Nu Holdings (NU) Achieves $86 Billion Market Cap with 42% Revenue Growth in Q3
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 2d ago
0mins
Source: Fool
- Market Opportunity Seized: Since its founding in 2013, Nu Holdings has capitalized on a massive market opportunity by serving the unbanked population in Latin America, now boasting a customer base of 127 million, which has driven rapid business growth.
- Significant Revenue Growth: In Q3 2025, Nu reported a 42% year-over-year revenue increase, reflecting strong performance in Brazil, Mexico, and Colombia, further solidifying its market position.
- Improving Profitability: Nu's net profit margin reached 18.8% in Q3, and with an expanding customer base and increasing revenue, further improvements are expected, enhancing the company's cost advantage.
- Investment Return Potential: Over the past three years, Nu's stock has skyrocketed 357%, and although future growth may moderate, its forward P/E ratio of 21.1 still presents an attractive opportunity for investors, suggesting a buy for long-term gains.
Analyst Views on NU
Wall Street analysts forecast NU stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NU is 18.80 USD with a low forecast of 16.00 USD and a high forecast of 22.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
9 Analyst Rating
7 Buy
2 Hold
0 Sell
Strong Buy
Current: 18.180
Low
16.00
Averages
18.80
High
22.00
Current: 18.180
Low
16.00
Averages
18.80
High
22.00
About NU
Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
