Peoples Bancorp raises quarterly dividend to 20c from 19c

Written by Emily J. Thompson, Senior Investment Analyst

Updated: Feb 21 2025

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Dividend Declaration: Peoples Bancorp of North Carolina announced a cash dividend of 20 cents per share for Q1, an increase from the previous quarter's 19 cents.
Payment Details: The dividend will be paid on March 14 to shareholders who are on record as of March 3.

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About PEBK

Peoples Bancorp of North Carolina, Inc. serves as the holding company for Peoples Bank (the Bank). The Bank is a state-chartered commercial bank. The Bank has a diversified loan portfolio, with no foreign loans and few agricultural loans. It originates commercial real estate loans, commercial loans, construction and land development loans, and residential mortgage loans. The Bank has four subsidiaries: Peoples Investment Services, Inc., Real Estate Advisory Services, Inc., Community Bank Real Estate Solutions, LLC and PB Real Estate Holdings, LLC. Peoples Investment Services, Inc. provides the Bank’s customers with access to investment counseling and non-deposit investment products. Real Estate Advisory Services, Inc. provides real estate appraisal and real estate brokerage services. CBRES serves as a clearinghouse for appraisal services for community banks. PB Real Estate Holdings, LLC acquires, manages, and disposes of real property, other collateral, and assets.

About the author

Emily J. Thompson

Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.

Peoples Bancorp Reports Strong Q4 Earnings with Notable Gains

Jan 26 2026seekingalpha

Earnings Growth: Peoples Bancorp reported a GAAP EPS of $1.21 for Q4, indicating a significant improvement in profitability, which reflects the bank's robust performance in a competitive market environment.
Revenue Performance: The bank achieved revenues of $24.98 million in Q4, showing growth compared to the same period last year, suggesting positive progress in business expansion and customer base, thereby enhancing market confidence.
Asset Disposal Gains: During the three months ended December 31, 2025, the bank recognized a net gain of $3.0 million from the NCDOT's eminent domain acquisition, which not only improved financial standing but also provided funding for future investments.
Net Interest Margin Improvement: The net interest margin for Q4 was 3.62%, up from 3.39% in the same quarter of 2024, demonstrating the bank's adaptability and enhanced profitability in changing interest rate environments.

Zacks Begins Coverage of Peoples Bancorp with a Neutral Rating

Oct 17 2025NASDAQ.COM

Zacks Coverage Initiation: Zacks Investment Research has initiated coverage of Peoples Bancorp of North Carolina, Inc. (PEBK) with a "Neutral" recommendation, highlighting the company's consistent earnings and strong asset quality despite industry challenges.
Financial Performance: In the second quarter of 2025, PEBK reported a 5.6% increase in net income year-over-year, driven by improved net interest and fee income, with notable profitability metrics and a strong return on equity.
Risks and Challenges: The report outlines potential risks for PEBK, including slowed loan growth, reliance on appraisal management fees, geographic concentration in North Carolina, and competitive pressures on deposit funding costs.
Market Positioning: Despite these risks, PEBK's stock has outperformed its peers, indicating investor confidence in its fundamentals, though expectations for significant near-term growth remain tempered.