UWM Holdings to Announce Q4 Earnings on February 25
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1 hour ago
0mins
Should l Buy UWMC?
Source: seekingalpha
- Earnings Announcement: UWM Holdings (UWMC) is set to announce its Q4 earnings on February 25 before market open, with consensus EPS estimate at $0.09 and revenue at $759.12 million, reflecting a 35.5% year-over-year growth, which will provide critical insights into the company's financial health.
- Historical Performance Review: Over the past two years, UWM Holdings has beaten EPS estimates 38% of the time and revenue estimates 63% of the time, indicating a relative stability in financial forecasting that may bolster market confidence in its future performance.
- Estimate Revision Dynamics: In the last three months, EPS estimates have seen three upward revisions and two downward adjustments, while revenue estimates have experienced one upward and one downward revision, reflecting varying market perspectives on the company's future performance, which could influence investor decisions.
- Market Environment Impact: The earnings release comes at a critical juncture for the housing market's recovery, and despite facing uncertainties, the company's performance may impact its stock price volatility, prompting investors to closely monitor the upcoming earnings report to assess future investment opportunities.
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Analyst Views on UWMC
Wall Street analysts forecast UWMC stock price to rise
7 Analyst Rating
2 Buy
5 Hold
0 Sell
Moderate Buy
Current: 4.530
Low
5.00
Averages
6.54
High
10.00
Current: 4.530
Low
5.00
Averages
6.54
High
10.00
About UWMC
UWM Holdings Corporation, through its subsidiaries, is engaged in the origination, sale and servicing of residential mortgage loans throughout the United States. The Company originates primarily conforming and government loans across all 50 states and the District of Columbia. It operates in a single segment and is engaged in the origination, sale and servicing of residential mortgage loans, exclusively in the wholesale channel. It is focused on originating conventional, agency-eligible loans that can be sold to Fannie Mae, Freddie Mac or transferred to Ginnie Mae pools for sale in the secondary market. Its conventional agency-conforming loans meet the general underwriting guidelines established by Fannie Mae and Freddie Mac. Easiest Application System Ever is its primary LOS that allows clients to interact with the Company and to select products, lock rates and run the Automated Underwriting System. Blink+ is its client facing point of sale system white-labeled for its clients.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
UWM Holdings to Announce Q4 Earnings on February 25
- Earnings Announcement: UWM Holdings (UWMC) is set to announce its Q4 earnings on February 25 before market open, with consensus EPS estimate at $0.09 and revenue at $759.12 million, reflecting a 35.5% year-over-year growth, which will provide critical insights into the company's financial health.
- Historical Performance Review: Over the past two years, UWM Holdings has beaten EPS estimates 38% of the time and revenue estimates 63% of the time, indicating a relative stability in financial forecasting that may bolster market confidence in its future performance.
- Estimate Revision Dynamics: In the last three months, EPS estimates have seen three upward revisions and two downward adjustments, while revenue estimates have experienced one upward and one downward revision, reflecting varying market perspectives on the company's future performance, which could influence investor decisions.
- Market Environment Impact: The earnings release comes at a critical juncture for the housing market's recovery, and despite facing uncertainties, the company's performance may impact its stock price volatility, prompting investors to closely monitor the upcoming earnings report to assess future investment opportunities.
See More
Ishbia Mat Sells Shares in UPREMIUM
- Share Sale: On February 19, 2026, Ishbia Mat sold 1,898,622 shares of UPREMIUM, raising concerns about his confidence in the company's future as a 10% owner, director, president, and CEO.
- Market Reaction: This large-scale share sale may trigger negative market reactions to UPREMIUM's stock price, as investors might worry about management's outlook on the company, potentially undermining shareholder confidence.
- Ownership Change: Ishbia Mat's sale reduces his ownership stake in UPREMIUM, which could lead to a reevaluation of the company's governance structure and impact its future financing capabilities.
- Strategic Implications: This move may be interpreted as a signal regarding UPREMIUM's future strategic direction, prompting investors to closely monitor subsequent management decisions and company performance.
See More
Mortgage Rates Drop to 5.99%, Boosting Buyer Power
- Mortgage Rate Decline: The average 30-year fixed mortgage rate fell to 5.99% on Monday, matching its lowest level since 2022 and down from 6.89% a year ago, which is expected to incite more refinancing applications reflecting a positive market response to lower rates.
- Surge in Refinancing Applications: According to the Mortgage Bankers Association, refinancing applications are currently 130% higher than last year, indicating increased borrower sensitivity to lower rates, which could drive overall market activity.
- Increased Buyer Power: For a median-priced home of $400,000 with a 20% down payment, monthly payments have decreased from $2,105 last year to $1,916, a difference of $189, which, while seemingly small, allows more borrowers to qualify for loans, thus boosting market demand.
- Potential Increase in Buyers: The chief economist of the National Association of Realtors noted that approximately 550,000 new buyers could enter the market this year, although most newly qualifying households may not act immediately, yet this could positively impact the spring housing market.
See More
UWM Holdings CEO Sells Nearly 1.9 Million Shares
- Transaction Overview: Mat Ishbia, CEO of UWM Holdings, sold 1,898,622 shares of common stock through three open-market transactions from February 10 to 12, 2026, totaling nearly $9 million, highlighting the necessity for liquidity management.
- Impact on Holdings: The sale impacted 47.80% of Ishbia's holdings, with the number sold slightly above the recent median, indicating a significant reduction in remaining shares that could affect future decision-making.
- Trading Plan Context: All shares were sold under a Rule 10b5-1 pre-arranged trading plan, indicating that these transactions were scheduled in advance, which underscores the company's focus on liquidity management and reduces the likelihood of discretionary trading.
- Market Outlook: UWM Holdings' stock price has fallen nearly 50% over the past five years, and despite recent Fed rate cuts, low loan volumes in the mortgage market may continue to impact company performance, prompting investors to watch the upcoming Q4 FY 2025 earnings report for insights into future financial directions.
See More
UWM Holdings CEO Sells 1.9 Million Shares for $9 Million
- Transaction Overview: Mat Ishbia, CEO of UWM Holdings, sold 1,898,622 shares of common stock across three open-market transactions from February 10 to 12, 2026, totaling nearly $9 million, reflecting his liquidity management strategy amidst market challenges.
- Shareholding Changes: Post-transaction, Ishbia's direct ownership decreased to 279,989 shares and indirect ownership to 1,793,651 shares, with a significant 47.80% reduction in holdings, indicating a cautious approach towards future market uncertainties.
- Market Reaction: Although the trades were executed under a pre-arranged 10b5-1 plan, UWM Holdings' stock has plummeted nearly 50% over the past five years, potentially undermining investor confidence, particularly in the context of a sluggish mortgage market.
- Future Outlook: Investors should monitor the upcoming Q4 FY 2025 earnings report scheduled for February 25, 2026, to gauge the company's financial trajectory, especially as analysts have excluded UWM Holdings from their recommended stocks, reflecting a cautious market sentiment.
See More
UWM Holdings CEO Mat Ishbia Sells Nearly 1.9 Million Shares
- Share Sale Details: UWM Holdings CEO Mat Ishbia sold 1,898,622 shares of common stock indirectly between February 10 and 12, 2026, for approximately $9 million, based on a weighted average price of $4.74 per share, resulting in a 47.80% reduction in total holdings.
- Holding Changes: Despite the significant reduction in indirect holdings, Ishbia's direct holdings remained unchanged at 279,989 shares, indicating his continued confidence in the company's future prospects.
- Market Performance Analysis: UWM Holdings shares have struggled, falling nearly 50% over the past five years, and with low loan volumes in the mortgage market despite recent Fed rate cuts, the company's performance may continue to be challenged, prompting investors to watch the upcoming Q4 FY 2025 earnings report on February 25, 2026.
- Investor Advisory: Analysts have noted that UWM Holdings was not included in the current list of top investment stocks, reflecting a cautious market sentiment regarding its future performance, suggesting that investors should carefully assess the company's financial health before making any purchases.
See More
UWM Holdings to Announce Q4 Earnings on February 25
- Earnings Announcement: UWM Holdings (UWMC) is set to announce its Q4 earnings on February 25 before market open, with consensus EPS estimate at $0.09 and revenue at $759.12 million, reflecting a 35.5% year-over-year growth, which will provide critical insights into the company's financial health.
- Historical Performance Review: Over the past two years, UWM Holdings has beaten EPS estimates 38% of the time and revenue estimates 63% of the time, indicating a relative stability in financial forecasting that may bolster market confidence in its future performance.
- Estimate Revision Dynamics: In the last three months, EPS estimates have seen three upward revisions and two downward adjustments, while revenue estimates have experienced one upward and one downward revision, reflecting varying market perspectives on the company's future performance, which could influence investor decisions.
- Market Environment Impact: The earnings release comes at a critical juncture for the housing market's recovery, and despite facing uncertainties, the company's performance may impact its stock price volatility, prompting investors to closely monitor the upcoming earnings report to assess future investment opportunities.
See More
Ishbia Mat Sells Shares in UPREMIUM
- Share Sale: On February 19, 2026, Ishbia Mat sold 1,898,622 shares of UPREMIUM, raising concerns about his confidence in the company's future as a 10% owner, director, president, and CEO.
- Market Reaction: This large-scale share sale may trigger negative market reactions to UPREMIUM's stock price, as investors might worry about management's outlook on the company, potentially undermining shareholder confidence.
- Ownership Change: Ishbia Mat's sale reduces his ownership stake in UPREMIUM, which could lead to a reevaluation of the company's governance structure and impact its future financing capabilities.
- Strategic Implications: This move may be interpreted as a signal regarding UPREMIUM's future strategic direction, prompting investors to closely monitor subsequent management decisions and company performance.
See More
Mortgage Rates Drop to 5.99%, Boosting Buyer Power
- Mortgage Rate Decline: The average 30-year fixed mortgage rate fell to 5.99% on Monday, matching its lowest level since 2022 and down from 6.89% a year ago, which is expected to incite more refinancing applications reflecting a positive market response to lower rates.
- Surge in Refinancing Applications: According to the Mortgage Bankers Association, refinancing applications are currently 130% higher than last year, indicating increased borrower sensitivity to lower rates, which could drive overall market activity.
- Increased Buyer Power: For a median-priced home of $400,000 with a 20% down payment, monthly payments have decreased from $2,105 last year to $1,916, a difference of $189, which, while seemingly small, allows more borrowers to qualify for loans, thus boosting market demand.
- Potential Increase in Buyers: The chief economist of the National Association of Realtors noted that approximately 550,000 new buyers could enter the market this year, although most newly qualifying households may not act immediately, yet this could positively impact the spring housing market.
See More
UWM Holdings CEO Sells Nearly 1.9 Million Shares
- Transaction Overview: Mat Ishbia, CEO of UWM Holdings, sold 1,898,622 shares of common stock through three open-market transactions from February 10 to 12, 2026, totaling nearly $9 million, highlighting the necessity for liquidity management.
- Impact on Holdings: The sale impacted 47.80% of Ishbia's holdings, with the number sold slightly above the recent median, indicating a significant reduction in remaining shares that could affect future decision-making.
- Trading Plan Context: All shares were sold under a Rule 10b5-1 pre-arranged trading plan, indicating that these transactions were scheduled in advance, which underscores the company's focus on liquidity management and reduces the likelihood of discretionary trading.
- Market Outlook: UWM Holdings' stock price has fallen nearly 50% over the past five years, and despite recent Fed rate cuts, low loan volumes in the mortgage market may continue to impact company performance, prompting investors to watch the upcoming Q4 FY 2025 earnings report for insights into future financial directions.
See More
UWM Holdings CEO Sells 1.9 Million Shares for $9 Million
- Transaction Overview: Mat Ishbia, CEO of UWM Holdings, sold 1,898,622 shares of common stock across three open-market transactions from February 10 to 12, 2026, totaling nearly $9 million, reflecting his liquidity management strategy amidst market challenges.
- Shareholding Changes: Post-transaction, Ishbia's direct ownership decreased to 279,989 shares and indirect ownership to 1,793,651 shares, with a significant 47.80% reduction in holdings, indicating a cautious approach towards future market uncertainties.
- Market Reaction: Although the trades were executed under a pre-arranged 10b5-1 plan, UWM Holdings' stock has plummeted nearly 50% over the past five years, potentially undermining investor confidence, particularly in the context of a sluggish mortgage market.
- Future Outlook: Investors should monitor the upcoming Q4 FY 2025 earnings report scheduled for February 25, 2026, to gauge the company's financial trajectory, especially as analysts have excluded UWM Holdings from their recommended stocks, reflecting a cautious market sentiment.
See More
UWM Holdings CEO Mat Ishbia Sells Nearly 1.9 Million Shares
- Share Sale Details: UWM Holdings CEO Mat Ishbia sold 1,898,622 shares of common stock indirectly between February 10 and 12, 2026, for approximately $9 million, based on a weighted average price of $4.74 per share, resulting in a 47.80% reduction in total holdings.
- Holding Changes: Despite the significant reduction in indirect holdings, Ishbia's direct holdings remained unchanged at 279,989 shares, indicating his continued confidence in the company's future prospects.
- Market Performance Analysis: UWM Holdings shares have struggled, falling nearly 50% over the past five years, and with low loan volumes in the mortgage market despite recent Fed rate cuts, the company's performance may continue to be challenged, prompting investors to watch the upcoming Q4 FY 2025 earnings report on February 25, 2026.
- Investor Advisory: Analysts have noted that UWM Holdings was not included in the current list of top investment stocks, reflecting a cautious market sentiment regarding its future performance, suggesting that investors should carefully assess the company's financial health before making any purchases.
See More
