptional service.
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- Expanded Service Capabilities: Through Datum One Series Trust, Northern Trust provides First Sentier Group with a comprehensive suite of asset servicing solutions, including custody, fund accounting, and legal compliance support, which will enhance First Sentier's competitiveness in the U.S. market and optimize fund operations.
- Market Access Advantage: Northern Trust's global asset management experience and U.S. mutual fund expertise offer First Sentier an efficient entry point into the market, expected to enhance the appeal of its mutual fund products while reducing operational costs, thereby driving business growth.
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- Index Fund Launch: NT Global Advisors, Inc. launched index funds in Canada, leveraging 50 years of experience managing US$941 billion in passive assets globally to meet institutional investors' demand for precise market exposure and cost-efficient investment strategies.
- Market Demand Response: The new funds incorporate ESG-integrated index methodologies, aiming to provide Canadian asset owners with a full spectrum of investment capabilities, thereby reinforcing Northern Trust's strategic relevance in complex investment landscapes.
- Long-Term Commitment: Northern Trust's 35-year presence in Canada not only reflects its commitment to the market but also supports clients navigating increasingly complex investment and operational environments through local expertise and global capabilities.
See More
Wealthy Families Reflect on Estate Gifting
- Estate Tax Changes: Following the passage of the One Big Beautiful Bill Act, the estate tax exemption increased from $7 million to $15 million, prompting many wealthy families to accelerate gifts before the deadline, leading to regrets about over-gifting and impacting their financial security.
- Trust Loan Risks: Parents considering loans from trusts to reclaim gifted assets face potential tax risks, as the IRS may classify trust assets as part of the parents' taxable estate, particularly if they cannot repay the loan, which could jeopardize their financial stability.
- Pressure from Asset Appreciation: As gifted assets significantly appreciate, some parents feel financial strain, especially when their children's wealth surpasses their own, intensifying feelings of regret over wealth transfers and affecting family dynamics.
- Increasing Inheritance Disputes: With rising family wealth, inheritance disputes are becoming more common, highlighting emotional and financial conflicts between parents and children, prompting advice for parents to incorporate flexibility in estate planning to mitigate future conflicts.
See More
BNY Mellon and Northern Trust Offer Rewards to Patient Investors
Custodian Banks Overview: Custodian banks like BNY Mellon and Northern Trust play a crucial role in the financial system by safeguarding assets for institutions and managing settlements, record-keeping, and reporting, which keeps assets organized and secure.
Financial Performance: BNY Mellon reported record revenues of $20.1 billion in 2025, with a net income of approximately $5.3 billion, while Northern Trust also showed solid results, with a 9% increase in net interest income, reflecting the benefits of higher short-term interest rates.
Investment Strategies: Both banks are investing in technology upgrades, including AI and digital custody, to enhance their services, although they face risks from potential drops in interest rates or prolonged market downturns that could pressure revenue streams.
Stock Recommendations: Analysts suggest that BNY Mellon is more exciting due to its faster earnings growth and aggressive buybacks, while Northern Trust is viewed as a steadier option with higher dividend yields, appealing to investors seeking income and lower volatility.
See More
Northern Trust Selected by Moorstone for Fund Administration Services
- Service Agreement: Northern Trust Hedge Fund Services has been selected to provide middle office services and fund administration to Moorstone, L.P., highlighting its influence in the global commodity supply chain investment sector.
- Comprehensive Solutions: Utilizing the Omnium® platform, Northern Trust offers a full suite of solutions including middle office services and financial and regulatory reporting, aimed at enhancing operational efficiency for alternative asset managers.
- Client Trust and Value: Timothy Schmidt, COO of Moorstone, emphasized that choosing Northern Trust was due to its deep industry experience and collaborative approach, which will support their long-term growth and value creation for investment partners.
- Industry Leadership: As a leading provider of wealth management and asset servicing, Northern Trust manages $18.7 trillion in assets, showcasing its exceptional position and innovative capabilities in the financial services industry.
See More
Northern Trust to Host Q1 2026 Earnings Call and Annual Meeting
- Earnings Call Schedule: Northern Trust Corporation will host its Q1 2026 earnings conference call on April 21, 2026, at 8:00 a.m. CT, coinciding with the release of its earnings report, which will provide insights into the company's financial performance and future outlook.
- Annual Meeting Live Stream: The annual stockholders' meeting will also be held on the same day at 10:30 a.m. CT, with a live webcast available to facilitate shareholder participation and discussions on governance and strategic direction.
- Webcast Replays: Both webcasts will be available for replay for approximately four weeks post-event, ensuring that investors who cannot attend live can still access critical information, thereby enhancing transparency and shareholder engagement.
- Company Background: Founded in 1889, Northern Trust is a leading provider of wealth management and asset servicing, with $1.8 trillion in assets under management as of December 31, 2025, underscoring its industry leadership and commitment to exceptional service.
See More
First Sentier Group Moves U.S. Mutual Funds to Northern Trust's Datum One Series Trust
- Deepening Partnership: First Sentier Group has transitioned two U.S. mutual funds to Northern Trust's Datum One Series Trust, further solidifying their long-standing collaboration in the U.S. private funds market since 2006, highlighting strategic synergies in global asset management.
- Expanded Service Capabilities: Through Datum One Series Trust, Northern Trust provides First Sentier Group with a comprehensive suite of asset servicing solutions, including custody, fund accounting, and legal compliance support, which will enhance First Sentier's competitiveness in the U.S. market and optimize fund operations.
- Market Access Advantage: Northern Trust's global asset management experience and U.S. mutual fund expertise offer First Sentier an efficient entry point into the market, expected to enhance the appeal of its mutual fund products while reducing operational costs, thereby driving business growth.
- Asset Management Scale: As of December 31, 2025, First Sentier Group manages a total of $137.3 billion in assets, demonstrating its strong influence in global and regional markets, further solidifying its position in the asset management industry.
See More
Northern Trust Launches Index Funds for Canadian Investors
- Asset Management Growth: Northern Trust reported over CAD$90 billion in additional assets under custody in 2025, indicating strong business momentum in Canada as clients increasingly seek its global custody and investment accounting solutions.
- Index Fund Launch: NT Global Advisors, Inc. launched index funds in Canada, leveraging 50 years of experience managing US$941 billion in passive assets globally to meet institutional investors' demand for precise market exposure and cost-efficient investment strategies.
- Market Demand Response: The new funds incorporate ESG-integrated index methodologies, aiming to provide Canadian asset owners with a full spectrum of investment capabilities, thereby reinforcing Northern Trust's strategic relevance in complex investment landscapes.
- Long-Term Commitment: Northern Trust's 35-year presence in Canada not only reflects its commitment to the market but also supports clients navigating increasingly complex investment and operational environments through local expertise and global capabilities.
See More
